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See You in Hilton Head!

Over 200 bankers, associate members and their families are headed to Hilton Head Island, SC this week for CBA’s 41st Annual Leadership Division Convention & Mini-Trade Show. There's so much to learn and enjoy during these exciting days at the Omni Hilton Head Oceanfront Resort as we hear from amazing speakers, network with friends, and enjoy all that we have in store! Look out for highlights in next week’s eNewsletter. Please have a safe journey to the convention and we will see you soon!

CBA's Updates Calendar for Professional Development Opportunities
Education Buzz from Kristi Greer, Senior Vice President of Professional Development
It’s great to see team members grow and share their ideas to help make our organizations shine. Our CBA team has been evaluating and collaborating on lots of new ideas to bring more value to you, our members! CBA’s very own, Cassie Conklin, has been updating our website. With these updates, we bring easier ways to find the education you are looking for – we invite you to check out the updated calendar listing of program offerings.
As a former banker and bank trainer, I understand we all use our resources differently and we want to help you by dividing up our programs so you can more easily find it versus scrolling and scrolling, “right”!
Click here to see our calendar and the color coded categories:
Be sure to Think CBA First! Please contact us if you don’t see something you are looking for and we can help make the recommendation. Email us or call us at education@cbaofga.com or 770-541-4490.
Education Buzz from Kristi Greer, Senior Vice President of Professional Development
It’s great to see team members grow and share their ideas to help make our organizations shine. Our CBA team has been evaluating and collaborating on lots of new ideas to bring more value to you, our members! CBA’s very own, Cassie Conklin, has been updating our website. With these updates, we bring easier ways to find the education you are looking for – we invite you to check out the updated calendar listing of program offerings.
As a former banker and bank trainer, I understand we all use our resources differently and we want to help you by dividing up our programs so you can more easily find it versus scrolling and scrolling, “right”!
Click here to see our calendar and the color coded categories:
- 1-Day Programs
- Multi-Day Programs (includes schools, bootcamps, workshops, conferences, etc)
- Webinars
- R.A.P. Sessions: R.A.P stands for Roundtable Adult learning with Professional networking (these are forums and round tables)
Be sure to Think CBA First! Please contact us if you don’t see something you are looking for and we can help make the recommendation. Email us or call us at education@cbaofga.com or 770-541-4490.

Have You Seen Some of Our New Program Offerings?
Make sure you check out some of CBA's new program offerings! Click each link to find out more. You can download the flyer from each event page to learn more, or contact CBA at education@cbaofga.com or 770-541-4490.
We have enhanced these programs – new material, new topics, more engaging than ever before!
Make sure you check out some of CBA's new program offerings! Click each link to find out more. You can download the flyer from each event page to learn more, or contact CBA at education@cbaofga.com or 770-541-4490.
- Universal Banker – Select a banker who is willing to learn and bring back this valuable knowledge to support your customer service engagement strategies.
- Compliance Officer Bootcamp – Do you have a succession plan for your compliance role and functions? This program is a great opportunity for either a new, seasoned or up and coming leader that you are grooming for this role. Don’t miss the brand-new school.
- Advanced Commercial Lending School – We are thrilled to offer the next level of lending training which also includes specialized lending as just one of the topic highlights.
We have enhanced these programs – new material, new topics, more engaging than ever before!
- Directors’ College – One day program so that your outside directors only have to be away from their business for one day.
- Advanced BSA School – This is our 12th year offering this exceptional school. We are thrilled to build and offer the opportunity to support your BSA officers as they provide the bank’s compliance of the Bank Secrecy Act. New topics include Maraijuana-Hemp/Cannibus Oil, 3rd Party processors and services providers, cryptocurrency, Anti-Money Laundering strategies, and more.
- Cyber Risk Summit – There will be a hands-on activity that will allow your bank’s Information Security Officer to walk away with key take aways and action steps to support keeping your bank’s information protection in our digital world.

