
Every year, CBA’s LDRs, community banks and other members across Georgia raise funds for their charity of choice. Since 1989, Children’s Healthcare (and various departments within) have benefited from donations totaling over $636,000. Funds are raised by either the LDRs' banks directly, community fundraising efforts or personal donations. Donations currently benefit the Aflac Cancer & Blood Disorders Center.
We are proud to announce this year’s efforts raised a net of $39,700! Congratulations to all Leadership Division Reps and CBA’s member banks for an outstanding year supporting this very worthy cause. Many thanks go out to everyone who participated!
We are proud to announce this year’s efforts raised a net of $39,700! Congratulations to all Leadership Division Reps and CBA’s member banks for an outstanding year supporting this very worthy cause. Many thanks go out to everyone who participated!

"State of the State"
Lieutenant Governor Geoff Duncan
Saturday, September 13th | 11:30 am - 12:30 pm
A former professional baseball player and successful entrepreneur, Geoff Duncan was elected Georgia’s Lieutenant Governor in November of 2018.
Geoff graduated from Chattahoochee High School in Alpharetta where he met his wife, Brooke. Geoff and Brooke both attended the Georgia Institute of Technology where Geoff was a scholarship pitcher. After a successful career at Georgia Tech, Geoff was drafted by the Florida Marlins’ organization. Geoff spent six seasons playing baseball in the minor leagues, advancing as high as AAA before a shoulder injury forced his retirement in the early 2000s.
After retiring from baseball, Geoff and his wife Brooke started a small marketing firm in their living room. The company experienced tremendous success which allowed Geoff and Brooke to sell the business and move on to multiple other entrepreneurial ventures. Geoff most recently served as the CEO of a health technology startup.
Geoff’s faith inspired him to a life of leadership and prompted his upstart run for political office. He was elected to the Georgia House of Representatives in 2012. During his time in office he authored several important pieces of legislation. These include HB 749-The Cargo Theft Act, HB152-Michael’s Law and most recently SB258- the Rural Hospital Tax Credit.
Lieutenant Governor Geoff Duncan
Saturday, September 13th | 11:30 am - 12:30 pm
A former professional baseball player and successful entrepreneur, Geoff Duncan was elected Georgia’s Lieutenant Governor in November of 2018.
Geoff graduated from Chattahoochee High School in Alpharetta where he met his wife, Brooke. Geoff and Brooke both attended the Georgia Institute of Technology where Geoff was a scholarship pitcher. After a successful career at Georgia Tech, Geoff was drafted by the Florida Marlins’ organization. Geoff spent six seasons playing baseball in the minor leagues, advancing as high as AAA before a shoulder injury forced his retirement in the early 2000s.
After retiring from baseball, Geoff and his wife Brooke started a small marketing firm in their living room. The company experienced tremendous success which allowed Geoff and Brooke to sell the business and move on to multiple other entrepreneurial ventures. Geoff most recently served as the CEO of a health technology startup.
Geoff’s faith inspired him to a life of leadership and prompted his upstart run for political office. He was elected to the Georgia House of Representatives in 2012. During his time in office he authored several important pieces of legislation. These include HB 749-The Cargo Theft Act, HB152-Michael’s Law and most recently SB258- the Rural Hospital Tax Credit.

Georgia-Focused Sessions
Economic and Banking Trends in Georgia
Saturday, September 14th | 10:15-11:00 am
This presentation is an analysis of current economic and banking conditions in the state. Ronald serves as Regional Manager for the Atlanta Regional Office, which covers over 650 insured institutions with headquarters throughout the southeast. Ronald is considered a subject matter expert on all bank related analysis within the Atlanta Region. His expertise covers mostly community sized institutions as well as the retrieval and examination of bank financial information.
Economic and Banking Trends in Georgia
Saturday, September 14th | 10:15-11:00 am
This presentation is an analysis of current economic and banking conditions in the state. Ronald serves as Regional Manager for the Atlanta Regional Office, which covers over 650 insured institutions with headquarters throughout the southeast. Ronald is considered a subject matter expert on all bank related analysis within the Atlanta Region. His expertise covers mostly community sized institutions as well as the retrieval and examination of bank financial information.

