Community Bankers Association of Georgia
  • Home
  • About CBA
    • Member Login
    • Board of Directors
    • Membership Overview
    • CBA Committees
    • Our Team
    • Remembering Julian Hester
    • Directions to Our Office
  • Contact
  • Membership
    • Member Directory >
      • Bank Listing Update
    • Preferred Service Providers
    • Associate Member Directory >
      • Company Listing Update
    • Associate Member Benefits & Application
    • Member Benefits
    • Excecutive Channel
    • CBA Wellness Solutions >
      • Peachy Posts
  • Professional Development
    • CBA University >
      • Calendar
      • Webinar Series
      • Archived Webinars
      • Barret School of Banking
      • 2021 Compliance Professionals Package
      • HR & Talent Development League
      • The Community Bank Leadership Academy
      • Compliance Resources
      • Cancellation Policies & Facility Maps
      • Speakers
      • Venue Availability
      • Southeastern Community Bankers Association
    • Conventions/Events >
      • 53rd Annual Convention & Mini-Trade Show
      • Banker Regulatory Forum >
        • Banker Regulatory Forum Questions
      • Small Business Day at the Dome
      • PAC/PR Fundraising Events >
        • PAC/PR Clay Shoot
      • Call for Presentations
  • COMMUNICATIONS
    • Communications Overview
    • Advertising Opportunities
    • Sponsorship Opportunities
    • Quarterly Marketing Toolkits >
      • February - I Love My Community Bank
    • Georgia Communities First Magazine
    • Julian & Jan Hester Scholarship
    • Walraven Scholarship
    • eNewsletter - CBA Today
    • Lifetime Service Awards
  • Advocacy
    • Advocacy Update
    • Priority Legislation SB 157 >
      • SB 157 Survey
    • Locate Your Legislator
    • CBA's PAC/PR Fund >
      • T-Shirt Fundraiser PAC/PR
      • Corporate Donations
      • Individual Donations
    • ICBA Plan for Prosperity
  • Resources
    • THE CARES ACT & SBA LENDING
    • Paycheck Protection Program
    • Disaster & Pandemic Support & Preparedness
    • CBA Legal Hotline
    • PSP & Associate Member Support During Covid-19
    • CBA Career Center
    • Rise Up - College Student Development Program
    • Georgia Financial Directory
    • ICBA
    • Salary Survey
    • Financial Literacy
    • Useful Websites
    • FDIC Regulatory Calendar
    • CBA Privacy Policy

MARCH 27, 2019

Events

CBA University

Industry Representation

Legislative Updates

Member Services 


​Conferences

Conventions

Schools

Webinars

Banker Regulatory Forums


Compliance
Superior 
Products,
Significant Discounts
Picture
Computer Equipment

Picture
Picture
Picture
Picture
Picture
Picture
Picture
Picture
Picture
Picture(l-r) Rep. Washburn; CBA's
Lori Godfrey; Sen. Kennedy
On Tuesday, March 26, CBA's priority bill for municipal deposits (SB 157) was put up for a vote on the House floor. The bill unanimously passed the Georgia House of Representatives and will now proceed to Governor Kemp for his signature. This act will help keep local government deposits in local communities and increase the opportunity for lending to customers and businesses.

​CBA would like to thank Sen. John Kennedy and Rep. Dale Washburn for carrying SB 157 in their respective chambers. CBA would like to thank the Georgia General Assembly for supporting this legislation, and everyone who worked hard to support this bill, including CBA members for contacting their legislators, the NFIB (National Federation of Independent Businesses), GMA (Georgia Municipal Association), ACCG (Association County Commissioners of Georgia), and Georgia Bankers Association. For more, be sure to check CBA's Advocacy Update.


Picture
Announcing CBA’s New Website!
CBA is proud to announce the exciting and fresh new look for our website! The new website will make identifying education programs, finding a service provider and registering for programs that much easier. The website includes the same great content with quick access to the many resources included in CBA membership. The new site also features the popular Community Bank Locator for prospective customers to locate a community bank near them.

CBA's new website will launch this Thursday, March 28. During the launch, CBA's current website will go down momentarily on Thursday morning, and the new website will be online by the afternoon. Be sure to check out the new website at www.cbaofga.com!