Banking Industry Reports Strong Q1 2019
Net income for the banking industry was $60.7 billion in the first quarter of 2019, largely due to higher net interest income, according to the FDIC. Higher-than-expected growth in insured deposits offset the increase in the Deposit Insurance Fund balance, resulting in an unchanged reserve ratio of 1.36 percent.
Community banks also reported another positive quarter, with net income of $6.5 billion, a 10.1 percent increase, driven by higher net interest income, higher realized gains on securities, and lower provision expenses. Sixty-two percent of community banks reported net income growth year-over-year while only 3.9 percent of community banks reported net losses for the quarter.
Community bank loan growth outpaced the rest of the industry on a quarter-over-quarter and year-over-year basis. Loan and lease balances increased by 0.9 percent, led by nonfarm residential loans, up $7.1 billion, C&I loans were up $3.3 billion, and construction and development loans were up $2.5 billion. Decreases in farm loan balances and home equity balances partially offset this growth. Read more from the FDIC.
Net income for the banking industry was $60.7 billion in the first quarter of 2019, largely due to higher net interest income, according to the FDIC. Higher-than-expected growth in insured deposits offset the increase in the Deposit Insurance Fund balance, resulting in an unchanged reserve ratio of 1.36 percent.
Community banks also reported another positive quarter, with net income of $6.5 billion, a 10.1 percent increase, driven by higher net interest income, higher realized gains on securities, and lower provision expenses. Sixty-two percent of community banks reported net income growth year-over-year while only 3.9 percent of community banks reported net losses for the quarter.
Community bank loan growth outpaced the rest of the industry on a quarter-over-quarter and year-over-year basis. Loan and lease balances increased by 0.9 percent, led by nonfarm residential loans, up $7.1 billion, C&I loans were up $3.3 billion, and construction and development loans were up $2.5 billion. Decreases in farm loan balances and home equity balances partially offset this growth. Read more from the FDIC.

Tell CFPB to Raise HMDA Thresholds
CBA is urging community banks to submit comment letters in support of the Consumer Financial Protection Bureau’s proposal to raise the coverage thresholds for collecting and reporting data about closed-end mortgage loans under the Home Mortgage Disclosure Act to 100 loans.
Community bankers can use ICBA’s Be Heard Grassroots Action Center to tell the bureau that increasing the threshold will help offset the significant cost and time required for smaller institutions to collect and report HMDA data. The sample comment letter also urges the CFPB to make permanent the 500 open-end lines of credit threshold instead of reverting back to 200 in 2022 as such loans continue to be profitable and indispensable products for customers. This is a once-in-a-generation opportunity to get a complete exemption from collecting and reporting HMDA data for smaller institutions so act now. Submit comments.
CBA is urging community banks to submit comment letters in support of the Consumer Financial Protection Bureau’s proposal to raise the coverage thresholds for collecting and reporting data about closed-end mortgage loans under the Home Mortgage Disclosure Act to 100 loans.
Community bankers can use ICBA’s Be Heard Grassroots Action Center to tell the bureau that increasing the threshold will help offset the significant cost and time required for smaller institutions to collect and report HMDA data. The sample comment letter also urges the CFPB to make permanent the 500 open-end lines of credit threshold instead of reverting back to 200 in 2022 as such loans continue to be profitable and indispensable products for customers. This is a once-in-a-generation opportunity to get a complete exemption from collecting and reporting HMDA data for smaller institutions so act now. Submit comments.

Flood Insurance Extension Heads to President
The House passed a $19.1 billion disaster aid bill that would extend the National Flood Insurance Program through September 30, sending it to President Donald Trump to be signed into law. The legislation, which passed on a 354-58 vote, would avert a lapse on June 14 following a two-week extension that was approved last week.
The House Financial Services Committee could begin marking up legislation as soon as next week to enact a longer-term reauthorization of the program, which has been operating on a series of short-term renewals since 2017.
The House passed a $19.1 billion disaster aid bill that would extend the National Flood Insurance Program through September 30, sending it to President Donald Trump to be signed into law. The legislation, which passed on a 354-58 vote, would avert a lapse on June 14 following a two-week extension that was approved last week.
The House Financial Services Committee could begin marking up legislation as soon as next week to enact a longer-term reauthorization of the program, which has been operating on a series of short-term renewals since 2017.

