Aug 10 - CBA Today eNewsletter - COMMUNITY BANKERS ASSOCIATION OF GEORGIA

The second of CBA’s four Town Hall Talks was held last Thursday in Augusta. CBA partnered with the NFIB, and bankers and small business owners had the opportunity to engage face to face regarding the issues of the day with their state representatives. These highly successful events help solidify valuable relationships between constituents, legislators, and CBA. The event in Milledgeville tomorrow is sold out; however, we have limited openings still available for Watkinsville on August 17th. Please contact Lori Godfrey with any questions.

CBA and Other Georgia Banking Trades Oppose Credit Card Routing Mandates
The Community Bankers Association of Georgia (CBA), Georgia Bankers Association (GBA), and Georgia Credit Union Association (GCUA) are joining forces to oppose federal legislation co-sponsored by U.S. Senators Dick Durbin (D-Illinois) and Roger Marshall (R-Kansas) that would force banks and credit unions to contract with multiple credit card routing companies. This would have a chilling effect on financial institutions’ ability to offer a diverse array of credit card products that consumers have come to value greatly. We urge our bankers to contact both Senators Warnock and Ossoff and express your concerns with this legislation and encourage them to oppose these measures.

General Session Speaker: “Cultivating a Positive Culture That Leads to Innovation”
Relevant content abounds at CONNECT, CBA’s 2022 convention, September 14 – 18, 2022, at The Ritz Carlton, Amelia Island, FL. The Saturday General Session features Damon Moorer, CISM, President and CEO of TCM Bank N.A., who will present on “Cultivating a Positive Culture That Leads to Innovation.”

Leadership success has undergone a shift due to next-gen servant leadership concepts. A servant-leader focuses primarily on the growth and well-being of people and the communities to which they belong. Come learn how leading with a “people first” and “service first” philosophy can foster healthy long-term performance and a culture of innovation.

Damon Moorer
CISM, President & CEO
TCM Bank N.A.

Friday Emcee—ICBA’s Chief Innovation Officer Charles Potts
Prepare for an energetic Friday morning! Charles Potts, Executive Vice President & Chief Innovation Officer at ICBA is in the house, serving as emcee for Friday’s General Session at CONNECT.

Charles drives ICBA’s innovation initiatives and financial technology strategies, working with ICBA leadership to develop impactful, value-added solutions that help community banks seize new market opportunities to meet customers’ evolving financial services needs.

His extensive experience in banking and financial service firms provided the background Potts needed to start, co-found or lead various fintech start-ups, including digital banking, mobile engagement, financial management and payments providers. Read more.

Click here for all things CONNECT, including registration, hotel, silent auction and more.

Charles E. Potts
Executive Vice President &
Chief Innovation Officer
ICBA

To ensure you have the best convention experience,
CBA is closing registration on August 15, 2022.

Any registrations received between August 16 and
September 8 will increase by $250.

Any changes after August 15, other than standard employee substitutions, are subject to a change fee of $100.

Back by Popular Demand—2022 CBA Community Banking Champion T-Shirt
If you missed the opportunity to order a 2022 CBA Community Banking Champion t-shirt, CBA’s LEAD Board is giving you another chance! Monies raised from the t-shirt fundraiser support CBA’s advocacy efforts at the state capitol. Perfect for casual Fridays, CBA events, community service events and more—increase awareness of our industry brand. Don’t miss out! Order your shirt by August 31st!

Georgia’s community bankers do great things in their communities every day. Here is the latest on community outreach and news from CBA Members:

First Port City Bank, Bainbridge, recently gave $75,000 to the Georgia Heart Hospital Program to support rural hospitals in Georgia.

Bradley Cheek has joined Capital City Home Loans, Athens, as a Mortgage Consultant.

John Peters, Jr. has joined Moultrie Bank & Trust as Chief Lending Officer.

Brandi Pajot has been named Chief Financial Officer of Affinity Bank, Atlanta.

Dan Baker has joined Queensborough National Bank & Trust Company, Statesboro, as Vice President & Wealth Planner.

Jake Lee has joined BankSouth, Savannah, as Portfolio Manager.

Durden Banking Company, Twin City, announced several promotions: Jim Cowart has been promoted to Chief Operations Officer. Matt Donaldson has been promoted to Chief Financial Officer. Judy Price has been promoted to City President of the bank’s Swainsboro location. Read more.