Georgia's Ag Economy
Friday, September 13th | 2:00 - 2:45 pm
Commissioner Black will discuss important and timely topics regarding Georgia’s Agriculture economy. For over 38 years Gary W. Black has championed sound state and federal policies impacting food safety, science-based environmental stewardship and agricultural marketing and is committed to fostering growth in Georgia's number one industry. Under his leadership, the Georgia Department of Agriculture's food safety and animal health regulatory programs have received national acclaim.
Friday, September 13th | 2:00 - 2:45 pm
Commissioner Black will discuss important and timely topics regarding Georgia’s Agriculture economy. For over 38 years Gary W. Black has championed sound state and federal policies impacting food safety, science-based environmental stewardship and agricultural marketing and is committed to fostering growth in Georgia's number one industry. Under his leadership, the Georgia Department of Agriculture's food safety and animal health regulatory programs have received national acclaim.

Options for Municipal Deposits Post SB 157
Friday, September 13th | 12:15 - 1:00 pm
Experts will share knowledge, information and guidance on how banks can take advantage of the passage of the “Municipal Deposits” Bill signed into law by Governor Brian Kemp at CBA’s Headquarters on May 2, 2019. Banks will learn the next steps in order to go live with the new pledging option. The session will be facilitated by: Lori Godfrey; Michael White, Partner, James-Bates-Brannan-Groover-LLP; Danny Capitel, Regional Director, Promontory Interfinancial Network; and, a representative from The Baker Group.
Hear from the industry experts at CBA's 51st Annual Convention & Mini-Trade Show, Thursday-Sunday, September 12-15, 2019, at The Ritz-Carlton at Amelia Island, FL. Learn more and register.

CBA Bank Members, You’re Invited!
CBA’s Board of Directors is very active in the Association and how it supports and helps you. We invite you to participate and grow with us and your peers. Please click on the following link to nominate yourself or someone in your bank to participate on the Board.
Click here to participate/nominate for the CBA Board of Directors. As always, we are extremely grateful for your involvement! Please contact John McNair or Peake Wilson for more information.
CBA’s Board of Directors is very active in the Association and how it supports and helps you. We invite you to participate and grow with us and your peers. Please click on the following link to nominate yourself or someone in your bank to participate on the Board.
Click here to participate/nominate for the CBA Board of Directors. As always, we are extremely grateful for your involvement! Please contact John McNair or Peake Wilson for more information.

Supreme Court Ruling Means Less Deference for Bank Regulators in Court
A recent Supreme Court ruling could put new limits on how federal banking regulators issue and interpret their own rules. At issue is a case, Kisor v. Wilkie, that at least partly turned on the latitude given to the Department of Veterans — and all agencies in general — to interpret their own regulations. Banks have long argued that so-called Auer deference gives too much power to agencies to interpret vague rules however they see fit. While the high court affirmed that deference, it narrowed it by saying it could no longer be applied automatically. Instead, the court defined certain criteria that must be met for a court to apply deference, including the determination that a regulation is “genuinely ambiguous” and that an agency’s interpretation is reasonable.
“Now, if a regulation is ambiguous or very open-ended in terms of how it would apply to a particular fact pattern, the courts are instructed not to reflexively defer to an agency's own interpretation of its regulation ... so it could potentially influence the way that some agencies draft their rulemakings,” said Gregg Rozansky, the senior associate general counsel for the Bank Policy Institute. Read the article in American Banker.
A recent Supreme Court ruling could put new limits on how federal banking regulators issue and interpret their own rules. At issue is a case, Kisor v. Wilkie, that at least partly turned on the latitude given to the Department of Veterans — and all agencies in general — to interpret their own regulations. Banks have long argued that so-called Auer deference gives too much power to agencies to interpret vague rules however they see fit. While the high court affirmed that deference, it narrowed it by saying it could no longer be applied automatically. Instead, the court defined certain criteria that must be met for a court to apply deference, including the determination that a regulation is “genuinely ambiguous” and that an agency’s interpretation is reasonable.
“Now, if a regulation is ambiguous or very open-ended in terms of how it would apply to a particular fact pattern, the courts are instructed not to reflexively defer to an agency's own interpretation of its regulation ... so it could potentially influence the way that some agencies draft their rulemakings,” said Gregg Rozansky, the senior associate general counsel for the Bank Policy Institute. Read the article in American Banker.

