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CBA University
Industry Representation
Legislative Updates
Member Services
Conferences
Conventions
Schools
Webinars
Banker Regulatory Forums
Compliance
Superior
Products,
Significant Discounts
Products,
Significant Discounts
Online/DVD Learning
Humanitarian aid organizations are overwhelmed by the needs for food, shelter, and supplies to assist those affected by Hurricane Michael. Your support can make a difference as people begin to put their lives back together. The Community Bankers Association of Georgia (CBA) is proud to partner with the first and only charitable giving platform made for financial institutions: GoodCoin.
At CBA of Georgia, we are committed to supporting folks affected by disasters big and small. This includes driving much needed aid and donations to our charity partners providing emergency shelter, medical supplies, food, and other support when a disaster strikes. These organizations depend on the generosity of donors like you. You can help them prepare for, respond to, and help people recover from disasters like Hurricane Michael. Please consider donating to a disaster relief charity today. With your generous donation, folks in areas affected by Hurricane Michael can receive vital aid and support. Together, we make a difference in the lives of many. Click here to donate today. Please help us spread the word and share this link on your website and social media platforms so others can contribute.
At CBA of Georgia, we are committed to supporting folks affected by disasters big and small. This includes driving much needed aid and donations to our charity partners providing emergency shelter, medical supplies, food, and other support when a disaster strikes. These organizations depend on the generosity of donors like you. You can help them prepare for, respond to, and help people recover from disasters like Hurricane Michael. Please consider donating to a disaster relief charity today. With your generous donation, folks in areas affected by Hurricane Michael can receive vital aid and support. Together, we make a difference in the lives of many. Click here to donate today. Please help us spread the word and share this link on your website and social media platforms so others can contribute.
CBA Members Help Communities Affected by Michael
In the aftermath of Hurricane Michael, CBA member banks have been instrumental in aiding the communities affected by the storm. CBA would like to celebrate it's members who have helped their neighbors and their communities:
Thank you to Douglas National Bank for contributing to the "Coffee to the Coast" collection drive to send supplies to affected areas on the coast. Thank you to The Heritage Bank, Hinesville, Liberty First Bank, Monroe, and Greater Community Bank, Rome, for holding their own collection drives for those in need. Thanks to Planters First Bank, Fitzgerald, for holding an appreciation luncheon to honor first responders, and thank you to First Port City Bank, Bainbridge, for also assisting in recovery efforts.
Please let us know how you are helping your communities so we can spread the word. Please send your stories to Lindsay Greene. Thanks again to our members for doing all you can to support your local communities.
In the aftermath of Hurricane Michael, CBA member banks have been instrumental in aiding the communities affected by the storm. CBA would like to celebrate it's members who have helped their neighbors and their communities:
Thank you to Douglas National Bank for contributing to the "Coffee to the Coast" collection drive to send supplies to affected areas on the coast. Thank you to The Heritage Bank, Hinesville, Liberty First Bank, Monroe, and Greater Community Bank, Rome, for holding their own collection drives for those in need. Thanks to Planters First Bank, Fitzgerald, for holding an appreciation luncheon to honor first responders, and thank you to First Port City Bank, Bainbridge, for also assisting in recovery efforts.
Please let us know how you are helping your communities so we can spread the word. Please send your stories to Lindsay Greene. Thanks again to our members for doing all you can to support your local communities.
USDA Streamlines Loan Programs
The USDA has proposed to streamline its Rural Development Agency and standardize regulations for four guaranteed loan programs. Through its OneRD initiative, the department intends to develop a common platform for its business and industry, community facility, water and waste disposal, and rural energy programs. Read ICBA comment letter.
The USDA has proposed to streamline its Rural Development Agency and standardize regulations for four guaranteed loan programs. Through its OneRD initiative, the department intends to develop a common platform for its business and industry, community facility, water and waste disposal, and rural energy programs. Read ICBA comment letter.
FFIEC Launches New BSA/AML InfoBase
The Federal Financial Institutions Examination Council (FFIEC) launched the redesigned Bank Secrecy Act/Anti-Money Laundering (BSA/AML) InfoBase website, which is aimed at sharing bank examination procedure information with examiners, financial institutions, the public, and other stakeholders. The redesign improves site navigation, enhances search capabilities, provides mobile-friendly capability, and contains new functionality that allows users to download various sections of the FFIEC BSA/AML Examination Manual. Visit the new website.