Jim Cowart

Matt Donaldson

Judy Price

Robert “Red” Daniel Named FinTech Catalyst at ATDC
Red Daniel has been named FinTech Catalyst at ATDC. In this role, he will manage the ATDC FinTech program, providing acceleration opportunities to portfolio companies, fostering their development and growth. He also manages ATDC relationships with investors, prospective business partners, CEOs, and community technology leaders to promote market outreach and business development in the FinTech ecosystem. Read more.

Think CBA First for Your Professional Development Needs!
Be sure to think of CBA first when it comes to your training and Professional Development needs. Here are some upcoming CBA events:

CBA’s NEW Advanced Compliance School—Covering Both Deposits & Lending
October 18-21, 2022 | Macon or Live Virtual STREAM
CBA of GA has been a leader in providing effective compliance education for many years. We are proud to have the Compliance Professionals Package, which gives many benefits. As we continue to put our ears to the table, we are bringing the first ever Advanced Compliance School.

The community bankers in Georgia do compliance well; it is one of the strengths that make our banks great. We believe in ongoing education to support the industry, and we are proud to partner with ProBank Austin to bring this new program to support the experience and maturity levels of the professional compliance officers in our state. The school will be 4-full days at Macon’s newest hotel, Hotel 45, on October 18–21. Learn more and register.

Natalie Straus
ProBank Austin

Leah Hamilton
ProBank Austin

WEBINAR: CECL Coffee Talk Q&A Session
August 12, 2022 | 10am ET
QwickRate® is hosting a monthly Q&A session on all things CECL. Join QwickRate President Shawn O’Brien and QwickAnalytics Director of Analytics Steve Huntington, along with special guest panelist Joshua Bowen, CPA, CGMA, CAMS, CITP of the Warren Averett accounting and consulting firm, where they will address the latest questions and concerns. Save your spot.

WEBINAR: Q2 Analysis: Perspectives and Concerns
August 16, 2022 | 2pm ET
As challenges arise, will your bank be in a position of strength to meet them? Join QwickRate as they review Q2 analysis, trends and results for the nation’s community banks. QwickRate President Shawn O’Brien and IntelliCredit Principal David Ruffin will use QwickAnalytics® to share where your peers and competition performed well and where they struggled. Register Now.

Kasasa® is the innovative leader in branded, community-powered banking products proven to drive profit and growth for community financial institutions. Based in Austin, Texas, with 420+ employees, Kasasa is committed to driving results for more than 907 community financial institutions by attracting, engaging, and retaining consumers. Kasasa does this through branded retail products, world-class marketing, and expert consulting. The company reinvented checking and is now reinventing lending through its latest patent-pending offering, Kasasa LoansTM.

Contact Ryan Busenitz at 678-595-0625 or visit their website.

Here are some of the latest news stories relevant to community banking and the financial services industry:

FDIC Examiners Increasingly Targeting CRE Concentrations
FDIC examiners will increase their focus on testing commercial real estate transactions during the upcoming examination cycle, the agency said in its latest Supervisory Insights.

Examiner Focus: In an article on the financial performance of banks with CRE concentrations, the FDIC said:

At year-end 2021, FDIC-supervised banks held almost $1.1 trillion in CRE loans, including $795.7 billion at community banks.
While lending concentrations are not inherently problematic, CRE loan concentrations add potential risk amid ongoing economic uncertainty.
The agency’s increased focus on CRE will include examiner tests of newer CRE credits, credits within stressed subcategories and geographies, and credits with payments vulnerable to rising rates and costs.

Federal regulators last week published a separate request for comment on a proposed interagency policy statement on CRE loan accommodations and workouts. Comments are due by Oct.

August 10, 2022

To ensure you have the best convention experience,CBA is closing registration on August 15, 2022.Any registrations received between August 16 and​September 8 will increase by $250.Any changes after August 15, other than standard employee substitutions, are subject to a change fee of $100.

To ensure you have the best convention experience,
CBA is closing registration on August 15, 2022.

Any registrations received between August 16 and
September 8 will increase by $250.

Any changes after August 15, other than standard employee substitutions, are subject to a change fee of $100.