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CBA University
Industry Representation
Legislative Updates
Member Services
Conferences
Conventions
Schools
Webinars
Banker Regulatory Forums
Compliance
Superior
Products,
Significant
Discounts

Community banks make 42 percent of small business loans in the country, according to a recent FDIC survey on small business lending. "Community banks are making almost one out of two small business loans in a community,” says John McNair, President & CEO of CBA. “Small business nationally is your top employer, [so] if you don’t have a vibrant, robust, healthy community banking industry, you don’t have small businesses.”
Boosted by a strong economy, Georgia’s community banks are healthy – and competitive. Banks are also seeing more competition for loans as well. To increase liquidity available to the state’s community banks, CBA helped pass a bill in the state’s last legislative session that will open up loan opportunities to smaller banks. SB 157, which Gov. Brian Kemp signed in May, allows community banks, many of which are located in rural Georgia, to accept local government funds to reinvest and loan back into their communities to help drive economic activity.
Georgia was the last state in the nation to pass legislation like this, says McNair, and the change should help as community banks eye big loan growth. “We’re projecting the increase in loan growth anywhere between $2 billion and $6 billion … over multiple years,” says McNair. Right now, the mission for the state’s banks is clear: compete for, diversify and continue to grow loans. Read the full article from the July issue of Georgia Trend magazine.
Boosted by a strong economy, Georgia’s community banks are healthy – and competitive. Banks are also seeing more competition for loans as well. To increase liquidity available to the state’s community banks, CBA helped pass a bill in the state’s last legislative session that will open up loan opportunities to smaller banks. SB 157, which Gov. Brian Kemp signed in May, allows community banks, many of which are located in rural Georgia, to accept local government funds to reinvest and loan back into their communities to help drive economic activity.
Georgia was the last state in the nation to pass legislation like this, says McNair, and the change should help as community banks eye big loan growth. “We’re projecting the increase in loan growth anywhere between $2 billion and $6 billion … over multiple years,” says McNair. Right now, the mission for the state’s banks is clear: compete for, diversify and continue to grow loans. Read the full article from the July issue of Georgia Trend magazine.

SB 157: New Banking Law Helps Communities— Finally!
SB 157 – unanimously passed by the General Assembly during the 2019 session– was signed into law by Gov. Brian Kemp in May, yet its purpose and benefits have been widely under-reported. The law allows community banks, many of which are in rural Georgia, to accept local government’s funds and allows these banks in turn to reinvest and loan monies back into their own communities and spur economic activity. Such increased lending, of course, will spur business growth, jobs, and boost statewide economic activity.
Caric Martin, Senior Vice President of the Vinings Bank in Smyrna, shares the view of many community bankers. “My basic thought on government entities being able to use a Deposit Placement Service, authorized for government entities by SB 157, is that it puts deposits on Main Street and not Wall Street. Instead of community banks having to buy government bonds (Wall Street) the money will be lent out on Main Street. Because of rules limiting the size of loans for banks based on their capital levels, by default deposits placed in community banks will go to local small and medium size businesses, local agricultural concerns, local small commercial real estate projects and in many cases to mortgages,” Martin explains. Read the full article.
SB 157 – unanimously passed by the General Assembly during the 2019 session– was signed into law by Gov. Brian Kemp in May, yet its purpose and benefits have been widely under-reported. The law allows community banks, many of which are in rural Georgia, to accept local government’s funds and allows these banks in turn to reinvest and loan monies back into their own communities and spur economic activity. Such increased lending, of course, will spur business growth, jobs, and boost statewide economic activity.
Caric Martin, Senior Vice President of the Vinings Bank in Smyrna, shares the view of many community bankers. “My basic thought on government entities being able to use a Deposit Placement Service, authorized for government entities by SB 157, is that it puts deposits on Main Street and not Wall Street. Instead of community banks having to buy government bonds (Wall Street) the money will be lent out on Main Street. Because of rules limiting the size of loans for banks based on their capital levels, by default deposits placed in community banks will go to local small and medium size businesses, local agricultural concerns, local small commercial real estate projects and in many cases to mortgages,” Martin explains. Read the full article.

