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Check Out Our
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Innovation touches every area and person in your bank, employee and customer alike. So how do you keep up without having to play catch up?
Our NEW Innovation Exploration Bundle is an express route for your innovation journey. With microlearning, forums, networking, vendor resources, in-person and virtual training, and bank visits to see the latest innovations in action, you won't want to miss out on this bundle.
“At the direction of CBA’s Innovation and Education Committee, Kristi Greer and her team are pleased to unveil the CBA Innovation Exploration Bundle. The curriculum has been designed to provide training and development programs for all levels of practitioners, from the novice to the most advanced. It is imperative for community bankers to embrace technology and develop a comprehensive digital strategy. CBA is leading the charge in Georgia and the entire southeast with both educational resources and best in class partnerships,“ said John McNair, CBA President & CEO.
Don’t miss our first event, Innovation Exploration & Retail Banking Forum Meeting Together April 20 Forum
What is included in the bundle?
Our NEW Innovation Exploration Bundle is an express route for your innovation journey. With microlearning, forums, networking, vendor resources, in-person and virtual training, and bank visits to see the latest innovations in action, you won't want to miss out on this bundle.
“At the direction of CBA’s Innovation and Education Committee, Kristi Greer and her team are pleased to unveil the CBA Innovation Exploration Bundle. The curriculum has been designed to provide training and development programs for all levels of practitioners, from the novice to the most advanced. It is imperative for community bankers to embrace technology and develop a comprehensive digital strategy. CBA is leading the charge in Georgia and the entire southeast with both educational resources and best in class partnerships,“ said John McNair, CBA President & CEO.
Don’t miss our first event, Innovation Exploration & Retail Banking Forum Meeting Together April 20 Forum
What is included in the bundle?
- 2 - One-day Sessions - April 20 & TBD
- 1 - Conference (October or November - Coming Soon)
- 4 - Microlearnings (virtual)
- Foundations in FinTech
- Regulatory Scrutiny of BAAS Partnerships (May TBD)
- Implementing Deposit Programs (July TBD)
- Implementing Credit Programs (October TBD)
- Bankers Helping Bankers Platform Access (NEW; very cool platform to cut our research time for looking at technology tools/platforms)
- Reduced pricing on CBLA, Cyber Summit, CONNECT (Convention) - for the bank's Innovation bundle employee only
- 1 - $150 Coupon towards a CBA Professional Development Program (cannot be used for above-listed programs)
- 1 - Complimentary Webinar: FedNow Faster Payments, Future, Feasibility
ICBA LIVE Underway in San Antonio
Community bankers and industry leaders from across the country are gathering at the ICBA LIVE 2022 national convention in San Antonio this week. The convention theme—“All In, All Heart”—reflects community bankers’ tireless efforts to go above and beyond for their customers and communities—throughout the pandemic and into the future. Lori Godfrey, Chief of Staff, Executive Vice President, Government and Regulatory Relations at CBA, spent time on Monday visiting with numerous CBA vendor partners. At the convention, community bankers can choose from 55 sessions and learning labs spanning seven tracks, including talent management; risk, regulation and exams; technology, payments and innovation; lending and deposits; and marketing and growth.
Community bankers and industry leaders from across the country are gathering at the ICBA LIVE 2022 national convention in San Antonio this week. The convention theme—“All In, All Heart”—reflects community bankers’ tireless efforts to go above and beyond for their customers and communities—throughout the pandemic and into the future. Lori Godfrey, Chief of Staff, Executive Vice President, Government and Regulatory Relations at CBA, spent time on Monday visiting with numerous CBA vendor partners. At the convention, community bankers can choose from 55 sessions and learning labs spanning seven tracks, including talent management; risk, regulation and exams; technology, payments and innovation; lending and deposits; and marketing and growth.
Fintech Atlanta Run It by the Buyer Event—Bankers & Tech Companies Come Together
The FinTech Atlanta Run It by the Buyer event last week was a huge success. “This event is an incredible learning opportunity for tech companies, bankers, and other industry stakeholders, and CBA was proud to support,” said John McNair, CBA President & CEO. Innovation Committee Chair Chris Stanley, Atlantic Capital Bank, Atlanta, was instrumental in organizing the event. Special thanks to FIS for sponsoring the reception. Bankers interested in serving on CBA’s Innovation Committee should contact CBA. For the latest in innovation events, visit CBA’s Innovation Circuit blog.
The FinTech Atlanta Run It by the Buyer event last week was a huge success. “This event is an incredible learning opportunity for tech companies, bankers, and other industry stakeholders, and CBA was proud to support,” said John McNair, CBA President & CEO. Innovation Committee Chair Chris Stanley, Atlantic Capital Bank, Atlanta, was instrumental in organizing the event. Special thanks to FIS for sponsoring the reception. Bankers interested in serving on CBA’s Innovation Committee should contact CBA. For the latest in innovation events, visit CBA’s Innovation Circuit blog.