Quarles: Fed Expects Prep for LIBOR Transition
The Federal Reserve will expect to see an appropriate level of preparedness for the transition away from the London Interbank Offered Rate, or LIBOR, Fed Vice Chairman for Supervision Randal Quarles said. Quarles said the Fed's supervisory approach will be tailored to institution size and the complexity of LIBOR exposure. U.K. authorities have said LIBOR—upon which some $200 trillion in U.S. dollar-based derivatives and loans are based—could be discontinued in 2021.
The Fed’s Alternative Reference Rates Committee recently issued a user guide to the Secured Overnight Financing Rate, the instrument recommended by the committee as a LIBOR alternative. The ARRC has also recommended that lenders have strong "fallback" language on what should happen to a LIBOR-referencing contract if the benchmark rate goes away. Read the remarks from Quarles. To access the user guide, click here. Learn more about the ARRC. To view FAQs on LIBOR Transition, click here.
The Federal Reserve will expect to see an appropriate level of preparedness for the transition away from the London Interbank Offered Rate, or LIBOR, Fed Vice Chairman for Supervision Randal Quarles said. Quarles said the Fed's supervisory approach will be tailored to institution size and the complexity of LIBOR exposure. U.K. authorities have said LIBOR—upon which some $200 trillion in U.S. dollar-based derivatives and loans are based—could be discontinued in 2021.
The Fed’s Alternative Reference Rates Committee recently issued a user guide to the Secured Overnight Financing Rate, the instrument recommended by the committee as a LIBOR alternative. The ARRC has also recommended that lenders have strong "fallback" language on what should happen to a LIBOR-referencing contract if the benchmark rate goes away. Read the remarks from Quarles. To access the user guide, click here. Learn more about the ARRC. To view FAQs on LIBOR Transition, click here.

CBA's 2019 Georgia Financial Directory is Here!
Attention CBA Members: Your complimentary copy of the 2019 Georgia Financial Directory should be arriving any time now if they have not arrived already. The directory is your complete resource within the Georgia financial industry and contains information on banks, holding companies, banking products and services, and more. All CBA members receive a free copy.
Need an extra copy for multiple locations or for calling officers? Additional books for members are $45 each. To order, simply complete the online form.
Special thanks to our advertisers: Ameriprise Financial Services, Inc.; Bahr Consultants, Inc.; CBIZ; Dabbs, Hickman, Hill & Cannon, LLP; DeNyse Companies; FITECH; Independent Community Bankers of America (ICBA); Intercept Consulting Group, Inc.; PrismPremier; Staples; Stokes Carmichael & Ernst LLP; QwickRate; The Baker Group; Warren Averett.
Attention CBA Members: Your complimentary copy of the 2019 Georgia Financial Directory should be arriving any time now if they have not arrived already. The directory is your complete resource within the Georgia financial industry and contains information on banks, holding companies, banking products and services, and more. All CBA members receive a free copy.
Need an extra copy for multiple locations or for calling officers? Additional books for members are $45 each. To order, simply complete the online form.
Special thanks to our advertisers: Ameriprise Financial Services, Inc.; Bahr Consultants, Inc.; CBIZ; Dabbs, Hickman, Hill & Cannon, LLP; DeNyse Companies; FITECH; Independent Community Bankers of America (ICBA); Intercept Consulting Group, Inc.; PrismPremier; Staples; Stokes Carmichael & Ernst LLP; QwickRate; The Baker Group; Warren Averett.

Weather Has Some Impact on Cotton Prices
Weather wise, the month of May had not been kind. The US cotton production area has experienced extremes in weather. New crop futures prices have seen a bit of a bounce but nothing to show the road to “recovery” yet. The Southeast is in a moderate drought with the non-irrigated crop being hammered by a combination of well below normal rainfall and record high temperatures.
May has had near drought conditions in some parts of the US cotton area but much above normal rainfall in other areas. Overall, in the Mid-South there are questions and concerns about planting delays, prevented plantings, and the acres that ultimately will be planted or not planted. In the Southeast, there are concerns about the dry start, a dry May, and the outlook for enough rainfall to give marked improvement. Read the full article.
Weather wise, the month of May had not been kind. The US cotton production area has experienced extremes in weather. New crop futures prices have seen a bit of a bounce but nothing to show the road to “recovery” yet. The Southeast is in a moderate drought with the non-irrigated crop being hammered by a combination of well below normal rainfall and record high temperatures.
May has had near drought conditions in some parts of the US cotton area but much above normal rainfall in other areas. Overall, in the Mid-South there are questions and concerns about planting delays, prevented plantings, and the acres that ultimately will be planted or not planted. In the Southeast, there are concerns about the dry start, a dry May, and the outlook for enough rainfall to give marked improvement. Read the full article.