Reduced Reporting in Call Reports for Covered Depository Institutions
The federal banking agencies have adopted final rule to implement Section 205 of S.2155, the Economic Growth, Regulatory Relief, and Consumer Protection Act. Section 205 requires the agencies to issue regulations to allow for reduced reporting in the reports of condition for the first and third calendar quarters of a year. The final rule expands the eligibility for filing the agencies' most streamlined report of condition, the FFIEC 051 Call Report, to include certain insured depository institutions with less than $5 billion in total consolidated assets that meet other criteria, i.e., "covered depository institutions." The agencies also approved certain reporting changes to the FFIEC 051 Call Report that, along with the increase in the asset size threshold for filing this report, will take effect September 30, 2019, subject to approval by the U.S. Office of Management and Budget (OMB). Read more from the FDIC.
The federal banking agencies have adopted final rule to implement Section 205 of S.2155, the Economic Growth, Regulatory Relief, and Consumer Protection Act. Section 205 requires the agencies to issue regulations to allow for reduced reporting in the reports of condition for the first and third calendar quarters of a year. The final rule expands the eligibility for filing the agencies' most streamlined report of condition, the FFIEC 051 Call Report, to include certain insured depository institutions with less than $5 billion in total consolidated assets that meet other criteria, i.e., "covered depository institutions." The agencies also approved certain reporting changes to the FFIEC 051 Call Report that, along with the increase in the asset size threshold for filing this report, will take effect September 30, 2019, subject to approval by the U.S. Office of Management and Budget (OMB). Read more from the FDIC.

Trump Plans New Fed Nominees
President Donald Trump said he plans to nominate Judy Shelton and Christopher Waller to the Federal Reserve Board. Shelton is U.S. executive director for the European Bank for Reconstruction and Development. Waller is director of research at the Federal Reserve Bank of St. Louis.
President Donald Trump said he plans to nominate Judy Shelton and Christopher Waller to the Federal Reserve Board. Shelton is U.S. executive director for the European Bank for Reconstruction and Development. Waller is director of research at the Federal Reserve Bank of St. Louis.

ICBA Credit Union, Tax Relief Campaigns Continue
ICBA continues calling on community bankers to urge their members of Congress to act on credit unions and tax relief. Community bankers can use ICBA's Be Heard grassroots action center to urge lawmakers to:
ICBA continues calling on community bankers to urge their members of Congress to act on credit unions and tax relief. Community bankers can use ICBA's Be Heard grassroots action center to urge lawmakers to:
- investigate the trend of large credit unions buying up community banks, and
- co-sponsor the Enhancing Credit Opportunities in Rural America Act (H.R. 1872/S. 1641), which would provide tax relief for agricultural and rural residential lending.

Cash Use Continues Slide as Card Volume Rises
Consumers last year were less likely to use cash and more likely to use payment cards than they were a year ago, according to a Federal Reserve survey. The study found that 26 percent of surveyed consumers used cash in payments and transactions over three consecutive days in 2018, down from 30 percent in 2017. Debit card use rose from 26 percent to 28 percent, while credit card use increased from 21 percent to 23 percent.
Cash remained heavily used for small-value payments, representing 49 percent of payments under $10. Meanwhile, total monthly payments increased from 41 to 43 transactions, largely driven by increases in the number of debit and credit card transactions. Read the report.
Hear more on the future of payments from Patrick Dix of SHAZAM, at CBA's 51st Annual Convention & Mini-Trade Show. Learn more and register.
Consumers last year were less likely to use cash and more likely to use payment cards than they were a year ago, according to a Federal Reserve survey. The study found that 26 percent of surveyed consumers used cash in payments and transactions over three consecutive days in 2018, down from 30 percent in 2017. Debit card use rose from 26 percent to 28 percent, while credit card use increased from 21 percent to 23 percent.
Cash remained heavily used for small-value payments, representing 49 percent of payments under $10. Meanwhile, total monthly payments increased from 41 to 43 transactions, largely driven by increases in the number of debit and credit card transactions. Read the report.
Hear more on the future of payments from Patrick Dix of SHAZAM, at CBA's 51st Annual Convention & Mini-Trade Show. Learn more and register.