Georgia Community Bank Profitability "Peachy" in Q1'19
Georgia's community banks and thrifts posted strong profitability in the first quarter, outpacing the Southeast and the nation as a whole. The median return on average equity for Georgia's banks and thrifts with less than $10 billion in assets was 9.79% in the first quarter, compared to 9.15% for all Southeastern community banks and 9.27% for all U.S. community banks. Meanwhile, the median net interest margin for the state was 4.26%, higher than the Southeast median of 3.92% and the U.S. median of 3.79%.
Georgia's nonperforming assets ratio improved by 15 basis points year over year to 1.03% as of March 31, but that was still higher than the Southeast median of 0.83% and the national median of 0.64%. The state's year-over-year loan and deposit growth also trailed the Southeast and U.S. medians. Read the full article. Guest article from CBA Endorsed Member Company S&P Global Market Intelligence.
Georgia's community banks and thrifts posted strong profitability in the first quarter, outpacing the Southeast and the nation as a whole. The median return on average equity for Georgia's banks and thrifts with less than $10 billion in assets was 9.79% in the first quarter, compared to 9.15% for all Southeastern community banks and 9.27% for all U.S. community banks. Meanwhile, the median net interest margin for the state was 4.26%, higher than the Southeast median of 3.92% and the U.S. median of 3.79%.
Georgia's nonperforming assets ratio improved by 15 basis points year over year to 1.03% as of March 31, but that was still higher than the Southeast median of 0.83% and the national median of 0.64%. The state's year-over-year loan and deposit growth also trailed the Southeast and U.S. medians. Read the full article. Guest article from CBA Endorsed Member Company S&P Global Market Intelligence.
A Conversation with the Regulators
This session features a panel of regulators from the Georgia DBF, the FDIC and the OCC who are ready to discuss industry hot topics and answer your questions. Moderated by CBA's Executive Vice President and Chief of Staff, Lori Godfrey, hear first-hand from DBF Deputy Commissioner Melissa Sneed, FDIC Regional Director, Mike Dean, and OCC Assistant Deputy Comptroller Jason Sisack as they address issues important to you.
This session features a panel of regulators from the Georgia DBF, the FDIC and the OCC who are ready to discuss industry hot topics and answer your questions. Moderated by CBA's Executive Vice President and Chief of Staff, Lori Godfrey, hear first-hand from DBF Deputy Commissioner Melissa Sneed, FDIC Regional Director, Mike Dean, and OCC Assistant Deputy Comptroller Jason Sisack as they address issues important to you.

7-Minute Spotlights: Two Chances to Win $1,000 in Cash!
Friday, September 13th - 9:30 am & Saturday, September 14th - 11:00 am
Must Be Present to Win!
CBA is pleased to announce two informative, presentations. Matthew Shugart from Fiserv and Asaad Faquir from PrismPremier will each present their own 7-Minute Spotlight during the General Session - one on Friday and one on Saturday. Simply enjoy the presentation, complete an entry form, and a drawing for $1,000 will be held immediately after the presentation. You have 2,000 reasons to attend and pay attention! You must be in the General Session for the entire presentation (no late walk-ins or early walk-outs). Only Bankers and Bank Directors are eligible. Good luck!
Friday, September 13th - 9:30 am & Saturday, September 14th - 11:00 am
Must Be Present to Win!
CBA is pleased to announce two informative, presentations. Matthew Shugart from Fiserv and Asaad Faquir from PrismPremier will each present their own 7-Minute Spotlight during the General Session - one on Friday and one on Saturday. Simply enjoy the presentation, complete an entry form, and a drawing for $1,000 will be held immediately after the presentation. You have 2,000 reasons to attend and pay attention! You must be in the General Session for the entire presentation (no late walk-ins or early walk-outs). Only Bankers and Bank Directors are eligible. Good luck!
Hear from the industry experts at CBA's 51st Annual Convention & Mini-Trade Show, Thursday-Sunday, September 12-15, 2019, at The Ritz-Carlton at Amelia Island, FL. Learn more and register.

