Events
CBA University
Industry Representation
Legislative Updates
Member Services
Conferences
Conventions
Schools
Webinars
Banker Regulatory Forums
Compliance
CBA University
Industry Representation
Legislative Updates
Member Services
Conferences
Conventions
Schools
Webinars
Banker Regulatory Forums
Compliance
Superior
Products,
Significant Discounts
Products,
Significant Discounts
ATM Service & Cash Logistics
CBA is leading efforts at the Capitol to introduce legislation that would allow local governments to utilize deposit sweep programs as a supplement to existing pledging requirements, provided that deposits subject to the program remain federally insured. Georgia is the ONLY state in the United States that does not permit local governments to utilize deposit sweep programs as a supplement to existing pledging requirements. We believe that this legislation would make it easier for community banks, particularly in rural Georgia, to accept deposits from their local government, allowing these banks to reinvest these into their own communities and spur economic activity. Thank you to John Sillay with James-Bates-Brannan-Groover for drafting changes to the current code that would allow this type of activity. CBA has circulated the proposed changes to many other parties at the Capitol that may have a vested interest in this bill so that a consensus can be made before we get the bill officially drafted by Legislative Counsel and the sponsor is determined. We will continue to update you on the progress of the bill.
Celebrating at Brian Kemp’s Inaugural Gala
CBA of Georgia was proud to be a part of the celebration at Brian Kemp’s Inaugural Gala! After a busy week of swearing-in sessions, committee assignments and four days of the legislative session, Thursday night’s celebration was a way for everyone to celebrate our 83rd Governor of Georgia, Brian Kemp. CBA was grateful that our employees could participate in the festivities along with several of our bankers.
CBA of Georgia was proud to be a part of the celebration at Brian Kemp’s Inaugural Gala! After a busy week of swearing-in sessions, committee assignments and four days of the legislative session, Thursday night’s celebration was a way for everyone to celebrate our 83rd Governor of Georgia, Brian Kemp. CBA was grateful that our employees could participate in the festivities along with several of our bankers.
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CBA Hosts 1st Quarter Banker Regulatory Forum in Macon
CBA will host its 1st quarter Banker Regulatory Forum, focusing on Compliance, at Idle Hour Country Club in Macon on Thursday, February 14th. The regulatory agencies will cover their hot topics first with questions accepted at any time. If time permits prior to lunch, we’ll address any prepared questions previously submitted. For more information and to register, click here.
For more information regarding banking regulations, please contact Lori Godfrey – direct (770) 541-4684 / toll free (800) 648-8215.
CBA will host its 1st quarter Banker Regulatory Forum, focusing on Compliance, at Idle Hour Country Club in Macon on Thursday, February 14th. The regulatory agencies will cover their hot topics first with questions accepted at any time. If time permits prior to lunch, we’ll address any prepared questions previously submitted. For more information and to register, click here.
For more information regarding banking regulations, please contact Lori Godfrey – direct (770) 541-4684 / toll free (800) 648-8215.
Sponsored by
Update Your Information for the 2019 Georgia Financial Directory
The printed version of the Georgia Financial Directory will be published in late spring and all CBA members will receive a complimentary copy. Banks and associate members will have the opportunity to purchase additional directories for their senior management, directors and key staff members.
Attention Bankers: CBA has retained BLR – Business & Legal Resources, (formerly M. Lee Smith), in Brentwood, TN to publish the 2019 directory. Please be on the lookout for a questionnaire from BLR to obtain current data about your bank -- including correct address, telephone numbers, officers and directors. It is important that you respond promptly with the information requested. Your assistance is vital to the success of our new directory and the completed form should be returned no later than March 5, 2019.
Associate Members: CBA will be contacting you to update your listing in the directory. Thank you for helping us ensure your information is current. Since all CBA members receive a free copy, advertising in the directory is a smart way to keep your company in front of our membership throughout the year.
If you have any questions regarding this change, please contact Lindsay Greene at 770.541-0376. Thank you in advance for your participation.
The printed version of the Georgia Financial Directory will be published in late spring and all CBA members will receive a complimentary copy. Banks and associate members will have the opportunity to purchase additional directories for their senior management, directors and key staff members.
