Jan 4 - CBA Today eNewsletter - COMMUNITY BANKERS ASSOCIATION OF GEORGIA

Happy New Year! I hope everyone had an enjoyable, relaxing, and blessed holiday season. With 2022 now in the rear-view mirror and 2023 in full swing, your CBA team is fully recharged and excited for the amazing year of programming we have in store for our members.

As we all know, market conditions continue to change, impacting our respective business needs. All of us at CBA are committed to providing our members with the resources they need to serve their communities and customers. Therefore, please let us know what -if anything- we can do to serve you better. Additionally, consider becoming more actively engaged in shaping CBA by serving on one of our 11 standing committees. CBA is RUN by community bankers FOR community bankers! Active leadership engagement by all is welcome and encouraged.

John McNair
President & CEO Community Bankers Association of Georgia

I look forward to personally visiting with all throughout the year! Thank you for all you do in your respective communities and for your support of CBA!

Respectfully,
John McNair

Lori Godfrey
EVP, Government & Regulatory Relations
CBA

2023 Legislative Session Begins Next Week and CBA Has You Covered
The 2023 Legislative Session will begin on Monday, January 9, 2023, and Georgia’s community banks will be well-represented at the Gold Dome.

When the 157th General Assembly convenes, Georgia will have a new Lieutenant Governor and a new Speaker of the House, as well as new leaders for both the state House and Senate.

Lori Godfrey, EVP, Government & Regulatory Relations at CBA, will again be working closely with government relations firm Fiveash-Stanley.

Watch for CBA’s weekly Advocacy Blog updates during the session. If you are not subscribed to the advocacy updates, please send an email to cba@cbaofga.com requesting to be added.

Why Advertise in the Winter Issue of Georgia Communities First Magazine?
If you are looking to set your company apart and reach Georgia community bank decision makers, consider advertising in the upcoming Winter Issue of Georgia Communities First magazine.

Published four times a year, the magazine provides coverage of community banking industry trends and developments, upcoming professional development programs, legislative efforts, as well as features on CBA members. The digital publication is emailed to CBA members, posted on the website and featured on social media for maximum exposure. The deadline for the Winter Issue is January 15, 2023. Contact Lindsay Greene for more info.

CBA Advocacy Fund: Thank You!
At CBA, we must constantly build and renew relationships with legislators that understand and support community banking.

Thank you to the following banks for their generous contributions to CBA’s Advocacy Fund:

Altamaha Bank & Trust, Vidalia – Mr. Brent Sammons
Bank of Dawson – Mr. Barry Lyle
Builtwell Bank, Dalton – Mr. Mitch Sanford
Century Bank & Trust, Milledgeville – Mr. Derek Williams
Colony Bank, Fitzgerald – Mr. Heath Fountain
Community Bank of Georgia, Baxley – Mr. Kelly Stone
Craft Bank, Atlanta – Mr. Ross Mynatt
Durden Banking Co., Twin City – Mr. G.W. Johnson, Jr.
Engaged Banker Experience LLC, Atlanta – Mr. Lon Langston
F&M Bank, Washington – Mr. Ed Pope
First State Bank, Wrens – Mr. David Jopling
Georgia Primary Bank, Atlanta – Mr. David Coxon
Hyperion Bank, Atlanta – Mr. Charles Crawford
King Computer Corporation, Norcross – Mr. Jared Hauck
Lee & Mason Financial Services, Alpharetta – Mr. Jim Harrington
Oconee State Bank, Watkinsville – Mr. Neil Stevens
Peach State Bank & Trust, Gainesville – Mr. Ron Quinn
Pineland Bank, Alma – Mr. Al Ross
Planters First Bank, Cordele – Mr. Eli Tinsley
The Commercial Bank, Crawford – Mr. Mike Sale

Jason Faulkner, Vice President/Commercial Lender, First National Community Bank, Chatsworth, has been elected to the West Cobb Business Association (WCBA) Board of Directors.

Think CBA First for Your Professional Development Needs!
Here are some upcoming CBA events:

Attention Senior Lenders & Chief Lending Officers:
Prepare for Your Successful Loan Exam
January 18-19, 2023 | Macon or STREAM
In today’s current economic environment, managing the Commercial and Consumer Loan Portfolio is paramount in order to maintain a safe and sound financial institution. The five regulatory agencies are becoming more demanding in their review of banks in light of the recent large bank failure that occurred on the west coast and the increased number of banks currently on their “Trouble Bank” list. Register today.

Jeffery Johnson
President & Senior Consultant Bankers-Insight Group

TRID: The Basics
January 24-25, 2023 | Macon or STREAM
CBA of GA is a leader in TRID Training. Our partner, ProBank Education Services, powered by FORVIS, LLP, is bringing bankers valuable applications to support your bank's TRID needs. Whether you are new to the TILA-RESPA Integrated Disclosures (TRID) for consumer mortgages or just want a deep dive refresher into the basics, this two-day TRID Workshop has it all!

The 2-day Basic level workshop will allow each participant to learn:

The basics
The details of the loan estimate (LE) and the closing disclosure (CD)
Coverage, exemptions, key definitions, additional considerations
The requirements for accurately completing the integrated disclosure forms
Formatting, rounding, timeframes, tolerance buckets, record retention
Disclosures and fee timing
E-Sign applicability & intent to proceed
How to complete both the LE and CD

Leah M. Hamilton, JD
Pro Bank Education Services, powered by FORVIS, LLP

REGISTER TODAY!

HMDA
January 26, 2023 | Macon or STREAM
A full-day seminar providing a comprehensive review of the Home Mortgage Disclosure Act (HMDA) and its implementing regulation, Regulation C. Whether you are new to HMDA or have been reporting for years, you will receive benefits from this seminar’s practical, “real world” approach to HMDA compliance. Learn more and register.

Holtmeyer & Monson provides banks with comprehensive, out-of-house services and the high level of expertise required for SBA lending. The company helps community banks offer small businesses access to capital while benefiting from a profitable source of non-interest fee income. Holtmeyer & Monson covers every stage of the process – from loan packaging and closing, to securitization and sale, through portfolio servicing. Based on its full-service capabilities and credibility, institutions can be confident that their SBA lending credits will be handled expertly, efficiently and with the highest levels of safety and soundness.

Contact Arne Monson at 800-340-7304 or visit their website.

Here are some of the latest news stories relevant to community banking and the financial services industry:

January 4, 2023