Learn more about Anti-Money Laundering & the Bank Secrecy Act at the CBA December Compliance Program IV being held in five cities! Learn more and register.
The Federal Financial Institutions Examination Council (FFIEC) launched the redesigned Bank Secrecy Act/Anti-Money Laundering (BSA/AML) InfoBase website, which is aimed at sharing bank examination procedure information with examiners, financial institutions, the public, and other stakeholders. The redesign improves site navigation, enhances search capabilities, provides mobile-friendly capability, and contains new functionality that allows users to download various sections of the FFIEC BSA/AML Examination Manual. Visit the new website.
Learn more about Anti-Money Laundering & the Bank Secrecy Act at the CBA December Compliance Program IV being held in five cities! Learn more and register.
Feds Launch Small-Biz Cybersecurity Campaign
The Federal Trade Commission (FTC) and other federal agencies launched a national education campaign to help small-business owners understand common cyber threats. The “Cybersecurity for Small Business” campaign features fact sheets, videos, and quizzes on topics such as ransomware, phishing, the NIST Cybersecurity Framework, and more. Read more from the FTC.
The Federal Trade Commission (FTC) and other federal agencies launched a national education campaign to help small-business owners understand common cyber threats. The “Cybersecurity for Small Business” campaign features fact sheets, videos, and quizzes on topics such as ransomware, phishing, the NIST Cybersecurity Framework, and more. Read more from the FTC.
Cybersecurity Preparedness Resource Updated
As part of the FDIC's Community Banking Initiative, the agency is adding to its cybersecurity awareness resources for financial institutions. This includes two new vignettes for the Cyber Challenge, which consists of exercises that are intended to encourage discussions of operational risk issues and the potential impact of information technology disruptions on common banking functions. Read more and access these resources.
As part of the FDIC's Community Banking Initiative, the agency is adding to its cybersecurity awareness resources for financial institutions. This includes two new vignettes for the Cyber Challenge, which consists of exercises that are intended to encourage discussions of operational risk issues and the potential impact of information technology disruptions on common banking functions. Read more and access these resources.
Banks' Golden Deposits are Heading out the Door
After nearly three years of rate increases from the Federal Reserve, customers are pulling billions of dollars out of accounts that don’t earn interest and putting their money into higher-yielding alternatives. That will crimp banks’ ability to grow profits going forward.
Customers withdrew more than $30 billion from U.S. bank accounts that don’t earn interest over the year that ended June 30, the first such annual decline in more than a decade, according to FDIC data. These deposits largely consist of business and consumer checking accounts and are considered particularly valuable because banks can use these no-cost deposits to make loans. As short-term interest rates rise, they become even more lucrative. Read more.
After nearly three years of rate increases from the Federal Reserve, customers are pulling billions of dollars out of accounts that don’t earn interest and putting their money into higher-yielding alternatives. That will crimp banks’ ability to grow profits going forward.
Customers withdrew more than $30 billion from U.S. bank accounts that don’t earn interest over the year that ended June 30, the first such annual decline in more than a decade, according to FDIC data. These deposits largely consist of business and consumer checking accounts and are considered particularly valuable because banks can use these no-cost deposits to make loans. As short-term interest rates rise, they become even more lucrative. Read more.
Fraud Education Series: Vishing
Sophisticated predators are both online and offline, and are preying on your customers daily. NXG Strategies has released the first in a series of articles you can use to help your customers understand more about the latest scams and techniques criminals are using, and how they can better protect their identity. These days, identity theft doesn't just come from cyber criminals hacking multimillion-dollar organizations to steal data, it's also criminals gathering data from a simple two-minute phone conversation that could put you at risk for identity theft. Read more about vishing. Coming soon will be a free webinar where you can learn more about solutions for identity detection and recovery. Guest article from CBA Associate Member NXG Strategies.
Sophisticated predators are both online and offline, and are preying on your customers daily. NXG Strategies has released the first in a series of articles you can use to help your customers understand more about the latest scams and techniques criminals are using, and how they can better protect their identity. These days, identity theft doesn't just come from cyber criminals hacking multimillion-dollar organizations to steal data, it's also criminals gathering data from a simple two-minute phone conversation that could put you at risk for identity theft. Read more about vishing. Coming soon will be a free webinar where you can learn more about solutions for identity detection and recovery. Guest article from CBA Associate Member NXG Strategies.
How Does AI Change Banking, and How Can You Prepare?