Picture
Megabanks Admit Ditching Local Communities
A new report from the nation’s largest financial institutions confirms they are withdrawing from Main Street communities while community banks reinvest in them. The Bank Policy Institute—which represents the largest banks—reported that while deposit growth in urban areas is higher at megabanks, community banks are more than tripling the deposit growth of their larger competitors in rural communities.

ICBA's Rebeca Romero Rainey said the report shows the local communities hit hardest by the Wall Street financial crisis are being left behind by the entities that caused it while community banks are busy adding new bank offices to meet these areas’ needs. “As the only physical banking presence for one in five U.S. counties, the nation’s community banks will continue their work in fostering economic vitality in every corner of every community, whether urban, suburban or rural,” she said.​ Read the BPI report. Read more from ICBA.


Picture
FDIC v. Loudermilk: Breaking Down the New Georgia Supreme Court Opinion 
On March 13, 2019, the Georgia Supreme Court issued a new opinion in FDIC v. Loudermilk, et. al., the FDIC’s case against former directors and officers of The Buckhead Community Bank (“BCB”).  The Georgia Supreme Court’s opinion focused on whether directors and officers can be held jointly and severally liable for damages, or whether such damages should be apportioned relative to individual fault.  This opinion is ground-breaking because the court concluded that if directors and officers act “in concert” –where the acts of one are the acts of another – that all directors and officers can be held jointly and severally liable, even if one or more was not actually at fault.  However, this opinion left open the door of whether the FDIC actually proved joint and several liability in this case, an issue that will be determined in the underlying appeal.  This new opinion, and the underlying case history, is important to understand so that bank directors and officers know how to best situate themselves to defend against potential claims.  To learn more, click here. Guest article from CBA General Counsel and Associate Member James-Bates-Brannan-Groover-LLP.


Picture
What's Buzzing in Education?
We are buzzing about our enhanced Bank Security & Workplace Violence Conference.  Save the date to join us at Lanier Islands Legacy Lodge at Lake Lanier on June 13-14, 2019. Be on the look for an email for more on the conference. Register here and learn more.

Hear from our security expert Carol Dodgen as she shares more about this program:

​

Picture
USDA's Broadband and e-Connectivity Funding Opportunities 
The USDA recently distributed helpful links and information on broadband and e-Connectivity funding opportunities for rural communities. These include Community Connect Grants for the  construction, acquisition, or leasing of facilities, spectrum, land or buildings used to deploy broadband service, the Distance Learning and Telemedicine (DLT) Grant Program which finances technology to improve access to healthcare and educational services, and much more. Read more from the USDA.


Picture
Consumer Compliance Examination Manual Updated
The Consumer Compliance Examination Manual (CEM) provides supervisory information to FDIC examination staff that conduct consumer compliance examinations, Community Reinvestment Act performance evaluations, and other supervisory activities. It includes supervisory policies and examination procedures for evaluating financial institutions’ compliance with federal consumer protection laws and regulations. Financial institutions can use the CEM to obtain more information about the FDIC’s examination process. Read more about the March 2019 updates. View the manual.


Picture
Agencies Update HMDA Guide
Banking regulators issued the 2019 edition of the “Guide to HMDA Reporting.” The 2019 version reflects amendments to HMDA from the S. 2155 regulatory relief law and the 2018 HMDA interpretive and procedural rule issued by the Consumer Financial Protection Bureau. Access the guide.


Picture
Environmental Due Diligence: A Practical Guide For Lenders
CBA Webinar | Thursday, April 18, 2019  | 10:00 am
$59 for CBA Members | Presented by Point to Point Environmental
​
This presentation will begin with an introduction to environmental due diligence and why lenders should be informed, including referencing the regulatory requirements and guidelines, before outlining specific statutes, mechanisms and standard operating procedures. Lenders are provided with practical applications for evaluating when environmental due diligence may be necessary and a guide for selecting the scope and depth of an appropriate inquiry. An overview of developing an effective environmental policy for community banks is followed by case studies and examples of actual property and real word applications. Register today.


Picture
CFPB Updates Council Charters, Seeks Applications
The Consumer Financial Protection Bureau updated its advisory committee charters, including the Community Bank Advisory Council. Effective fiscal 2020, the committees will expand their focus to broad policy matters and increase the frequency of in-person meetings from twice to three times per year while continuing their joint public meetings. The CFPB is now accepting membership applications. Read more from the CFPB.