Need an Extra Copy of CBA's 2019 Georgia Financial Directory?
Need an extra copy for multiple locations or for calling officers? Additional books for members are $45 each. To order, simply complete the online form. The directory is your complete resource within the Georgia financial industry and contains information on banks, holding companies, banking products and services, and more. All CBA members should have received their complimentary copy.
Special thanks to our advertisers: Ameriprise Financial Services, Inc.; Bahr Consultants, Inc.; CBIZ; Dabbs, Hickman, Hill & Cannon, LLP; DeNyse Companies; FITECH; Independent Community Bankers of America (ICBA); Intercept Consulting Group, Inc.; PrismPremier; Staples; Stokes Carmichael & Ernst LLP; QwickRate; The Baker Group; Warren Averett.
Need an extra copy for multiple locations or for calling officers? Additional books for members are $45 each. To order, simply complete the online form. The directory is your complete resource within the Georgia financial industry and contains information on banks, holding companies, banking products and services, and more. All CBA members should have received their complimentary copy.
Special thanks to our advertisers: Ameriprise Financial Services, Inc.; Bahr Consultants, Inc.; CBIZ; Dabbs, Hickman, Hill & Cannon, LLP; DeNyse Companies; FITECH; Independent Community Bankers of America (ICBA); Intercept Consulting Group, Inc.; PrismPremier; Staples; Stokes Carmichael & Ernst LLP; QwickRate; The Baker Group; Warren Averett.

Seven Tips to Get Your SARs Read
Your suspicious activity reports (SARs) are swimming in a sea of two billion SARs filed with FinCEN each year, so how do you get your investigations noticed? BSA analysts spend hours working on an investigation; thus you want to be sure to make the most significant impact for each suspicious activity case. At Abrigo's recent BAM+ User Group conference, Terri Luttrell, CAMS-Audit discussed the best tactics to get your SAR noticed while ensuring that your regulators are happy. Read the full article. Guest article from CBA Associate Member Abrigo.
Click here to register for CBA’s Advanced BSA School, held Thursday-Friday, August 6-8, 2019 at The King & Prince Beach & Golf Resort at St. Simons Island.
Your suspicious activity reports (SARs) are swimming in a sea of two billion SARs filed with FinCEN each year, so how do you get your investigations noticed? BSA analysts spend hours working on an investigation; thus you want to be sure to make the most significant impact for each suspicious activity case. At Abrigo's recent BAM+ User Group conference, Terri Luttrell, CAMS-Audit discussed the best tactics to get your SAR noticed while ensuring that your regulators are happy. Read the full article. Guest article from CBA Associate Member Abrigo.
Click here to register for CBA’s Advanced BSA School, held Thursday-Friday, August 6-8, 2019 at The King & Prince Beach & Golf Resort at St. Simons Island.

FREE Webinar: Bank Investment Strategies for 3rd Quarter 2019
TOMORROW: Thursday, July 11, 2019 | 11:30 AM ET
The Baker Group, a CBA Endorsed Member Company, is hosting a complimentary webinar on investment strategies for the 3rd quarter.
General topics will include:
TOMORROW: Thursday, July 11, 2019 | 11:30 AM ET
The Baker Group, a CBA Endorsed Member Company, is hosting a complimentary webinar on investment strategies for the 3rd quarter.
General topics will include:
- A Changing Game: The Market Moves and the Fed Pivots
- Positioning the Bond Portfolio as The Cycle Turns
- Using CMBS to Hedge the Risk of Falling Rates
- MBS/CMOs: Finding Relative Value at Lower Rates
- Municipal Bonds: Risk, Reward, and Strategy in a Shifting Economy
- Regulatory IRR Update: Are Regulators Still Focusing on the Risk of Rates Rising?

HCF Presents Grants to Dream Center of Henry County and Rachel's Ray of Hope
The Heritage Community Foundation recently presented a $1,650 check to Julie Weaver, Founder and Executive Director of the Dream Center of Henry County at the Heritage Bank branch in McDonough. The grant award will go towards the organization's ongoing efforts to provide services to those living in poverty in the area. Specifically, the funds will go towards a computerized system that will help clients, staff, and volunteers keep track of the progress and benefit their services provide. Read more.
The Heritage Community Foundation recently presented a $1,650 check to Julie Weaver, Founder and Executive Director of the Dream Center of Henry County at the Heritage Bank branch in McDonough. The grant award will go towards the organization's ongoing efforts to provide services to those living in poverty in the area. Specifically, the funds will go towards a computerized system that will help clients, staff, and volunteers keep track of the progress and benefit their services provide. Read more.

In addition, the Heritage Community Foundation recently presented a $2,700 check to Keri Cannella-Moye, CEO of Rachel's Ray of Hope in Henry county. The grant will go towards funding the purchase of school supplies and back-packs for high-school students living near or below the poverty line. The focus is to aid students with adequate school supplies in the upcoming school year. Read more.