Disposing of Consumer Report Information
In an effort to protect the privacy of consumer information and reduce the risk of fraud and identity theft, the federal government created the Disposal Rule. This legislation requires businesses to take appropriate actions to dispose of sensitive information derived from consumer reports to safeguard against identity theft crimes. According to the Federal Trade Commission, organizations and individuals covered by the Rule can determine what disposal measures are reasonable, based on the sensitivity of the information, the costs and benefits of different methods, and changes in technology. Read the full article. Guest article from CBA Associate Member CBIZ.
In an effort to protect the privacy of consumer information and reduce the risk of fraud and identity theft, the federal government created the Disposal Rule. This legislation requires businesses to take appropriate actions to dispose of sensitive information derived from consumer reports to safeguard against identity theft crimes. According to the Federal Trade Commission, organizations and individuals covered by the Rule can determine what disposal measures are reasonable, based on the sensitivity of the information, the costs and benefits of different methods, and changes in technology. Read the full article. Guest article from CBA Associate Member CBIZ.

Building a Marketing Blueprint for your Bank
Product-of-the-month marketing lacks relevance and often is out of alignment with the bank’s commitment to focused customer engagement. There’s no intimacy, no personal touch, and it doesn’t inspire the feeling that “my bank knows me.” We all have a tendency to revert back to product marketing, but the short and simple is – don’t do it. If you find it in your organization, stop it and encourage the team to continue to move to a smarter approach. Read the full article. Guest article from CBA Associate Member Franklin Madison.
Product-of-the-month marketing lacks relevance and often is out of alignment with the bank’s commitment to focused customer engagement. There’s no intimacy, no personal touch, and it doesn’t inspire the feeling that “my bank knows me.” We all have a tendency to revert back to product marketing, but the short and simple is – don’t do it. If you find it in your organization, stop it and encourage the team to continue to move to a smarter approach. Read the full article. Guest article from CBA Associate Member Franklin Madison.

Free Webinar: Current Expected Credit Loss (CECL)
Hosted by FinPro, a Baker Group strategic alliance partner, this webinar will help you navigate the new FASB standards designed to improve reporting for financial institutions.
Thursday, June 13, 2019 | 11:00 am ET
You are invited to join FinPro and The Baker Group, a CBA Endorsed Member Company, for an informative webinar on the new Current Expected Credit Loss model, one of the biggest accounting standards changes in decades. They will take a back-to-basics approach in distilling what financial institutions have to accomplish to be compliant for this new accounting standard. Migrating from the incurred loss to the expected credit loss approach does not have to be overly complex for most U.S. institutions.
Financial institutions’ CEOs, CFOs, investment officers, board members, and those who are directly or indirectly responsible for financial management functions will benefit from this webinar. Board members will benefit from the high-level overview, while senior staff will take away key action items for CECL implementation. Learn more. To register, click here. When registering, please enter “Baker Group” in the organization field.
Hosted by FinPro, a Baker Group strategic alliance partner, this webinar will help you navigate the new FASB standards designed to improve reporting for financial institutions.
Thursday, June 13, 2019 | 11:00 am ET
You are invited to join FinPro and The Baker Group, a CBA Endorsed Member Company, for an informative webinar on the new Current Expected Credit Loss model, one of the biggest accounting standards changes in decades. They will take a back-to-basics approach in distilling what financial institutions have to accomplish to be compliant for this new accounting standard. Migrating from the incurred loss to the expected credit loss approach does not have to be overly complex for most U.S. institutions.
Financial institutions’ CEOs, CFOs, investment officers, board members, and those who are directly or indirectly responsible for financial management functions will benefit from this webinar. Board members will benefit from the high-level overview, while senior staff will take away key action items for CECL implementation. Learn more. To register, click here. When registering, please enter “Baker Group” in the organization field.

Free Webinar: Cybersecurity in the Changed Digital World
How Understanding Security Maturity Encourages the Right Investment Decisions
Monday, June 17, 2019 | 11:00 am - Noon
The world we live in has changed and continues to change every day. Building and maintaining a security posture that protects your organizations now and into the future is a leading priority for many organizations. Join Hadi Hosn from Secureworks, a CBA Endorsed Member Company, as he expands on the benefits gained by a clear understanding of your organization’s digital transformation journey, your inherent risk, and the external threats you could face as well as the important role of understanding your security maturity. This understanding should shape the frame of modern thinking when it comes to security and how the industry is evolving to enable business to take the right actions for them. Register here.
How Understanding Security Maturity Encourages the Right Investment Decisions
Monday, June 17, 2019 | 11:00 am - Noon
The world we live in has changed and continues to change every day. Building and maintaining a security posture that protects your organizations now and into the future is a leading priority for many organizations. Join Hadi Hosn from Secureworks, a CBA Endorsed Member Company, as he expands on the benefits gained by a clear understanding of your organization’s digital transformation journey, your inherent risk, and the external threats you could face as well as the important role of understanding your security maturity. This understanding should shape the frame of modern thinking when it comes to security and how the industry is evolving to enable business to take the right actions for them. Register here.