Key Senator Opposes Delay in Credit Union Capital Rules
Senate Banking Committee Ranking Member Sherrod Brown (D-Ohio) said he is disturbed that the National Credit Union Administration proposed another delay in implementing risk-based capital rules for large credit unions. In a statement, Brown commended NCUA board member Todd Harper for voting against the proposal, which was approved last week on a 2-1 vote.
The proposed rule would delay the effective date by more than two years, to January 1, 2022. The vote follows a one-year delay approved in October 2018 that exempted more than 1,000 institutions under $500 million in assets.
In his dissent, Harper noted that risk-based capital rules went into effect for banks years ago. He also cited the recent taxi medallion credit union failures as a warning against lax oversight. "We are forgetting the past repeatedly, just like characters in Groundhog Day," he said. Read Brown's statement
Senate Banking Committee Ranking Member Sherrod Brown (D-Ohio) said he is disturbed that the National Credit Union Administration proposed another delay in implementing risk-based capital rules for large credit unions. In a statement, Brown commended NCUA board member Todd Harper for voting against the proposal, which was approved last week on a 2-1 vote.
The proposed rule would delay the effective date by more than two years, to January 1, 2022. The vote follows a one-year delay approved in October 2018 that exempted more than 1,000 institutions under $500 million in assets.
In his dissent, Harper noted that risk-based capital rules went into effect for banks years ago. He also cited the recent taxi medallion credit union failures as a warning against lax oversight. "We are forgetting the past repeatedly, just like characters in Groundhog Day," he said. Read Brown's statement

Agencies Issue Call Report Final Rule
The OCC, Board of Governors of the Federal Reserve System, and FDIC published a final rule to implement section 205 of the Economic Growth, Regulatory Relief, and Consumer Protection Act. The rule expands the eligibility to file the FFIEC 051 report of condition, which is the most streamlined version of the call report.
The final rule permits banks with total assets of less than $5 billion that do not engage in certain complex or international activities to file the streamlined FFIEC 051 call report beginning in the third quarter (September 30, 2019, call report). The rule also further reduces items reported in the first and third quarters in the FFIEC 051. Read more from the OCC.
The OCC, Board of Governors of the Federal Reserve System, and FDIC published a final rule to implement section 205 of the Economic Growth, Regulatory Relief, and Consumer Protection Act. The rule expands the eligibility to file the FFIEC 051 report of condition, which is the most streamlined version of the call report.
The final rule permits banks with total assets of less than $5 billion that do not engage in certain complex or international activities to file the streamlined FFIEC 051 call report beginning in the third quarter (September 30, 2019, call report). The rule also further reduces items reported in the first and third quarters in the FFIEC 051. Read more from the OCC.

FDIC Consumer Compliance Examination Manual Updated in June
The Consumer Compliance Examination Manual (CEM) provides supervisory information to FDIC examination staff that conduct consumer compliance examinations, Community Reinvestment Act performance evaluations, and other supervisory activities. It includes supervisory policies and examination procedures for evaluating financial institutions’ compliance with federal consumer protection laws and regulations. Financial institutions can use the CEM to obtain more information about the FDIC’s examination process. Read more about the June 2019 updates. View the manual.
The Consumer Compliance Examination Manual (CEM) provides supervisory information to FDIC examination staff that conduct consumer compliance examinations, Community Reinvestment Act performance evaluations, and other supervisory activities. It includes supervisory policies and examination procedures for evaluating financial institutions’ compliance with federal consumer protection laws and regulations. Financial institutions can use the CEM to obtain more information about the FDIC’s examination process. Read more about the June 2019 updates. View the manual.

