Jan 11 - CBA Today eNewsletter - COMMUNITY BANKERS ASSOCIATION OF GEORGIA

On Monday, January 9th, the 157th General Assembly convened for the 40-day session. Day 1 of the session was busy with all legislators being sworn in and administered the oath of office. The House of Representatives elected the 75th Speaker of the House, Jon Burns (R), Newington. New leadership was also elected in both the House and the Senate. Senate Resolution 6 was passed by both chambers, which established the schedule for the 40-day session in its entirety. Crossover Day, or Day 28, was established as Monday, March 6th. This is the day that all bills must cross from the legislative chamber of origin to be considered by the other chamber this session. Sine Die, or the last day of the session, was set as Wednesday, March 29th. Next week, the focus will be on budget hearings. CBA is continuing our partnership with Fiveash-Stanley, Inc. for our grassroots efforts year-round. We will be actively monitoring legislation that may impact banks during this legislative session.

Watch for weekly advocacy updates each Friday during session. If you would like to subscribe to our weekly Advocacy Blog, please send an email to cba@cbaofga.com asking to be added.

Lori Godfrey
EVP, Government & Regulatory Relations
CBA

To kick off the Georgia General Assembly session each year, Georgia legislators, lobbyists, and constituents gather at the Wild Hog Supper to support the Georgia Food Bank Feeding Georgia. CBA of Georgia has been a proud sponsor of this event for years, and Charlie Crawford, Hyperion Bank, Atlanta, John McNair and Lori Godfrey, were proud to attend the event on behalf of CBA.

Ready to Promote in Your Community! 2023 Julian & Jan Hester Scholarship
Again this year, CBA is offering the Julian & Jan Hester Memorial Scholarship for high school seniors.
The goal of the scholarship is to assist deserving high school seniors in their first year of college and to promote community banking. To compete, students must be sponsored by a local community bank, complete an activity record expressing their leadership activity in school, write a short essay on community banking, provide teacher recommendations and an official high school transcript. Awards are based on academic merit and not financial need. CBA will award four $1,000 scholarships.

The scholarship is named after former community banker and long-time CBA Chief Executive Officer, the late Julian Hester, and his late daughter, Jan Hester. Jan was a senior at the University of Georgia when she died in an auto accident on April 15, 1990. In addition to supporting community banking, this scholarship is an opportunity to pass on the positive qualities both Julian and Jan Hester exemplified to further the development of tomorrow’s generations.

Visit the Hester Scholarship page for bank information, a press release, student application and Frequently Asked Questions. Applications are due to the bank on April 7, 2023, and to CBA by April 14, 2023.

Georgia’s community bankers do great things in their communities every day. Here is the latest on community outreach and news from CBA Members:

Century Bank & Trust, Milledgeville, and Kasasa® announce Lori Cochran as the $2,500 cash prize winner in the “These Are My People” contest. Read more.
Colony Bank, Fitzgerald, has donated $500,000 to 10 rural hospitals throughout Georgia as part of the Georgia HEART Hospital Program. Read more.

Jason Rooks has been promoted to Chief Lending Officer at Flint Community Bank, Albany.

Pineland Bank, Baxley, hosted a reception on December 28th to celebrate the retirement of Steve Rigdon and Lisa Courson.

Laura Gibson has been named Executive Director of Georgia Fintech Academy, Atlanta.

Tiffany Callaway, Retail Operations Officer, F&M Bank, Washington, was promoted to Assistant Vice President.

Andie Bridges, Retail Marketing & Digital Banking Officer, F&M Bank, Washington, was promoted to Assistant Vice President.

Cassie Ware, Human Resources Officer, F&M Bank, Washington, was promoted to Vice President.

Wendi Spinks, Legacy State Bank, Loganville, has been promoted to Senior Vice President.

Dawn Carlyle, Legacy State Bank, Loganville, has been promoted to Senior Vice President.

Heather Entriken, Legacy State Bank, Loganville, has been promoted to Vice President.

John Childs has joined PrimeSouth Bank, Brunswick, as a Mortgage Loan Originator.

Piedmont Bank, Atlanta, announces that Kelly Johnson will retire as CFO. She will remain a member of the Board of Directors. Philip F. Resch has joined the bank as CFO.

Think CBA First for Your Professional Development Needs!
Here are some upcoming CBA events:

HOTEL INFORMATION

Compliance Officer Bootcamp
February 28—March 3, 2023
CBA of GA was the first association to offer this elite school to support our community bank compliance officers. Join us on St. Simons Island for learning, networking, interactive workshops, roundtable discussions and leadership communication support.

CBA of GA was the first association to offer this elite school to support our community bank compliance officers. Join us on St. Simons Island for learning, networking, interactive workshops, roundtable discussions and leadership communication support. Register today.

Essentials of Coaching: Equipping Team Members for Success
January 24—25, 2023 | Macon or STREAM
Key Course Objectives

Provide participants with an understanding of why coaching is the most critical, yet overlooked, factor in the performance management process.
Equip managers and supervisors with the knowledge, skills application practice, tools, and personal development plan, which will empower them to coach their team members to goal achievement.
Demonstrate how applying Lominger Competencies can address specific coaching needs.
Use personalized DISC Personality Style Report as a tool to help managers develop themselves and their team members.

HMDA
January 26, 2023 | Macon or STREAM
Here Is What You’ll Learn:

Coverage, Exemptions and Key Definitions Associated with HMDA
Partial Exemptions
What are Key Data Fields?
Review Loan-Volume Thresholds
“What Information Goes Where” on the Loan Application Register
Proper Lobby Notices and Requirements for Making HMDA Data Available to the public
Important Guidance and Other Tools Available from the FFIEC and CFPB
Why and How HMDA Data is Used During the Fair Lending Review Process
Common Challenges Associated with HMDA, Including, Understanding the Definition of Refinance or Temporary Financing, and the Difference Between the Rate Spread and HOEPA Calculations
Clarify Excluded Transactions
Clarify Key Terms
Clarify Collection of Race and Ethnicity Information

Webinar: Regulatory Tips, Tricks, and Trends – Looking Back and Ahead!
January 18, 2023 | 2 PM EST
In 2022, many “new normals” were established. Although banking offices and lobbies were open for business, more and more customers and members were choosing to transact electronically, and bankers were choosing more work-from-home alternatives. In addition, auditors and examiners went to a permanent remote/on-site hybrid model. Join Tom Hinkel, VP of Compliance Services, as he looks back at the new compliance and regulatory norms that took hold in 2022 and then looks ahead at what guidance changes could emerge in 2023. Learn more and register.

ACG is Atlanta-based and has proudly served Georgia community banks for more than 30 years. We believe in a “Better Customer Experience” and ensure complete satisfaction. ACG has been a CBA Preferred Service Provider for over 15 years!

ACG offers branch solutions and so much more. In addition to being the largest ATM re-manufacturer in the world, ACG is also the US Master Distributor for ATEC TCRs. We offer anti-skimming security solutions, and you’ll find our field service technicians are on time, thorough and friendly. Contact us and find out how we “Make It Easy!”

Contact Phil Winn at 678-458-9899 or visit their website.

Here are some of the latest news stories relevant to community banking and the financial services industry:

January 11, 2023