HCF Presents $35,000 Grant to Southern Crescent Habitat for Humanity
The Heritage Community Foundation recently presented a $35,000 check to Cynthia Jenkins, CEO of Southern Crescent Habitat for Humanity at the Foundation’s annual golf tournament. The grant is the result of a partnership between the Heritage Community Foundation, Heritage Bank and Southern Crescent Habitat for Humanity to provide home repair resources for homeowners in low to moderate income housing areas in Clayton County.
“We are excited about this new partnership because it reflects Heritage Bank’s commitment and the commitment of Heritage Bank employees to invest in the communities where we serve,” said Leonard Moreland, CEO of Heritage Bank. “Southern Crescent Habitat for Humanity’s program to help homeowners make repairs and home-improvements fits perfectly with our desire to invest in the community and support home-ownership.” Read more.
The Heritage Community Foundation recently presented a $35,000 check to Cynthia Jenkins, CEO of Southern Crescent Habitat for Humanity at the Foundation’s annual golf tournament. The grant is the result of a partnership between the Heritage Community Foundation, Heritage Bank and Southern Crescent Habitat for Humanity to provide home repair resources for homeowners in low to moderate income housing areas in Clayton County.
“We are excited about this new partnership because it reflects Heritage Bank’s commitment and the commitment of Heritage Bank employees to invest in the communities where we serve,” said Leonard Moreland, CEO of Heritage Bank. “Southern Crescent Habitat for Humanity’s program to help homeowners make repairs and home-improvements fits perfectly with our desire to invest in the community and support home-ownership.” Read more.

Providence Bank Hosts Memorial Day Cookout
Providence Bank, Alpharetta, recently hosted their annual Memorial Day cookout to show appreciation for local first responders.
Providence Bank, Alpharetta, recently hosted their annual Memorial Day cookout to show appreciation for local first responders.

Queensborough National Bank & Trust Starts Drive for Animal Shelter
Queensborough National Bank & Trust Co., Sandersville, has started to collect donations for the Sandersville Animal Shelter to help take care of the animals' needs. The bank is collecting cat and dog food, cat litter, bleach, and paper towels.
Queensborough National Bank & Trust Co., Sandersville, has started to collect donations for the Sandersville Animal Shelter to help take care of the animals' needs. The bank is collecting cat and dog food, cat litter, bleach, and paper towels.

Flint Community Bank Named Best Financial Institution by Albany Herald Readers
Congratulations to Flint Community Bank, Albany, for being voted Best Financial Institution in The 2019 Albany Herald Reader's Choice Awards. Albany Herald readers voted for the region’s best businesses in more than 180 categories. See the winners.
Congratulations to Flint Community Bank, Albany, for being voted Best Financial Institution in The 2019 Albany Herald Reader's Choice Awards. Albany Herald readers voted for the region’s best businesses in more than 180 categories. See the winners.

Evelyn Ross Featured on Albany CEO
Evelyn Ross, Vice President of Training and Community Outreach with Renasant Bank, Albany, was recently interviewed by Albany CEO to talk about the bank's passion for training young people in financial literacy and their partnership with the local Boys and Girls Club. Watch the interview.
Evelyn Ross, Vice President of Training and Community Outreach with Renasant Bank, Albany, was recently interviewed by Albany CEO to talk about the bank's passion for training young people in financial literacy and their partnership with the local Boys and Girls Club. Watch the interview.