Artificial intelligence (AI), or the development of computer systems to perform human-like tasks, like decision-making and speech recognition, is a fairly divisive topic. Sometimes, the uncertainty surrounding AI can be met with anxiety, fearing that one’s job or industry may be overtaken by automation. On the other hand, AI is viewed positively, met with the excitement of endless opportunities. Between chatting with bots on your bank’s website, to checking your account balance over the phone with digital voice assistants, you’ve probably encountered more AI in your recent banking experience than you thought. There’s no doubt that AI is going to continue to be utilized in more aspects of bank operations and offerings, and will likely change the landscape of banking as we know it – but exactly what can we expect to see? Read the full article. Guest article from CBA Associate Member Sageworks.
Artificial intelligence (AI), or the development of computer systems to perform human-like tasks, like decision-making and speech recognition, is a fairly divisive topic. Sometimes, the uncertainty surrounding AI can be met with anxiety, fearing that one’s job or industry may be overtaken by automation. On the other hand, AI is viewed positively, met with the excitement of endless opportunities. Between chatting with bots on your bank’s website, to checking your account balance over the phone with digital voice assistants, you’ve probably encountered more AI in your recent banking experience than you thought. There’s no doubt that AI is going to continue to be utilized in more aspects of bank operations and offerings, and will likely change the landscape of banking as we know it – but exactly what can we expect to see? Read the full article. Guest article from CBA Associate Member Sageworks.
CBA Welcomes New Associate Members
The Community Bankers Association of Georgia (CBA) would like to welcome new Associate Members which were recently approved by the Board of Directors. Throughout the year, CBA’s Board reviews and approves quality vendors who provide products and services to CBA members. For more information on becoming an associate member, click here or contact Lindsay Greene.
The Community Bankers Association of Georgia (CBA) would like to welcome new Associate Members which were recently approved by the Board of Directors. Throughout the year, CBA’s Board reviews and approves quality vendors who provide products and services to CBA members. For more information on becoming an associate member, click here or contact Lindsay Greene.
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Holtmeyer & Monson
Mr. Arnie Monson Memphis, TN Consulting – SBA Lending PCBB Mr. Bradley Reeves Land O Lakes, FL Correspondent Banking |
CBA's 2019 Media Kit Now Available!
The 2019 CBA of Georgia Media Kit includes numerous ways for associate members to reach Georgia’s community bankers. The kit contains all ad specs, deadlines, subscriber information and contact information to help you with your advertising plans for the coming year. The weekly e-newsletter is delivered to over 5,000 email addresses so a one-month ad in the e-newsletter will reach 20,000 email addresses for only $300! Click here to view or download the media kit. Contact Lindsay Greene or call 770-541-0376 for a customized package.
The 2019 CBA of Georgia Media Kit includes numerous ways for associate members to reach Georgia’s community bankers. The kit contains all ad specs, deadlines, subscriber information and contact information to help you with your advertising plans for the coming year. The weekly e-newsletter is delivered to over 5,000 email addresses so a one-month ad in the e-newsletter will reach 20,000 email addresses for only $300! Click here to view or download the media kit. Contact Lindsay Greene or call 770-541-0376 for a customized package.
Announcing the 2019 J. Steven Walraven Memorial Scholarship!
CBA is proud to announce the 2019 Walraven Scholarship, named for the late J. Steven Walraven, a former community bank president who dedicated much of his life to his community and community banking. His wife Rebecca and their sons have developed the scholarship in his memory.
This $500 scholarship is awarded to a Georgia community bank employee attending a college or university within the state of Georgia. The goal of the scholarship is to assist those employees interested in furthering their education to enhance their career in community banking.
All completed applications should be submitted to CBA no later than Friday, April 12, 2019. Only complete applications will be eligible. Winners will be announced in late April 2019.
Click here for more details and to download the application. Contact Jeremy Thomens for more information.
CBA is proud to announce the 2019 Walraven Scholarship, named for the late J. Steven Walraven, a former community bank president who dedicated much of his life to his community and community banking. His wife Rebecca and their sons have developed the scholarship in his memory.
This $500 scholarship is awarded to a Georgia community bank employee attending a college or university within the state of Georgia. The goal of the scholarship is to assist those employees interested in furthering their education to enhance their career in community banking.
All completed applications should be submitted to CBA no later than Friday, April 12, 2019. Only complete applications will be eligible. Winners will be announced in late April 2019.
Click here for more details and to download the application. Contact Jeremy Thomens for more information.