Attention Bankers: CBA has retained BLR – Business & Legal Resources, (formerly M. Lee Smith), in Brentwood, TN to publish the 2019 directory. Please be on the lookout for a questionnaire from BLR to obtain current data about your bank -- including correct address, telephone numbers, officers and directors. It is important that you respond promptly with the information requested. Your assistance is vital to the success of our new directory and the completed form should be returned no later than March 5, 2019.
Associate Members: CBA will be contacting you to update your listing in the directory. Thank you for helping us ensure your information is current. Since all CBA members receive a free copy, advertising in the directory is a smart way to keep your company in front of our membership throughout the year.
If you have any questions regarding this change, please contact Lindsay Greene at 770.541-0376. Thank you in advance for your participation.
Reforms Expand Access to Sub S Tax Cut
Subchapter S bank shareholders will have significantly expanded access to the 20 percent tax deduction for pass-through businesses under a Treasury Department final rule. The final rule expands the availability of the Tax Cuts and Jobs Act’s deduction on qualified business income to include income from the origination and sale of mortgage loans. This significant change will benefit hundreds of community banks.
It does not appear to rectify other banking activities ineligible for the deduction, such as wealth management and retirement planning. It remains unclear how the disqualification of “investing and investment management services” would apply to trust or fiduciary services offered by a bank. Further, de minimis thresholds to qualify for the full deduction were unchanged despite calls to raise the thresholds to a flat 25 percent. Read the final rule.
Subchapter S bank shareholders will have significantly expanded access to the 20 percent tax deduction for pass-through businesses under a Treasury Department final rule. The final rule expands the availability of the Tax Cuts and Jobs Act’s deduction on qualified business income to include income from the origination and sale of mortgage loans. This significant change will benefit hundreds of community banks.
It does not appear to rectify other banking activities ineligible for the deduction, such as wealth management and retirement planning. It remains unclear how the disqualification of “investing and investment management services” would apply to trust or fiduciary services offered by a bank. Further, de minimis thresholds to qualify for the full deduction were unchanged despite calls to raise the thresholds to a flat 25 percent. Read the final rule.
CFPB Seeks Military Lending Act Authority
The Consumer Financial Protection Bureau asked Congress for clear authority to supervise compliance with the Military Lending Act. In a letter to lawmakers, Director Kathleen Kraninger expressed support for legislation that would grant the CFPB authority to conduct exams that specifically review compliance with the MLA. Mick Mulvaney, who ran the CFPB as acting director before Kraninger’s confirmation, previously determined the bureau lacked military lending oversight authority without first receiving complaints from service members. Read more from CFPB.
The Consumer Financial Protection Bureau asked Congress for clear authority to supervise compliance with the Military Lending Act. In a letter to lawmakers, Director Kathleen Kraninger expressed support for legislation that would grant the CFPB authority to conduct exams that specifically review compliance with the MLA. Mick Mulvaney, who ran the CFPB as acting director before Kraninger’s confirmation, previously determined the bureau lacked military lending oversight authority without first receiving complaints from service members. Read more from CFPB.
CBA Members Named in Forbes' 2019 America's Best Banks
Forbes has released their rankings for their 10th annual "America’s Best Banks" list for 2019. The list ranks the 100 largest publicly-traded banks and thrifts based on their growth, credit quality and profitability, with data provided by S&P Global Financial Intelligence (a CBA Endorsed Member Company). Congratulations to Renasant Bank, Lawrenceville, for ranking #32 on the list; congratulations to United Community Bank, Blairsville, for being ranked #45; and congratulations to CBA Associate Member CenterState Bank, Atlanta, for being ranked #19. See the full list.
Forbes has released their rankings for their 10th annual "America’s Best Banks" list for 2019. The list ranks the 100 largest publicly-traded banks and thrifts based on their growth, credit quality and profitability, with data provided by S&P Global Financial Intelligence (a CBA Endorsed Member Company). Congratulations to Renasant Bank, Lawrenceville, for ranking #32 on the list; congratulations to United Community Bank, Blairsville, for being ranked #45; and congratulations to CBA Associate Member CenterState Bank, Atlanta, for being ranked #19. See the full list.
Weighing Shutdown’s Impact on Commercial Loans
Commercial loan portfolios may take a hit if the government shutdown persists. Banks have jumped in to help members and retail banking customers as federal employees miss paychecks. But there are questions about how commercial customers and member-business loans will be affected.