Colony Bank Opens New Office in Statesboro
Colony Bank has recently opened a full-service banking office in Statesboro, located at 104 Springhill Drive. The new branch replaces and greatly expands the capabilities of the former loan production office, which was located at 17 Courtland Street. Pictured L-R: Stephanie Ashworth, Universal Teller; Nan Akins, Office Manager; Brian Fitzgerald, Commercial Banker; Chris Carter, Market President; Iris Gomez-Rizo, Teller; Bob Olliff, Commercial Banker; and Malory Sircy, Teller. Read more.
Colony Bank has recently opened a full-service banking office in Statesboro, located at 104 Springhill Drive. The new branch replaces and greatly expands the capabilities of the former loan production office, which was located at 17 Courtland Street. Pictured L-R: Stephanie Ashworth, Universal Teller; Nan Akins, Office Manager; Brian Fitzgerald, Commercial Banker; Chris Carter, Market President; Iris Gomez-Rizo, Teller; Bob Olliff, Commercial Banker; and Malory Sircy, Teller. Read more.
Christy Wicker is a Security Specialist for SecureWorks. SecureWorks listens to customers and delivers innovative technology and services that give them the power to do more. Recognized as an industry leader by top analysts, SecureWorks provides world-class information security services to help organizations of all sizes protect their IT assets, comply with regulations and reduce security costs.
For more info, contact Christy at (404) 486-4443 or cwicker@secureworks.com, or visit www.secureworks.com.
For more info, contact Christy at (404) 486-4443 or cwicker@secureworks.com, or visit www.secureworks.com.

The CBA offers a variety of professional development options for all positions in a community bank. Scroll to find a program that meets your needs, contact us to discuss your goals, or you can look through our online calendar for more options. A member of our Professional Development team can be reached at (770) 541-4490 or by email at education@cbaofga.com. CPE (Continuing Professional Education) credits are available upon your successful completion of our nationally recognized, invaluable education opportunities.
Summer 2019
41st Annual Leadership Division Convention & Mini-Trade Show
Thursday-Sunday, June 6-9 – Hilton Head Island, SC
Compliance Officer Bootcamp
Tuesday-Friday, June 18-21 - Braselton
Universal Banker
Tuesday-Wednesday, June 25-26 - Macon
2019 Branch Management Series – Session III: Growing the Retail Branch
Thursday, June 27 - Atlanta
Bank Directors' College
Wednesday, July 17 – Lake Oconee, Greensboro
Community Bank Leadership Academy, Session III
Tuesday-Wednesday, July 23-24 – Macon
Writing An Effective Credit Memo
Wednesday-Thursday, July 24-25 - Macon
3rd Quarter Banker Regulatory Forum – Safety & Soundness
Thursday, August 1 - Macon
Ongoing Webinars & Online Training
Webinars
Click here to view webinar listing and to register.
On-Line Training
Click here for on-line training with OnCourse Learning.
(OnCourse Learning is a CBA Endorsed Member Company)
41st Annual Leadership Division Convention & Mini-Trade Show
Thursday-Sunday, June 6-9 – Hilton Head Island, SC
Compliance Officer Bootcamp
Tuesday-Friday, June 18-21 - Braselton
Universal Banker
Tuesday-Wednesday, June 25-26 - Macon
2019 Branch Management Series – Session III: Growing the Retail Branch
Thursday, June 27 - Atlanta
Bank Directors' College
Wednesday, July 17 – Lake Oconee, Greensboro
Community Bank Leadership Academy, Session III
Tuesday-Wednesday, July 23-24 – Macon
Writing An Effective Credit Memo
Wednesday-Thursday, July 24-25 - Macon
3rd Quarter Banker Regulatory Forum – Safety & Soundness
Thursday, August 1 - Macon
Ongoing Webinars & Online Training
Webinars
Click here to view webinar listing and to register.
On-Line Training
Click here for on-line training with OnCourse Learning.
(OnCourse Learning is a CBA Endorsed Member Company)
Upcoming Events
41st Annual Leadership Division Convention & Mini-Trade Show
Thursday-Sunday, June 6-9 - Hilton Head Island, SC
Compliance Officer Boot Camp
Tuesday-Friday, June 18-21 - Braselton
Universal Banker
Tuesday-Wednesday, June 25-26 - Macon
2019 Branch Management Series - Session III: Growing the Retail Branch
Thursday, June 27 - Atlanta
41st Annual Leadership Division Convention & Mini-Trade Show
Thursday-Sunday, June 6-9 - Hilton Head Island, SC
Compliance Officer Boot Camp
Tuesday-Friday, June 18-21 - Braselton
Universal Banker
Tuesday-Wednesday, June 25-26 - Macon
2019 Branch Management Series - Session III: Growing the Retail Branch
Thursday, June 27 - Atlanta
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