Thank you for supporting the community banking industry in 2021 through our first t-shirt fundraiser. Monies raised are used to support advocacy efforts at our state capitol. CBA’s LEAD Committee has designed a new t-shirt for 2022. Don’t miss the chance to order this one-of-a-kind t-shirt! Join your fellow bankers by wearing these to increase awareness of our industry brand. Read more about this year’s design, see bank photos from 2021, and learn about CBA’s PAC/PR Fund and how you can order your shirt! Don’t miss out!
Cheers to CBA’s First Cork Pull PAC/PR Fundraiser
The first Cork Pull fundraiser was held yesterday at CBA’s Compliance Officer Bootcamp on St. Simons Island. The cork pull is an initiative from CBA’s LEAD Committee designed to raise capital for the PAC/PR fund. The PAC/PR fund is the fuel that helps Lori Godfrey, John McNair, and the CBA team to promote advocacy for community banks in Georgia.
“Our LEAD committee is always coming up with fun and new ways to support the community banking industry. And for this group to plan a cork pull for our compliance officers learning week makes it even better,” commented Kristi Greer, CBA SVP-Professional Development. “Special thanks to LEAD Chair Brian Bazemore, President & CEO, The Citizens Bank of Cochran/Community Bank of Dublin-Laurens County, Dublin. Brian came and set up the wine pull and shared with students how CBA’s advocacy efforts support them directly,”
The first Cork Pull fundraiser was held yesterday at CBA’s Compliance Officer Bootcamp on St. Simons Island. The cork pull is an initiative from CBA’s LEAD Committee designed to raise capital for the PAC/PR fund. The PAC/PR fund is the fuel that helps Lori Godfrey, John McNair, and the CBA team to promote advocacy for community banks in Georgia.
“Our LEAD committee is always coming up with fun and new ways to support the community banking industry. And for this group to plan a cork pull for our compliance officers learning week makes it even better,” commented Kristi Greer, CBA SVP-Professional Development. “Special thanks to LEAD Chair Brian Bazemore, President & CEO, The Citizens Bank of Cochran/Community Bank of Dublin-Laurens County, Dublin. Brian came and set up the wine pull and shared with students how CBA’s advocacy efforts support them directly,”
Community Banks Reported an Increase in Quarterly Net Income Year Over Year
Community banks reported net income growth of $511.6 million from the year-ago quarter, supported by an increase in net interest income and a decline in provision expense, according to the FDIC Quarterly Banking Profile for Q4 2021. Net interest income was up $1.3 billion (6.7 percent) from the year-ago quarter due to a decline in interest expense ($910.9 million or 35.1 percent) and increase in interest income ($384.5 million, or 1.8 percent). Net interest income, however, declined slightly ($165.8 million, or 0.8 percent) from third quarter 2021. Provision expenses declined $914.9 million (74 percent) from a year ago and increased $39.2 million (13.9 percent) from the previous quarter. Just over half (51.2 percent) of 4,391 FDIC-insured community banks reported higher quarterly net income.
The net interest margin for community banks narrowed 11 basis points from the year-ago quarter to 3.22 percent, as growth in earning assets outpaced growth in net interest income. Read entire quarterly report.
Community banks reported net income growth of $511.6 million from the year-ago quarter, supported by an increase in net interest income and a decline in provision expense, according to the FDIC Quarterly Banking Profile for Q4 2021. Net interest income was up $1.3 billion (6.7 percent) from the year-ago quarter due to a decline in interest expense ($910.9 million or 35.1 percent) and increase in interest income ($384.5 million, or 1.8 percent). Net interest income, however, declined slightly ($165.8 million, or 0.8 percent) from third quarter 2021. Provision expenses declined $914.9 million (74 percent) from a year ago and increased $39.2 million (13.9 percent) from the previous quarter. Just over half (51.2 percent) of 4,391 FDIC-insured community banks reported higher quarterly net income.
The net interest margin for community banks narrowed 11 basis points from the year-ago quarter to 3.22 percent, as growth in earning assets outpaced growth in net interest income. Read entire quarterly report.
William Mills Agency Releases 2022 Bankers as Buyers Report
William Mills Agency, the largest independent public relations and marketing firm specializing in the financial industry, announces the release of its 19th annual Bankers as Buyers Report. The report showcases technologies and capabilities that are trending for financial institutions and fintechs through a variety of interviews, contributed articles and published reports.
“Our theme this year is ‘Building a Resilient Tomorrow,’ which enables us to outline ways the financial industry is constantly evolving to meet customers’ needs and create more effective businesses,” said Scott Mills, President of William Mills Agency and editor of this report.
Some of the major topical areas explored include:
William Mills Agency, the largest independent public relations and marketing firm specializing in the financial industry, announces the release of its 19th annual Bankers as Buyers Report. The report showcases technologies and capabilities that are trending for financial institutions and fintechs through a variety of interviews, contributed articles and published reports.