Research into the effects of a past shutdown has shown that as government workers go without pay, they will cut spending. That means retail locations, restaurants and other businesses could see a slowdown. That dip in revenue could eventually affect those businesses’ ability to repay their own commercial loans. Though it’s too early to tell what damage the work stoppage might have this time around, lenders are preparing to potentially help small businesses and others who see their revenue decline. Read more in American Banker.
Commercial loan portfolios may take a hit if the government shutdown persists. Banks have jumped in to help members and retail banking customers as federal employees miss paychecks. But there are questions about how commercial customers and member-business loans will be affected.
Research into the effects of a past shutdown has shown that as government workers go without pay, they will cut spending. That means retail locations, restaurants and other businesses could see a slowdown. That dip in revenue could eventually affect those businesses’ ability to repay their own commercial loans. Though it’s too early to tell what damage the work stoppage might have this time around, lenders are preparing to potentially help small businesses and others who see their revenue decline. Read more in American Banker.
Competitive, Long-term Fixed Rates for Farm Customers
Webinar from CBA Associate Member Farmer Mac
Wednesday, February 6, 2019 | 10:00 am - 11:00 pm
Discover secondary market solutions to help rural lenders be more competitive in serving their customers and communities. Farmer Mac enables lenders to offer more competitive terms with a full suite of products including long-term fixed rate loans that many banks don’t offer. This solution also helps rural lenders preserve capital, manage interest rate risk and minimize credit risk, all while still maintaining the customer relationship. In addition, Farmer Mac’s Capital Markets will cover interest rate trends and the effects that a flattening yield curve may have on agriculture. Learn more and register.
Webinar from CBA Associate Member Farmer Mac
Wednesday, February 6, 2019 | 10:00 am - 11:00 pm
Discover secondary market solutions to help rural lenders be more competitive in serving their customers and communities. Farmer Mac enables lenders to offer more competitive terms with a full suite of products including long-term fixed rate loans that many banks don’t offer. This solution also helps rural lenders preserve capital, manage interest rate risk and minimize credit risk, all while still maintaining the customer relationship. In addition, Farmer Mac’s Capital Markets will cover interest rate trends and the effects that a flattening yield curve may have on agriculture. Learn more and register.
Presented by
If you are interested in joining CBA's NEW Agriculture Committee, please contact Lori Godfrey or Kristi Greer. Stay tuned for CBA's upcoming 2019 Ag Conference date! And check out UGA's Georgia Ag Forecast seminar series held this month.
Consumer Compliance Examination Manual Updated
The Consumer Compliance Examination Manual (CEM) provides supervisory information to FDIC examination staff that conduct consumer compliance examinations, Community Reinvestment Act performance evaluations, and other supervisory activities. It includes supervisory policies and examination procedures for evaluating financial institutions’ compliance with federal consumer protection laws and regulations. Financial institutions can use the CEM to obtain more information about the FDIC’s examination process. Read more about the December 2018 updates. View the manual.
The Consumer Compliance Examination Manual (CEM) provides supervisory information to FDIC examination staff that conduct consumer compliance examinations, Community Reinvestment Act performance evaluations, and other supervisory activities. It includes supervisory policies and examination procedures for evaluating financial institutions’ compliance with federal consumer protection laws and regulations. Financial institutions can use the CEM to obtain more information about the FDIC’s examination process. Read more about the December 2018 updates. View the manual.
Industrial Production Rises on Index’s Anniversary
Industrial production increased 0.3 percent in December after rising 0.4 percent in November, the Federal Reserve said. Production rose in the fourth quarter by an annual rate of 3.8 percent, down from 4.7 percent in the third quarter. The agency also issued a history of its industrial production index to recognize its 100th anniversary. Read more from the Fed.
Industrial production increased 0.3 percent in December after rising 0.4 percent in November, the Federal Reserve said. Production rose in the fourth quarter by an annual rate of 3.8 percent, down from 4.7 percent in the third quarter. The agency also issued a history of its industrial production index to recognize its 100th anniversary. Read more from the Fed.
Toll of Student Debt on Millennial Homeownership
American homeownership has been on the decline, and Federal Reserve researchers point to the high cost of college as one culprit. Just 36% of household heads between 24 and 32 years old owned homes in 2014, down from 45% in 2005. At the same time, average student debt per capita rose to an inflation-adjusted $10,000 from $5,000 in 2005. Read more in American Banker.