CBA Offers Free Salary Survey for Member Banks!
Deadline to Participate for Free Report is August 1st!
CBA is partnering with Pentegra to offer the 2019 Georgia Community Bank Salary Survey. The Salary Survey is a compilation of current salaries and general benefits for common positions within Georgia's community banks. The survey can be a vital tool when determining competitive pay and benefits for employee recruitment and retention.
All CBA member banks are invited to participate in the survey, and those participating will receive a complimentary copy of the survey report. Non-participating member banks are able to purchase the survey for $275 and the non-member cost is $475. The survey is simple and easy to use. Please complete the survey no later than August 1, 2019.
The survey includes an executive summary as well as information on salary, bonus or additional compensation, qualified plans and additional benefits. Banks will be also be categorized by asset size as well as Metro-Atlanta and non-Metro Atlanta. Survey results are anticipated to be available September 1, 2019. Click here to take the survey.
Deadline to Participate for Free Report is August 1st!
CBA is partnering with Pentegra to offer the 2019 Georgia Community Bank Salary Survey. The Salary Survey is a compilation of current salaries and general benefits for common positions within Georgia's community banks. The survey can be a vital tool when determining competitive pay and benefits for employee recruitment and retention.
All CBA member banks are invited to participate in the survey, and those participating will receive a complimentary copy of the survey report. Non-participating member banks are able to purchase the survey for $275 and the non-member cost is $475. The survey is simple and easy to use. Please complete the survey no later than August 1, 2019.
The survey includes an executive summary as well as information on salary, bonus or additional compensation, qualified plans and additional benefits. Banks will be also be categorized by asset size as well as Metro-Atlanta and non-Metro Atlanta. Survey results are anticipated to be available September 1, 2019. Click here to take the survey.

Consumer Complaints: A Look at 2018 Trends & CMS Basics
Complaints serve as an important resource for identifying problems and concerns regarding new and existing bank products and services. In the most recent newsletter from the FDIC Division of Depositor and Consumer Protection, the FDIC takes a look at 2018 complaint data compiled by their Consumer Response Center to see what common issues have come up in consumer complaints.
The FDIC discusses top product trends including checking accounts, credit cards, residential real estate loans, consumer lines of credit, and installment loans. In addition, the FDIC identifies issues in several key areas related to consumer protection laws and regulations. Moreover, the FDIC dives into the role of complaints in the bank’s overall compliance management system. Read the newsletter.
Complaints serve as an important resource for identifying problems and concerns regarding new and existing bank products and services. In the most recent newsletter from the FDIC Division of Depositor and Consumer Protection, the FDIC takes a look at 2018 complaint data compiled by their Consumer Response Center to see what common issues have come up in consumer complaints.
The FDIC discusses top product trends including checking accounts, credit cards, residential real estate loans, consumer lines of credit, and installment loans. In addition, the FDIC identifies issues in several key areas related to consumer protection laws and regulations. Moreover, the FDIC dives into the role of complaints in the bank’s overall compliance management system. Read the newsletter.

ICBA Continues Pressing Fed on Faster Payments
ICBA President and CEO Rebeca Romero Rainey and ICBA Chairman Preston Kennedy urged the Federal Reserve to operate a Real-Time Gross Settlement service in support of all financial institutions and their customers. In a letter to Fed Chairman Jerome Powell, the ICBA leaders said the agency’s dual payments role as a regulator and provider of check, ACH and wire transfer services ensures customers have a trusted option for accessing these services. “Without the Federal Reserve linking together the nation’s financial institutions, there will be slow and unequal access to real-time settlement and ubiquity will not be achieved,” they wrote. Kennedy advocated Fed involvement in real-time payments in a recent American Banker op-ed, as did ICBA in a December comment letter.
Hear more on the future of payments from Patrick Dix of SHAZAM, at CBA's 51st Annual Convention & Mini-Trade Show. Learn more and register.
ICBA President and CEO Rebeca Romero Rainey and ICBA Chairman Preston Kennedy urged the Federal Reserve to operate a Real-Time Gross Settlement service in support of all financial institutions and their customers. In a letter to Fed Chairman Jerome Powell, the ICBA leaders said the agency’s dual payments role as a regulator and provider of check, ACH and wire transfer services ensures customers have a trusted option for accessing these services. “Without the Federal Reserve linking together the nation’s financial institutions, there will be slow and unequal access to real-time settlement and ubiquity will not be achieved,” they wrote. Kennedy advocated Fed involvement in real-time payments in a recent American Banker op-ed, as did ICBA in a December comment letter.
Hear more on the future of payments from Patrick Dix of SHAZAM, at CBA's 51st Annual Convention & Mini-Trade Show. Learn more and register.