Rabun County Bank Acknowledged for Community Service
The Rotary Club of Clayton recently recognized two employees from Rabun County Bank, Clayton, for all of their hard work in the community. Claude Dillard was presented with the J.C. Dover Wheel Award, an award that commends a leader's unselfish service to the citizens of Rabun County. In addition, Necole Adams was presented with the Jean Harris Professional Award, an award that honors the accomplishments and achievements of women in the community that work hard to improve the quality of life for others.
The Rotary Club of Clayton recently recognized two employees from Rabun County Bank, Clayton, for all of their hard work in the community. Claude Dillard was presented with the J.C. Dover Wheel Award, an award that commends a leader's unselfish service to the citizens of Rabun County. In addition, Necole Adams was presented with the Jean Harris Professional Award, an award that honors the accomplishments and achievements of women in the community that work hard to improve the quality of life for others.

Georgia Primary Bank Implements New Volunteer Program
Georgia Primary Bank, Atlanta, recently implemented their new "Bankers For A Cause" employee volunteer program as a way to give back to the communitiy. One Friday a month, 3 to 4 employees will take the day and volunteer at a non-profit in Atlanta. The bank recently worked at the thrift Store of Buckhead Christian Ministries. Michelle Cross, Dale Earnhart and Calvin Park helped sort, check in and hang clothes that had been donated.
Georgia Primary Bank, Atlanta, recently implemented their new "Bankers For A Cause" employee volunteer program as a way to give back to the communitiy. One Friday a month, 3 to 4 employees will take the day and volunteer at a non-profit in Atlanta. The bank recently worked at the thrift Store of Buckhead Christian Ministries. Michelle Cross, Dale Earnhart and Calvin Park helped sort, check in and hang clothes that had been donated.

Planters First Bank Donates Water to Local Firefighters
Planters First Bank, Fitzgerald, recently donated bottled water to the firefighters water drive held by the Fitzgerald-Ben Hill Co. Chamber of Commerce. The drive is held during the month of July in order to help the Fitzgerald Firefighters & Ben Hill Co. Volunteer Firefighters stay cool during high temperature spikes in July. Pictured is Jake Walters from Planters First Bank.
Planters First Bank, Fitzgerald, recently donated bottled water to the firefighters water drive held by the Fitzgerald-Ben Hill Co. Chamber of Commerce. The drive is held during the month of July in order to help the Fitzgerald Firefighters & Ben Hill Co. Volunteer Firefighters stay cool during high temperature spikes in July. Pictured is Jake Walters from Planters First Bank.

CBA Members Named Top Loan Producers of 2019
ICBA's July issue of Independent Banker magazine listed the top industry loan producers for 2019. Congratulations to Metro City Bank, Doraville, for being ranked #9 in the country for consumer and mortgage lending among community banks with $1 billion or more in assets. In addition, congratulations to First IC Bank, Doraville, for being ranked #3 in the country for commercial lending among community banks with assets between $500 million to $1 billion. Read the top list.
ICBA's July issue of Independent Banker magazine listed the top industry loan producers for 2019. Congratulations to Metro City Bank, Doraville, for being ranked #9 in the country for consumer and mortgage lending among community banks with $1 billion or more in assets. In addition, congratulations to First IC Bank, Doraville, for being ranked #3 in the country for commercial lending among community banks with assets between $500 million to $1 billion. Read the top list.

Advance, grow and take your commercial lending skills to the next level! Join us for our first ever Advanced Commercial Lending School – August 20-23 in Macon. Click here to see the flyer.
We invite you to consider cross-training – send a team member to one of these great Lending programs to engage your bank employees in professional development:
We invite you to consider cross-training – send a team member to one of these great Lending programs to engage your bank employees in professional development:
- Writing an Effective Credit Memo – July 24 & 25
- Consumer and/or Commercial Loan Documentation Bootcamp – Aug 6 and/or 7 – you choose
- Advanced Commercial Lending School – August 20-23
- Analyzing Personal & Corporate Fin. Statements & Tax Returns – September 17 & 18