American homeownership has been on the decline, and Federal Reserve researchers point to the high cost of college as one culprit. Just 36% of household heads between 24 and 32 years old owned homes in 2014, down from 45% in 2005. At the same time, average student debt per capita rose to an inflation-adjusted $10,000 from $5,000 in 2005. Read more in American Banker.
FinTec Innovations Transforming Financial Industry Landscape
The era in which banking and other sectors of industry required the physical presence of users to be able to execute transactions has gradually changed. Today, the means offered by Fintech and innovators have interrupted the traditional way in which financial products and services are used.
Digital technologies are driving change in the financial services industry. Today’s demographics, sophisticated and global customers, are in search of banking services through omni-channel platforms. Today’s businesses are also in search of an omni-channel banking platform that constantly evolves and interconnects new capabilities such as facial recognition, online/mobile banking, payments, e-commerce, full service remote capabilities, applications development, bill pay, payroll, credit, etc. The number of connected devices on what is referred to as the Internet of Things (IoT) will explode to 50 billion by 2020. Mobile devices, the internet, cloud services, contactless checkout are seen as the way of the future for consumers and businesses. Read the full article. Guest article from CBA Associate Member Sound Payments.
The era in which banking and other sectors of industry required the physical presence of users to be able to execute transactions has gradually changed. Today, the means offered by Fintech and innovators have interrupted the traditional way in which financial products and services are used.
Digital technologies are driving change in the financial services industry. Today’s demographics, sophisticated and global customers, are in search of banking services through omni-channel platforms. Today’s businesses are also in search of an omni-channel banking platform that constantly evolves and interconnects new capabilities such as facial recognition, online/mobile banking, payments, e-commerce, full service remote capabilities, applications development, bill pay, payroll, credit, etc. The number of connected devices on what is referred to as the Internet of Things (IoT) will explode to 50 billion by 2020. Mobile devices, the internet, cloud services, contactless checkout are seen as the way of the future for consumers and businesses. Read the full article. Guest article from CBA Associate Member Sound Payments.
Sympathies
CBA extends our sympathies to Rep. Butch Parrish, his family and friends on the death of his wife, Charlotte Parrish. Rep. Parrish, a former chairman of the House Banks & Banking Committee, also serves on the Board of Directors for Citizens Bank of Swainsboro. Read more about Charlotte.
In addition, CBA extends our sympathies to the friends and family of Danny Capitel, Promontory Interfinancial Network, whose mother-in-law Sandra Coffsky recently passed away. Read more.
CBA extends our sympathies to Rep. Butch Parrish, his family and friends on the death of his wife, Charlotte Parrish. Rep. Parrish, a former chairman of the House Banks & Banking Committee, also serves on the Board of Directors for Citizens Bank of Swainsboro. Read more about Charlotte.
In addition, CBA extends our sympathies to the friends and family of Danny Capitel, Promontory Interfinancial Network, whose mother-in-law Sandra Coffsky recently passed away. Read more.
Retirement Announcement
Congratulations to John Lewis on his recent retirement as Executive Vice President of Foothills Community Bank, Dawsonville, a division of CoastalStates Bank. John has spent 27 years in the banking industry. “I have been blessed to associate with some truly inspirational people,” John said. “I will continue to be a shareholder, client, and advocate for the bank to other banks or bankers desiring to affiliate with a high performing and high-class organization. It has been my honor.” Read more.
Congratulations to John Lewis on his recent retirement as Executive Vice President of Foothills Community Bank, Dawsonville, a division of CoastalStates Bank. John has spent 27 years in the banking industry. “I have been blessed to associate with some truly inspirational people,” John said. “I will continue to be a shareholder, client, and advocate for the bank to other banks or bankers desiring to affiliate with a high performing and high-class organization. It has been my honor.” Read more.
United National Bank Donates to Hurricane Michael Fund
United National Bank, Cairo, recently contributed $2,500 to the Georgia Farm Bureau Foundation fund to help cover losses from Hurricane Michael. The fund will assist farmers in all 76 counties designated by the USDA as primary natural disaster areas, including Grady County.
United National Bank, Cairo, recently contributed $2,500 to the Georgia Farm Bureau Foundation fund to help cover losses from Hurricane Michael. The fund will assist farmers in all 76 counties designated by the USDA as primary natural disaster areas, including Grady County.