FDIC and CFPB Host Webinar on Elder Financial Abuse Prevention
Encourages Collaboration between Financial Institutions and Law Enforcement
Thursday, July 25, 2019 | 2:00-3:00 pm ET
The FDIC and Consumer Financial Protection Bureau (CFPB) are co-hosting a webinar to outline strategies to address and prevent elder financial abuse. In particular, the webinar will focus on the benefits of appropriate collaboration between financial institutions and law enforcement regarding this issue, and will provide financial institutions with resources and strategies to develop strategic relationships.
In addition, the webinar will discuss the unique challenges involved in detecting and preventing elder financial abuse, and will explain how Suspicious Activity Report (SAR) filings can be used to combat it. The webinar will also cover Money Smart for Older Adults, a free resource developed by the FDIC and CFPB to raise awareness among older adults and their caregivers about how to prevent elder financial exploitation and encourage advance planning and informed financial decision-making. Register here.
Encourages Collaboration between Financial Institutions and Law Enforcement
Thursday, July 25, 2019 | 2:00-3:00 pm ET
The FDIC and Consumer Financial Protection Bureau (CFPB) are co-hosting a webinar to outline strategies to address and prevent elder financial abuse. In particular, the webinar will focus on the benefits of appropriate collaboration between financial institutions and law enforcement regarding this issue, and will provide financial institutions with resources and strategies to develop strategic relationships.
In addition, the webinar will discuss the unique challenges involved in detecting and preventing elder financial abuse, and will explain how Suspicious Activity Report (SAR) filings can be used to combat it. The webinar will also cover Money Smart for Older Adults, a free resource developed by the FDIC and CFPB to raise awareness among older adults and their caregivers about how to prevent elder financial exploitation and encourage advance planning and informed financial decision-making. Register here.

FREE Webinar: Bank Investment Strategies for 3rd Quarter 2019
Thursday, July 11, 2019 | 11:30 AM ET
The Baker Group, a CBA Endorsed Member Company, is hosting a complimentary webinar on investment strategies for the 3rd quarter.
General topics will include:
Thursday, July 11, 2019 | 11:30 AM ET
The Baker Group, a CBA Endorsed Member Company, is hosting a complimentary webinar on investment strategies for the 3rd quarter.
General topics will include:
- A Changing Game: The Market Moves and the Fed Pivots
- Positioning the Bond Portfolio as The Cycle Turns
- Using CMBS to Hedge the Risk of Falling Rates
- MBS/CMOs: Finding Relative Value at Lower Rates
- Municipal Bonds: Risk, Reward, and Strategy in a Shifting Economy
- Regulatory IRR Update: Are Regulators Still Focusing on the Risk of Rates Rising?

HCF Presents Grants to Helping in His Name Food Pantry & Hands of Hope Clinic
The Heritage Community Foundation recently presented a $3,000 check to Janice Craig, Vice President, Board of Directors of the Helping in His Name Ministries in Henry County at the Heritage Bank branch in Stockbridge. The grant award will fund the purchase of electronic pallet jacks for “The Food Pantry”. The grant funds will be used to purchase pallet jacks to help the volunteers unload delivery trucks and efficiently move the food and resources in to their storage area. Read more.
The Heritage Community Foundation recently presented a $3,000 check to Janice Craig, Vice President, Board of Directors of the Helping in His Name Ministries in Henry County at the Heritage Bank branch in Stockbridge. The grant award will fund the purchase of electronic pallet jacks for “The Food Pantry”. The grant funds will be used to purchase pallet jacks to help the volunteers unload delivery trucks and efficiently move the food and resources in to their storage area. Read more.