Picture
Fed’s Bowman Optimistic About Rural America
Federal Reserve Governor Michelle “Miki” Bowman said she is optimistic about the future of rural America. Speaking in Washington, Bowman said rural populations have stabilized following six years of steady declines, rural unemployment and poverty are declining, and agricultural conditions are stable after recent decreases in commodity prices. “The narrative of rural decline is too sweeping and brushes aside the diversity of the rural experience,” she said. Read Bowman’s speech.


Picture
Advice to Community Banks: Resist Urge to Overautomate
At ICBA's annual convention in Nashville, TN, Lee Wetherington, Director of Strategic Insight at Jack Henry & Associates, recounted that shortly after he began house hunting he received an email from a community banker that "just blew me away.” The lender, in an attached video, wished Wetherington a good morning and offered to help with the home buying process. While far from cutting edge, the video demonstrated the marriage of technology and relationship banking that community banks must pursue to compete in an increasingly high-tech market.

“We’ve got to use technology to highlight our emphasis on one-on-one, personal service," Wetherington said, "That’s what every community bank in this room says sets it apart.” Copying big banks that automate as many processes as possible "will not serve community banks going forward,” Wetherington said, referring to that approach as "botomation." Community banks “do not want to emulate that strategy. ... It cuts the heart out of what it means to be a community bank.” Read more in American Banker.


Picture
FREE Webinar: Bank Investment Strategies for 2nd Quarter 2019
Thursday, April 11, 2019 | 11:30 AM ET

The Baker Group, a CBA Endorsed Member Company, is hosting a complimentary webinar on investment strategies for the 2nd quarter.

​General topics will include:
  • Economic Update and Fed Policy Outlook
  • Industry Trends and Regulatory Hot Button Issues
  • Current Investment Strategy Recommendations
  • Interest Rate Risk and Liquidity Management Guidance
Financial institutions’ CEOs, CFOs, investment officers, board members, and those who are directly or indirectly responsible for financial management functions will benefit from this webinar. Click here for more info on webinars from The Baker Group. Click here to register.


Picture
Picture

Clark Hungerford
CBA’s Advocacy Committee Chair
Vinings Bank, Smyrna
Read the Feature
With nine standing committees, CBA offers member community banks a way to strengthen their association first-hand. The Committee Chair, along with committee members provide valuable feedback and guidance on the needs, challenges and opportunities of Georgia’s community banks. This week, we are pleased to feature the chair of the Advocacy Committee, Clark Hungerford, President & Chief Credit Officer of Vinings Bank, Smyrna. CBA invited Clark to participate in a Q&A so you can learn about his bank, how his role on the committee helps other CBA members, and more. Click here to read the full feature. If you are interested in serving on CBA’s Advocacy Committee, please contact Lori Godfrey.

Picture
Picture
First Port City Bank Donates to Memorial Hospital and Manor
As part of the Georgia HEART rural hospital tax credit program, First Port City Bank, Bainbridge, has contributed $131,207 to Memorial Hospital and Manor. Georgia HEART helps rural and critical access hospitals increase their ability to provide for the health care needs of thousands of Georgians. Read more.


Picture
Southwest Georgia Bank Sponsors YEA! Investor Pitch Event
Southwest Georgia College, Moultrie, recently sponsored the YEA! Investor Panel Pitch Event “Shark Tank”-style event hosted at Valdosta State University. Eleven students from the Valdosta-Lowndes Chamber of Commerce's Young Entrepreneurs Academy (YEA!) presented business plans before a panel of judges comprised of local leaders of industry. Jud Moritz, Regional President of Southwest Georgia Bank served on the panel of investors.

Based on the appeal and merit of the students’ presentations, investors  determined the amount of real funds to allocate to each student’s business/social movement. After hearing all pitches, investors select one business to advance to the national Young Entrepreneurs Academy Saunders Scholars Competition, where they will compete with students across the United States for college scholarships. Read more.


Picture
HCF Presents Scholarship Grant to Clayton State University
The Heritage Community Foundation recently presented a $2,000 grant to Clayton State University. The grant will provide support for the university’s program that assists qualified students with funds to help them complete their academic program. Read more.


Picture
First Landmark Banks Sponsors Charity Clay Tournament
First Landmark Bank, Marietta, was a Gold Sponsor at the 2019 Atlanta Charity Clays tournament. All proceeds from the tournament went to Atlanta Children's Charities.