Farmers & Merchants Bank Named Business of the Year
Congratulations to Farmers & Merchants Bank, Sylvania, for being awarded "Business of the Year" in the medium sized category at the Screven County Chamber of Commerce annual banquet.
Congratulations to Farmers & Merchants Bank, Sylvania, for being awarded "Business of the Year" in the medium sized category at the Screven County Chamber of Commerce annual banquet.
Greater Community Bank Offers Solutions for Federal Employees
Greater Community Bank, Rome, is offering solutions specifically for federal government employees in need of assistance during the government shutdown. These include special lines of credit, loans for urgent costs, payment deferment, waived fees, etc. Read the press release. If your bank is offering solutions for those affected by the shutdown, please share them with CBA.
Greater Community Bank, Rome, is offering solutions specifically for federal government employees in need of assistance during the government shutdown. These include special lines of credit, loans for urgent costs, payment deferment, waived fees, etc. Read the press release. If your bank is offering solutions for those affected by the shutdown, please share them with CBA.
Safe Systems Named in Georgia's Largest Fintech Companies
Safe Systems, a CBA Associate Member, announced it has been named to the Atlanta Business Chronicle’s listing of “Georgia’s 25 Largest Fintech Companies” in the 2018-19 Book of Lists, released December 28, 2018. Atlanta Business Chronicle’s listing highlights the leading organizations supporting the technology needs of the financial services industry and payment processing through their products and services. Read more.
Safe Systems, a CBA Associate Member, announced it has been named to the Atlanta Business Chronicle’s listing of “Georgia’s 25 Largest Fintech Companies” in the 2018-19 Book of Lists, released December 28, 2018. Atlanta Business Chronicle’s listing highlights the leading organizations supporting the technology needs of the financial services industry and payment processing through their products and services. Read more.
Fiserv Named in World’s Most Admired Companies
Fiserv, a CBA Associate Member, has been recognized as one of the Fortune Magazine 2019 “World’s Most Admired Companies” for the sixth consecutive year. Fiserv received high marks for its long-term investment value, financial soundness, people management and social responsibility, and was also noted for its use of corporate assets, quality of management and innovation. Read more.
Fiserv, a CBA Associate Member, has been recognized as one of the Fortune Magazine 2019 “World’s Most Admired Companies” for the sixth consecutive year. Fiserv received high marks for its long-term investment value, financial soundness, people management and social responsibility, and was also noted for its use of corporate assets, quality of management and innovation. Read more.
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Colony Bank - Eastman Debra Sheffield has been promoted to Eastman Market President and Vice President. |
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Community Banking Co. of Fitzgerald Mark Turner has joined the bank as Executive Vice President and Senior Lender. |
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Community Bank of Pickens County - Jasper Congratulations to Michelle Logan for being named the 2019 Ambassador of the Year at the Pickens County Chamber of Commerce Winter Ball. |
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Morris Bank - Dublin Trae Kemp, Credit Analyst, has been nominated as Chairman of the Laurens County Board of Commissioners. |
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ATM Service & Cash Logistics |
Clayton Braswell is President of ATM Response, an armored car company providing custom cash logistics and ATM maintenance solutions for financial institutions throughout the Southeast. Founded in 1982 and based in Suwanee, Georgia, ATM Response offers a wide range of service offerings including Cash Delivery from the Federal Reserve, ATM Maintenance Programs and ATM Balancing and Replenishment.
For more information, contact Clayton at clayton@atmresponse.com, call 770-231-7425 or visit www.atmresponse.com.
For more information, contact Clayton at clayton@atmresponse.com, call 770-231-7425 or visit www.atmresponse.com.
The CBA has been recognized on a national level for its invaluable educational programs and corporate events. The CBA has a variety of options for all positions in a community bank…from the teller line to the board room. We invite you to join us for one of the upcoming programs. For more options, click here for the CBA Calendar. For assistance with Education Programs, contact Kristi Greer. For assistance with Corporate Events, contact Peake Wilson.