In addition, the Heritage Community Foundation recently presented a $2,950 check to Elizabeth “BJ” Mathis, Executive Director of the Hands of Hope Clinic in Henry County. The grant funds will be used to purchase a new EKG machine along with an electronic blood pressure monitoring device for the non-profit clinic patients. The focus is to improve outcomes for patients with cardiology issues as well as help those struggling with hypertension to keep their blood pressure under control. Read more.

Providence Bank Donates to Alpharetta Public Safety Foundation
Providence Bank, Alpharetta, recently made a donation to the Alpharetta Public Safety Foundation. Pictured (left to right) with the public safety officials are Janet Rodgers from the Alpharetta Convention & Visitors Bureau, Brad Serff from Providence Bank, and John Hipes, member of the Alpharetta City Council.
Providence Bank, Alpharetta, recently made a donation to the Alpharetta Public Safety Foundation. Pictured (left to right) with the public safety officials are Janet Rodgers from the Alpharetta Convention & Visitors Bureau, Brad Serff from Providence Bank, and John Hipes, member of the Alpharetta City Council.

Colony Bank Expands Sylvester Community Advisory Board
Colony Bank has recently named Justin Davis, Benjie Deloach and Michael Roberts, Jr. to the Sylvester Community Advisory Board. The addition of Davis, Deloach and Roberts expands the Advisory Board to six members. Commenting on the announcement, Johnny Bryan, Sylvester Market President, said, "It is my pleasure to welcome Justin, Benjie and Michael to our local advisory board. They each bring unique acumen, entrepreneurial spirit and deep ties to the community. We look forward to them being a part of our organization, and their insight and connections to the local community will be a tremendous asset to our goal of expanding our customer base." Read the full press release.
Colony Bank has recently named Justin Davis, Benjie Deloach and Michael Roberts, Jr. to the Sylvester Community Advisory Board. The addition of Davis, Deloach and Roberts expands the Advisory Board to six members. Commenting on the announcement, Johnny Bryan, Sylvester Market President, said, "It is my pleasure to welcome Justin, Benjie and Michael to our local advisory board. They each bring unique acumen, entrepreneurial spirit and deep ties to the community. We look forward to them being a part of our organization, and their insight and connections to the local community will be a tremendous asset to our goal of expanding our customer base." Read the full press release.

Greater Community Bank Rated 5-Stars by BauerFinancial
Greater Community Bank, Rome, has recently announced that the bank has been awarded a Superior 5-star rating from BauerFinancial, Inc. The bank received Bauer's highest rating, which comes highly recommended to consumers by Bauer.
Since 1983, BauerFinancial has performed independent analysis on banks and credit unions using Call Report data, along with historical and other data, to assign comprehensive star ratings.
Greater Community Bank, Rome, has recently announced that the bank has been awarded a Superior 5-star rating from BauerFinancial, Inc. The bank received Bauer's highest rating, which comes highly recommended to consumers by Bauer.
Since 1983, BauerFinancial has performed independent analysis on banks and credit unions using Call Report data, along with historical and other data, to assign comprehensive star ratings.
CBA PAC/PR Fund Update
We are pleased to announce a recent contribution to the CBA Political Affairs Committee and Public Relations (PAC/PR) Fund.
Special thanks to our recent contributor:
In order to achieve our goals, we will need the help of your institution, Board members, officers, and employees. Your contributions are greatly appreciated and will go towards the only Georgia State PAC exclusively committed to representing the interests in community banks. Click here for contribution forms. For more information, contact Lori Godfrey.
We are pleased to announce a recent contribution to the CBA Political Affairs Committee and Public Relations (PAC/PR) Fund.
Special thanks to our recent contributor:
- Caric Martin
In order to achieve our goals, we will need the help of your institution, Board members, officers, and employees. Your contributions are greatly appreciated and will go towards the only Georgia State PAC exclusively committed to representing the interests in community banks. Click here for contribution forms. For more information, contact Lori Godfrey.
Diana Baker is a Managing Director for Travelers. With dedicated policies for financial institutions, Travelers offers a range of insurance protection, including D&O, cyber, professional liability, financial institution bonds, ID fraud expense reimbursement and a full portfolio of property/casualty coverages. Choose either standalone coverage or a suite of coverages. Travelers has the flexibility to adapt to you and your business.
For more information, contact Diana at (678) 317-7882 or DCBaker@travelers.com, or visit www.travelers.com.
For more information, contact Diana at (678) 317-7882 or DCBaker@travelers.com, or visit www.travelers.com.