Picture
Century Bank & Trust Sponsors Soup Kitchen Banquet
Century Bank & Trust, Milledgeville, recently sponsored the 4th Annual St. Patrick's Day Banquet supporting the Cafe Central Soup Kitchen, a ministry helping to feed those in need in the community.​


Picture
OSB Features Gwinnett Team's Community Involvement
In their blog, Oconee State Bank, Watkinsville, highlighted the many ways their Gwinnett team works hard to serve their community. In addition to being nominated for the IMPACT Regional Business award from the Gwinnett Chamber, the bank serves many leadership positions in their communities, including the Rotary Club of Sugarloaf, Corners Outreach, Gwinnett Medical Center Foundation, Boy Scouts of America, CBA's Leadership Division, and many others. Read the blog.


Picture
Brad Serff Volunteers at Rise Against Hunger Event
Brad Serff, President & CEO of Providence Bank, Alpharetta, Chair of CBA's Member Services Committee and 2016-2017 CBA Chairman, joined Stacey Kenard Inglis, Assistant City Manager of the City of Milton, at the recent Rise Against Hunger event held at Cambridge High School. Along with more than 100 other volunteers, they helped prepare 26,000 packaged meals to help fight hunger in Swaziland. The event was sponsored by the Milton Rotary Club


Picture
Picture

Peach State Bank & Trust - Gainesville
Chris England has joined the bank as Senior Vice President.
Picture

Pelham Banking Company
Duane Bentley has been named Market President.
Picture

Georgia Primary Bank - Atlanta
LeeHester Rhodes has joined the bank as Vice President and Senior Deposit Manager.
Picture

The Citizens Bank of Cochran
Donna Smith has been promoted to Vice President of Operations.
Picture

Community Bank of Dublin-Laurens County - Dublin
Eve Faircloth has been promoted to Assistant Vice President.
Picture

Planters First Bank - Cordele
Congratulations to Cole Woodroof, Executive Vice President, who recently celebrated 30 years of service with the bank.
Picture

Community Bank of Pickens County - Jasper
Jennifer Childers has joined the bank's lending team.
Picture

BrandMortgage - Lawrenceville
Yolanda Sanchez has joined as a Mortgage Consultant.
Picture

BrandMortgage - Lawrenceville
Vince Turner has joined as a Mortgage Consultant.
Picture

CashTrans - Atlanta
Carter Yates has joined as a Senior Consultant.

Picture
Picture
The CBA has been recognized on a national level for its invaluable educational programs and corporate events.  The CBA has a variety of options for all positions in a community bank…from the teller line to the board room.  We invite you to join us for one of the upcoming programs. For more options, click here for the CBA Calendar. For assistance with Education Programs, contact Kristi Greer. For assistance with Corporate Events, contact Peake Wilson.


Picture

March, April & May 2019

​1st Quarter Compliance Program – TRID: Facing the Challenges
Remaining Dates:
Wednesday, March 27 - Rome
Thursday, March 28 - Macon

​
Training the Credit Analyst
Tuesday-Wednesday, April 16-17 - Atlanta
​

Compliance Roundtable
Thursday, April 18 - Atlanta

​
2019 TRID: The Basics
Tuesday-Wednesday, April 23-24 - Duluth
​

Compliance with Construction Loans
Thursday, April 25 - Macon


​2nd Quarter Compliance Program – ACH Processing & Compliance
Tuesday, May 7 – Savannah
Wednesday, May 8 – Tifton
Thursday, May 9 – Macon
Tuesday, May 21 – Duluth
Wednesday, May 22 - Rome
​

4th Annual Senior Retail Banking Officer Forum – Session II
Wednesday, May 15 - Atlanta

2019 Branch Management Series – Session II: Leading, Developing & Engaging The Team

​Thursday, May 16 - Atlanta


Ongoing Webinars & Online Training

Webinars


Click here to view webinar listing and to register.*
*Note: Scroll down to find the new 2019 webinar offerings. The 2018 recorded webinars listed first are still available for purchase.