CBA's 2018 Compliance Lending School
This week, the CBA is hosting the 2018 Compliance Lending School at the beautiful King & Prince Beach & Golf Resort at St. Simons Island. Community bankers from all over Georgia have come together to learn from industry experts while networking with compliance professionals from across the state. Check out some highlights below.
This week, the CBA is hosting the 2018 Compliance Lending School at the beautiful King & Prince Beach & Golf Resort at St. Simons Island. Community bankers from all over Georgia have come together to learn from industry experts while networking with compliance professionals from across the state. Check out some highlights below.
Scenes from the 2018 Compliance Lending School
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Thank You to Our Sponsors!
Cybercrime, Identity Theft and Your Consumer
FREE Webinar from CBA Associate Member NXG Strategies
Thursday, November 1, 2018 | 11:00 AM ET
For financial institutions to stay competitive in this evolving marketplace they need to enhance their customer relationships with timely and valuable enhancements. For every 10,000 checking accounts, you could offer Identity Theft Protection to your customers and EARN an additional $22,400 plus in net fee income each month. Join NXG Strategies to learn more about their solutions for identity detection and recovery. Register here.
FREE Webinar from CBA Associate Member NXG Strategies
Thursday, November 1, 2018 | 11:00 AM ET
For financial institutions to stay competitive in this evolving marketplace they need to enhance their customer relationships with timely and valuable enhancements. For every 10,000 checking accounts, you could offer Identity Theft Protection to your customers and EARN an additional $22,400 plus in net fee income each month. Join NXG Strategies to learn more about their solutions for identity detection and recovery. Register here.
Sympathies
CBA extends our sympathies to the family, friends and colleagues of Mr. H. Chris Tiller, Director for Spivey State Bank, Swainsboro, who recently passed away. Chris was plant manager for Creston Knitting Mills for 26 years and retired with Swainsboro Technical College. Read more.
CBA extends our sympathies to the family, friends and colleagues of Mr. H. Chris Tiller, Director for Spivey State Bank, Swainsboro, who recently passed away. Chris was plant manager for Creston Knitting Mills for 26 years and retired with Swainsboro Technical College. Read more.
Leonard Moreland Featured in South Atlanta Magazine
Congratulations to Leonard Moreland, CEO of Heritage Bank, Jonesboro, and Division 4 Chair on CBA's Board of Directors, for landing the cover of South Atlanta Magazine. The August - September 2018 issue features Leonard's rise from pumping gas to being the bank's CEO. Copies are available at your nearest Heritage Bank location. Read more.
Congratulations to Leonard Moreland, CEO of Heritage Bank, Jonesboro, and Division 4 Chair on CBA's Board of Directors, for landing the cover of South Atlanta Magazine. The August - September 2018 issue features Leonard's rise from pumping gas to being the bank's CEO. Copies are available at your nearest Heritage Bank location. Read more.
Fowler Williams Named to MBA Board of Directors
Congratulations to Fowler Williams, President of Crescent Mortgage, a CBA Endorsed Member Company, for being sworn to the 2019 Board of Directors for the Mortgage Bankers Association (MBA). Pictured is Fowler (l) and Senior Vice President, Vernon Tanner (r) meeting their outside counsel, Rich Horn (the original author of TRID) at the BCFP main office in Washington, DC. Fowler, Vernon, and Rich were able to provide face-to-face industry feedback directly to, and gain clarity directly from, the legal staff at the BCFP regarding the effects that recent changes have had on certain mortgage lending products for Community Banks and the markets they serve. Read more from MBA.
Congratulations to Fowler Williams, President of Crescent Mortgage, a CBA Endorsed Member Company, for being sworn to the 2019 Board of Directors for the Mortgage Bankers Association (MBA). Pictured is Fowler (l) and Senior Vice President, Vernon Tanner (r) meeting their outside counsel, Rich Horn (the original author of TRID) at the BCFP main office in Washington, DC. Fowler, Vernon, and Rich were able to provide face-to-face industry feedback directly to, and gain clarity directly from, the legal staff at the BCFP regarding the effects that recent changes have had on certain mortgage lending products for Community Banks and the markets they serve. Read more from MBA.
CBA Testimonial
Frank Griffin, President of Flint Community Bank, Albany, shares his positive experience with CBA Endorsed Member Company Fitech Payments.
Frank Griffin, President of Flint Community Bank, Albany, shares his positive experience with CBA Endorsed Member Company Fitech Payments.