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January – February 2019
January
4th Annual Senior Retail Banking Officer Forum, Session I
Thursday, January 24 – Atlanta
Train the Trainer
Tuesday, January 29 - Macon
February
Competitive, Long-term Fixed Rates for Farm Customers
Wednesday, February 6, 2019 - CBA Webinar
Protect Your Reputation – Risk, Response, Reputation
Thursday, February 7 - Augusta
Consumer Lending School
Monday-Friday, February 11-15 – Atlanta
Mastering HMDA
Wednesday, February 13, 2019 - Macon
The Basics of Traditional & Roth IRAs
Thursday, February 21, 2019 - Atlanta
20th Biannual BSA Officer School – The Basics
Tuesday – Thursday, February 26-28 – Atlanta
2019 TRID: The Basics
Tuesday – Wednesday, February 26-27 – Macon
Advertising Compliance Bootcamp
Thursday, February 28, 2019 - Macon
Ongoing Webinars & Online Training
Webinars
Click here to view webinar listing and to register.*
*Note: Scroll down to find the new 2019 webinar offerings. The 2018 recorded webinars listed first are still available for purchase.
On-Line Training
Click here for on-line training with OnCourse Learning.
(OnCourse Learning is a CBA Endorsed Member Company)
First Quarter 2019
Grass Roots Day at the Dome - NEW Schedule & Format!
Wednesday, February 13 - Atlanta
1st Quarter Banker Regulatory Forum – Compliance Focus
Thursday, February 14 - Macon
2019 Community Bank Leadership Academy
Tuesday-Wednesday, March 5-6 – Macon
Tuesday-Wednesday, May 14-15 – Macon
Tuesday-Wednesday, July 23-24 – Macon
Tuesday-Wednesday, September 17-18 – Macon
6th Annual Women In Banking Seminar
Tuesday, March 12 - Macon
Charlie Curry Memorial Spring PAC/PR Clay Shoot
Tuesday, March 26 - Albany
2019 Julian & Jan Hester Memorial Scholarship
Reminder – the 2019 Julian & Jan Hester Memorial Scholarship Applications are now available! Bankers, get your team together and spread the word within your communities! More information can be found online.
April Spring Regional Luncheon Meetings & PAC/PR Golf Tournaments
Save the Dates:
South - Tuesday, April 23 – Doublegate Country Club, Albany
Central – Wednesday, April 24 – The Club at Lake Sinclair, Milledgeville
North – Thursday, April 25 – The Country Club of Roswell
Check back soon for more information!
Grass Roots Day at the Dome - NEW Schedule & Format!
Wednesday, February 13 - Atlanta
1st Quarter Banker Regulatory Forum – Compliance Focus
Thursday, February 14 - Macon
2019 Community Bank Leadership Academy
Tuesday-Wednesday, March 5-6 – Macon
Tuesday-Wednesday, May 14-15 – Macon
Tuesday-Wednesday, July 23-24 – Macon
Tuesday-Wednesday, September 17-18 – Macon
6th Annual Women In Banking Seminar
Tuesday, March 12 - Macon
Charlie Curry Memorial Spring PAC/PR Clay Shoot
Tuesday, March 26 - Albany
2019 Julian & Jan Hester Memorial Scholarship
Reminder – the 2019 Julian & Jan Hester Memorial Scholarship Applications are now available! Bankers, get your team together and spread the word within your communities! More information can be found online.
April Spring Regional Luncheon Meetings & PAC/PR Golf Tournaments
Save the Dates:
South - Tuesday, April 23 – Doublegate Country Club, Albany
Central – Wednesday, April 24 – The Club at Lake Sinclair, Milledgeville
North – Thursday, April 25 – The Country Club of Roswell
Check back soon for more information!
We are community banking.
1900 The Exchange, Suite 600, Atlanta, GA 30339
Phone: (770) 541-4490 / (800) 648-8215 | Fax: (770) 541- 4496 • www.cbaofga.com
1900 The Exchange, Suite 600, Atlanta, GA 30339
Phone: (770) 541-4490 / (800) 648-8215 | Fax: (770) 541- 4496 • www.cbaofga.com
Upcoming Events
2019 Senior Retail Banking Officer Forum - Session I
Thursday, January 24 - Atlanta
Train the Trainer
Tuesday, January 29 - Macon
Protect Your Reputation: Risk, Response, Reputation
Thursday, February 7 - Augusta
Consumer Lending School
Monday-Friday, February 11-15 – Atlanta
2019 Senior Retail Banking Officer Forum - Session I
Thursday, January 24 - Atlanta
Train the Trainer
Tuesday, January 29 - Macon
Protect Your Reputation: Risk, Response, Reputation
Thursday, February 7 - Augusta
Consumer Lending School
Monday-Friday, February 11-15 – Atlanta
Connect with us on social media!