​
On-Line Training
Click here for on-line training with OnCourse Learning.
(OnCourse Learning is a CBA Endorsed Member Company)

Picture
April & May 2019
​

​2019 Julian & Jan Hester Memorial Scholarship
DUE DATES:
Student to Bank by Friday, April 5, 2019
Bank to CBA by Friday, April 12, 2019


April Spring Regional Luncheon Meetings & PAC/PR Golf Tournaments
All 3 Meetings will be followed by Golf and Cookout Dinner!
Registration is open!
South - Tuesday, April 23 – Doublegate Country Club, Albany
Central – Wednesday, April 24 – The Club at Lake Sinclair, Milledgeville
North – Thursday, April 25 – The Country Club of Roswell

2nd Quarter Banker Regulatory Forum – Safety & Soundness
Thursday, May 2 - Atlanta
 
Community Bank Leadership Academy – Session II
Tuesday-Wednesday, May 14-15 - Macon

Picture

Picture
We are community banking.

1900 The Exchange, Suite 600, Atlanta, GA 30339
Phone: (770) 541-4490 / (800) 648-8215 | Fax: (770) 541- 4496 • 
www.cbaofga.com
Sign Up!
Upcoming Events 

Training the Credit Analyst
Tuesday-Thursday, April 16-18 - Atlanta

10th Annual Spring Regional Luncheon Meetings
4/23 - Albany
4/24 - Milledgeville
​4/25 - Roswell

​
TRID: The Basics
Tuesday-Wednesday, April 23-24 - Duluth

Compliance with Construction Loans
Thursday, April 25 - Macon

Connect with us on social media!

CBA Resources
​
Online Directory
​

Print Directory


​Career Center

FDIC Regulatory Calendar


Salary Survey

Picture
Picture
Picture
Picture
Picture
Picture
Picture
 Copyright © Community Bankers Association of Georgia.  All Rights Reserved.
1640 Powers Ferry Road SE, Building 28, Suite 100  |  Marietta, GA 30067
Phone: (770) 541-4490  |  (800) 648-8215  |  cba@cbaofga.com | Privacy Policy | sitemap
Picture
Picture
Member ICBA
  • Home
  • About CBA
    • Member Login
    • Board of Directors
    • Membership Overview
    • CBA Committees
    • Our Team
    • Remembering Julian Hester
    • Directions to Our Office
  • Contact
  • Membership
    • Member Directory >
      • Bank Listing Update
    • Preferred Service Providers
    • Associate Member Directory >
      • Company Listing Update
    • Associate Member Benefits & Application
    • Member Benefits
    • Excecutive Channel
    • CBA Wellness Solutions >
      • Peachy Posts
  • Professional Development
    • CBA University >
      • Calendar
      • Webinar Series
      • Archived Webinars
      • Barret School of Banking
      • 2021 Compliance Professionals Package
      • HR & Talent Development League
      • The Community Bank Leadership Academy
      • Compliance Resources
      • Cancellation Policies & Facility Maps
      • Speakers
      • Venue Availability
      • Southeastern Community Bankers Association
    • Conventions/Events >
      • 53rd Annual Convention & Mini-Trade Show
      • Banker Regulatory Forum >
        • Banker Regulatory Forum Questions
      • Small Business Day at the Dome
      • PAC/PR Fundraising Events >
        • PAC/PR Clay Shoot
      • Call for Presentations
  • COMMUNICATIONS
    • Communications Overview
    • Advertising Opportunities
    • Sponsorship Opportunities
    • Quarterly Marketing Toolkits >
      • February - I Love My Community Bank
    • Georgia Communities First Magazine
    • Julian & Jan Hester Scholarship
    • Walraven Scholarship
    • eNewsletter - CBA Today
    • Lifetime Service Awards
  • Advocacy
    • Advocacy Update
    • Priority Legislation SB 157 >
      • SB 157 Survey
    • Locate Your Legislator
    • CBA's PAC/PR Fund >
      • T-Shirt Fundraiser PAC/PR
      • Corporate Donations
      • Individual Donations
    • ICBA Plan for Prosperity
  • Resources
    • THE CARES ACT & SBA LENDING
    • Paycheck Protection Program
    • Disaster & Pandemic Support & Preparedness
    • CBA Legal Hotline
    • PSP & Associate Member Support During Covid-19
    • CBA Career Center
    • Rise Up - College Student Development Program
    • Georgia Financial Directory
    • ICBA
    • Salary Survey
    • Financial Literacy
    • Useful Websites
    • FDIC Regulatory Calendar
    • CBA Privacy Policy