“Our theme this year is ‘Building a Resilient Tomorrow,’ which enables us to outline ways the financial industry is constantly evolving to meet customers’ needs and create more effective businesses,” said Scott Mills, President of William Mills Agency and editor of this report.
Some of the major topical areas explored include:
- Customer Acquisition
- Bankers’ role in Cryptocurrencies
- Integrations and Public Cloud
- Robotic Process Automation (RPA)
- Customer Service via digital, call center and branch
Georgia’s community bankers do great things in their communities every day. Here is the latest on community outreach and news from CBA Members:
- Congratulations to Melissa Jordan, Community Bank of Pickens County, Jasper, for recently being named Queen of Mardi Gras in the Mountains. Melissa’s fundraising efforts contributed to a record event of $79,000 raised, which will benefit Georgia Mountains Hospice and local charities supported by the Knights of Columbus and Rotary Club of Jasper. Pictured are Melissa Jordan and Terry Wilson from Gilmer County, who was named King of Mardi Gras in the Mountains.
- Planters First Bank’s Board of Directors, officers, and staff are excited to announce the groundbreaking of an all-new, state-of-the-art branch office in Warner Robins, Georgia, which occurred on February 28, 2022. Located on a one-acre lot off Houston Lake Road, the new 3,000 square foot branch office makes Planters First Bank’s services more accessible to the marketplace while reflecting and continuing the bank’s commitment to customer service and success. Read more.
Jenny Farias has been promoted to Assistant Vice President and Financial Center Manager at Oconee State Bank’s Main Office in Watkinsville.
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Amy Michael has been promoted to Assistant Vice President and Financial Center Manager at Oconee State Bank’s facility in Bogart.
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Think CBA First for Your Professional Development Needs!
Be sure to think of CBA first when it comes to your training and Professional Development needs. Here are some upcoming CBA events:
Be sure to think of CBA first when it comes to your training and Professional Development needs. Here are some upcoming CBA events:
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Stress Testing: Why It's More Important in 2022
May 10, 2022 | STREAM
Examiners report that community banks which proactively plan for, measure and control their vulnerability to adverse events are better able to make adjustments and improve performance over time. Stress testing is an important part of these capabilities. It provides valuable information that you can use to evaluate lending risks and gauge capital adequacy. But where do you start? This webinar will shed light on the many options available.
Join us as we explore different facets of stress testing and why they matter:
• Understanding the overarching goal and benefits of stress testing
• The role stress testing can play in a more uncertain/challenging economic period
• Different types of stress tests, revealing different data—no one approach is perfect
• When customized stress tests are most useful to community banks
• Stress test methods that can be straightforward and easily implemented
Register today.
May 10, 2022 | STREAM
Examiners report that community banks which proactively plan for, measure and control their vulnerability to adverse events are better able to make adjustments and improve performance over time. Stress testing is an important part of these capabilities. It provides valuable information that you can use to evaluate lending risks and gauge capital adequacy. But where do you start? This webinar will shed light on the many options available.
Join us as we explore different facets of stress testing and why they matter:
• Understanding the overarching goal and benefits of stress testing
• The role stress testing can play in a more uncertain/challenging economic period
• Different types of stress tests, revealing different data—no one approach is perfect
• When customized stress tests are most useful to community banks
• Stress test methods that can be straightforward and easily implemented
Register today.
Georgia Deposit Documentation
May 24, 2022 | Macon or STREAM
A full-day seminar on laws and regulations affecting financial institutions' deposits, with special emphasis on Georgia law.
What is the difference between "joint with rights of survivorship" and "tenants in common"? What is a revocable living trust, and how do we document it? Do we really need a corporate resolution? How do we open accounts for minors?
Have you or someone at your institution asked these questions and others like them? If so, don't miss this seminar.
The focus is on the day the account is opened. It provides hard to get state law requirements for ownership and documentation. Attendees learn the "why" behind standard operating procedures. The program also covers CIP procedures and IRS Reporting compliance issues. Register today.
May 24, 2022 | Macon or STREAM
A full-day seminar on laws and regulations affecting financial institutions' deposits, with special emphasis on Georgia law.
What is the difference between "joint with rights of survivorship" and "tenants in common"? What is a revocable living trust, and how do we document it? Do we really need a corporate resolution? How do we open accounts for minors?
Have you or someone at your institution asked these questions and others like them? If so, don't miss this seminar.
The focus is on the day the account is opened. It provides hard to get state law requirements for ownership and documentation. Attendees learn the "why" behind standard operating procedures. The program also covers CIP procedures and IRS Reporting compliance issues. Register today.
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P2P Environmental is an environmental and geotechnical firm who provides full-service environmental due diligence assistance for commercial and industrial property transactions, including Records Search with Risk Assessments (RSRA), Transaction Screening Reports, Phase I Environmental Site Assessments (ESA) and Phase II ESAs. Point to Point Environmental will fast track your project so that there are no delays in closing.
Contact Mark Faas at 404-640-9674 or visit their website. |
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