Colony Bankcorp Announces New Small Business Specialty Lending Group
Colony Bankcorp, Inc., bank holding company for Colony Bank, Fitzgerald, recently announced the opening of a Small Business Specialty Lending Group. The Small Business Specialty Lending Group will be led by two veteran bankers - Darren Davis as President and Stephen T. Kruto as Director of Operations. The group will focus on Small Business Administration (SBA) lending and other government guaranteed loans. Read more.
Colony Bankcorp, Inc., bank holding company for Colony Bank, Fitzgerald, recently announced the opening of a Small Business Specialty Lending Group. The Small Business Specialty Lending Group will be led by two veteran bankers - Darren Davis as President and Stephen T. Kruto as Director of Operations. The group will focus on Small Business Administration (SBA) lending and other government guaranteed loans. Read more.
Phil Winn is the President of ACG, Inc. Since 1986, ACG has been a global leader in providing comprehensive business solutions to the financial industry, including new and refurbished ATMs, branch equipment, marketing innovations, and field service/maintenance. CBA endorses ACG for its refurbished ATMs, which can help your bank reduce its operational costs.
For more information, contact Phil at (678) 458-9899; phil.winn@acgworld.com; or visit www.acgworld.com.
For more information, contact Phil at (678) 458-9899; phil.winn@acgworld.com; or visit www.acgworld.com.

The CBA offers a variety of professional development options for all positions in a community bank. Scroll to find a program that meets your needs, view a list of upcoming professional development programs by visiting our calendar of events, or view a list of events by functional area. A member of our Professional Development team can be reached at (770) 541-4490 or by email. CPE (Continuing Professional Education) credits are available upon your successful completion of our nationally recognized, invaluable education opportunities.
Summer 2019
Bank Directors' College
Wednesday, July 17 – Lake Oconee, Greensboro
Community Bank Leadership Academy, Session III
Tuesday-Wednesday, July 23-24 – Macon
Writing An Effective Credit Memo
Wednesday-Thursday, July 24-25 - Macon
Senior Retail Banking Officer Forum, Session III (“R.A.P.” Session)
Thursday, August 1 - Atlanta
3rd Quarter Banker Regulatory Forum – Safety & Soundness (“R.A.P.” Session)
Thursday, August 1 - Macon
Compliance/BSA Roundtable - (“R.A.P.” Session)
Monday, August 5 – St. Simons Island
Advanced BSA Officer School
Tuesday–Friday, August 6-9 – St. Simons Island
Consumer & Commercial Loan Documentation Boot Camp
Tuesday–Wednesday, August 6-7 - Macon
Advanced Commercial Lending School
Tuesday-Friday, August 20-23 - Macon
Cyber Risk Summit
Thursday-Friday, August 22-23 - Savannah
51st Annual Convention & Mini-Trade Show
Thursday-Sunday, September 12-15 – Amelia Island
Ongoing Webinars
Webinars
Click here to view webinar listing and to register.
Bank Directors' College
Wednesday, July 17 – Lake Oconee, Greensboro
Community Bank Leadership Academy, Session III
Tuesday-Wednesday, July 23-24 – Macon
Writing An Effective Credit Memo
Wednesday-Thursday, July 24-25 - Macon
Senior Retail Banking Officer Forum, Session III (“R.A.P.” Session)
Thursday, August 1 - Atlanta
3rd Quarter Banker Regulatory Forum – Safety & Soundness (“R.A.P.” Session)
Thursday, August 1 - Macon
Compliance/BSA Roundtable - (“R.A.P.” Session)
Monday, August 5 – St. Simons Island
Advanced BSA Officer School
Tuesday–Friday, August 6-9 – St. Simons Island
Consumer & Commercial Loan Documentation Boot Camp
Tuesday–Wednesday, August 6-7 - Macon
Advanced Commercial Lending School
Tuesday-Friday, August 20-23 - Macon
Cyber Risk Summit
Thursday-Friday, August 22-23 - Savannah
51st Annual Convention & Mini-Trade Show
Thursday-Sunday, September 12-15 – Amelia Island
Ongoing Webinars
Webinars
Click here to view webinar listing and to register.
Upcoming Events
2019 Bank Directors' College
Wednesday, July 17 - Lake Oconee
Writing an Effective Credit Memo
Wednesday, July 24 - Macon
12th Annual Advanced BSA Officer School
Tuesday-Friday, August 6-9 -
St. Simons Island
Consumer & Commercial Loan Documentation Bootcamp
Tuesday-Wednesday, August 6-7 - Macon
2019 Bank Directors' College
Wednesday, July 17 - Lake Oconee
Writing an Effective Credit Memo
Wednesday, July 24 - Macon
12th Annual Advanced BSA Officer School
Tuesday-Friday, August 6-9 -
St. Simons Island
Consumer & Commercial Loan Documentation Bootcamp
Tuesday-Wednesday, August 6-7 - Macon
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