The CBA offers a variety of professional development options for all positions in a community bank. Scroll to find a program that meets your needs, contact us to discuss your goals, or you can look through our online calendar for more options. A member of our Professional Development team can be reached at (770) 541-4490 or by email at education@cbaofga.com. CPE (Continuing Professional Education) credits are available upon your successful completion of our nationally recognized, invaluable education opportunities.
Summer 2019
Bank Directors' College
Wednesday, July 17 – Lake Oconee, Greensboro
Community Bank Leadership Academy, Session III
Tuesday-Wednesday, July 23-24 – Macon
Writing An Effective Credit Memo
Wednesday-Thursday, July 24-25 - Macon
Senior Retail Banking Officer Forum, Session III (“R.A.P.” Session)
Thursday, August 1 - Atlanta
3rd Quarter Banker Regulatory Forum – Safety & Soundness (“R.A.P.” Session)
Thursday, August 1 - Macon
Compliance/BSA Roundtable - (“R.A.P.” Session)
Monday, August 5 – St. Simons Island
Advanced BSA Officer School
Tuesday–Friday, August 6-9 – St. Simons Island
Consumer & Commercial Loan Documentation Boot Camp
Tuesday–Wednesday, August 6-7 - Macon
Advanced Commercial Lending School
Tuesday-Friday, August 20-23 - Macon
Cyber Risk Summit
Thursday-Friday, August 22-23 - Savannah
51st Annual Convention & Mini-Trade Show
Thursday-Sunday, September 12-15 – Amelia Island
Ongoing Webinars
Webinars
Click here to view webinar listing and to register.
Bank Directors' College
Wednesday, July 17 – Lake Oconee, Greensboro
Community Bank Leadership Academy, Session III
Tuesday-Wednesday, July 23-24 – Macon
Writing An Effective Credit Memo
Wednesday-Thursday, July 24-25 - Macon
Senior Retail Banking Officer Forum, Session III (“R.A.P.” Session)
Thursday, August 1 - Atlanta
3rd Quarter Banker Regulatory Forum – Safety & Soundness (“R.A.P.” Session)
Thursday, August 1 - Macon
Compliance/BSA Roundtable - (“R.A.P.” Session)
Monday, August 5 – St. Simons Island
Advanced BSA Officer School
Tuesday–Friday, August 6-9 – St. Simons Island
Consumer & Commercial Loan Documentation Boot Camp
Tuesday–Wednesday, August 6-7 - Macon
Advanced Commercial Lending School
Tuesday-Friday, August 20-23 - Macon
Cyber Risk Summit
Thursday-Friday, August 22-23 - Savannah
51st Annual Convention & Mini-Trade Show
Thursday-Sunday, September 12-15 – Amelia Island
Ongoing Webinars
Webinars
Click here to view webinar listing and to register.
Upcoming Events
2019 Bank Directors' College
Wednesday, July 17 - Lake Oconee
Writing an Effective Credit Memo
Wednesday, July 24 - Macon
12th Annual Advanced BSA Officer School
Tuesday-Friday, August 6-9 -
St. Simons Island
Consumer & Commercial Loan Documentation Bootcamp
Tuesday-Wednesday, August 6-7 - Macon
2019 Bank Directors' College
Wednesday, July 17 - Lake Oconee
Writing an Effective Credit Memo
Wednesday, July 24 - Macon
12th Annual Advanced BSA Officer School
Tuesday-Friday, August 6-9 -
St. Simons Island
Consumer & Commercial Loan Documentation Bootcamp
Tuesday-Wednesday, August 6-7 - Macon
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