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Newton Federal Bank - Covington Dave Reese has joined Community First Auto, a Division of Newton Federal Bank as Senior Vice President, President of Community First Auto. |
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Newton Federal Bank - Covington Bob Kimbro has joined Community First Auto, a Division of Newton Federal Bank as Vice President, Relationship Manager GA-TN. |
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Newton Federal Bank - Covington Dale Moore has joined Community First Auto, a Division of Newton Federal Bank as Vice President, Relationship Manager GA-SC-NC. |
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Newton Federal Bank - Covington Rhonda Williams has joined Community First Auto, a Division of Newton Federal Bank as Vice President, Office Manager & Credit Underwriter. |
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Liberty First Bank - Monroe Vicki Hubbard has been named Controller and promoted to Senior Vice President. |
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First Port City Bank - Bainbridge Wil Giannars has joined the bank as a loan officer. |
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Queensborough National Bank & Trust Company, Inc. - Louisville Mary Lewis has joined the bank as a mortgage lender. |
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Online/DVD Learning |
Craig Johnson is the Business Development Manager for Financial Services at OnCourse Learning, which is a leading provider of governance, risk and compliance training for the bank, mortgage, credit union, gaming and nonbank financial services industries. OnCourse Learning Financial Services educates more than 85,000 financial services professionals each year and has developed more than 1,100 financial services courses.
For more info, contact Craig Johnson at cjohnson@oncourselearning.com or 803-238-1010. Please visit OnCourse Learning Financial Services at www.oncourselearning.com/financial-services.
For more info, contact Craig Johnson at cjohnson@oncourselearning.com or 803-238-1010. Please visit OnCourse Learning Financial Services at www.oncourselearning.com/financial-services.
The CBA has been recognized on a national level for its invaluable educational programs and corporate events. The CBA has a variety of options for all positions in a community bank…from the teller line to the board room. We invite you to join us for one of the upcoming programs. For more options, click here for the CBA Calendar. For assistance with Education Programs, contact Kristi Greer. For assistance with Corporate Events, contact Peake Wilson.
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Fourth Quarter 2018
8th Annual Southeast Financial Human Resource Conference
Thursday-Friday, November 1-2 - Atlanta
RESCHEDULED – 3rd Quarter Compliance Program:
Complying with Deposit Regulations
Tuesday, November 6 - Savannah
2018 Branch Management Series – Session IV
Raising the Bar for Sustainable Growth
Thursday, November 8 - Atlanta
4th Quarter Compliance Program – AML / BSA
Tuesday, December 4 – Savannah
Wednesday, December 5 – Tifton
Thursday, December 6 – Macon
Monday, December 10 – Duluth
Tuesday, December 11 - Rome
Ongoing Webinars & Online Training
Webinars
Click here to view webinar listing and to register.
On-Line Training
Click here for on-line training with OnCourse Learning.
(OnCourse Learning is a CBA Endorsed Member Company)
Fourth Quarter 2018
4th Quarter Banker Regulatory Forum – Compliance
Thursday, November 1 - Atlanta
2019 Julian & Jan Hester Memorial Scholarship
Reminder – the 2019 Julian & Jan Hester Memorial Scholarship Applications are now available! Bankers, get your team together and spread the word within your communities! More information can be found online.
4th Quarter Banker Regulatory Forum – Compliance
Thursday, November 1 - Atlanta
2019 Julian & Jan Hester Memorial Scholarship
Reminder – the 2019 Julian & Jan Hester Memorial Scholarship Applications are now available! Bankers, get your team together and spread the word within your communities! More information can be found online.
We are community banking.
1900 The Exchange, Suite 600, Atlanta, GA 30339
Phone: (770) 541-4490 / (800) 648-8215 | Fax: (770) 541- 4496 • www.cbaofga.com
1900 The Exchange, Suite 600, Atlanta, GA 30339
Phone: (770) 541-4490 / (800) 648-8215 | Fax: (770) 541- 4496 • www.cbaofga.com
Upcoming Events
Southeast Financial Human Resource Conference
Thursday-Friday, November 1-2 - Atlanta
4th Quarter Banker Regulatory Forum
Thursday, November 1 - Atlanta
Branch Management Series IV: Raising the Bar for Sustainable Growth
Thursday, November 8 - Atlanta
Southeast Financial Human Resource Conference
Thursday-Friday, November 1-2 - Atlanta
4th Quarter Banker Regulatory Forum
Thursday, November 1 - Atlanta
Branch Management Series IV: Raising the Bar for Sustainable Growth
Thursday, November 8 - Atlanta
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