Compliance Program 3
Fair Lending, UDAAP, and CRA
​Tifton - September 20
Macon - September 21
*Live Virtual STREAM - September 27
Statesboro - September 28
​* = Live Virtual STREAM Available
​​Sponsored By:

A full-day seminar providing a comprehensive review of fair lending laws, rules, regulations and examination procedures. Today's fair lending practices continue to be subject to heightened scrutiny by both federal and state regulators. Non-compliance with fair lending laws can lead to enforcement actions from your regulators, HUD and/or the DOJ. Additionally, violations could have a significant impact to your strategic, financial, operations, legal, compliance and reputational risk.
Join this seminar as we explore the fair lending rules, how to detect potential issues, monitor for exceptions, and prepping for the fair lending exam. We also highlight the key components (and examiner expectations) of what your Fair Lending Program should include.

• What's "Fair" about Fair Lending
  • Overview/highlight of laws impacting Fair Lending, including ECOA, HMDA, Fair Housing Act, FCRA, CRA, UDAP/UDAAP, common state law prohibitions
  • Types of discrimination
  • Examples
• Know Your Reasonably Expected Market Area (REMA)
• Fair Lending consequences
• Assessing & Monitoring Fair Lending Risk
  • Fair Lending Risk Assessment
  • Monitoring for Fair Lending Risk
  • Impact of Exceptions for Lending Policies
  • Impact of Expanded HMDA Data
  • Educating the Front Line
• Fair Lending Compliance Management Program
• Fair Lending Examinations
  • Side-by-side Review
  • Interagency Examinations Procedures
• Key Cases and Examiner Hot Topics

Who should attend?
This webinar will be of value to Board members, senior management, lending, servicing and operations staff, in addition to compliance officers, auditors, risk managers, and trainers.
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Program Level: Intermediate
Prerequisite/Advanced Preparation: Basic Knowledge of Lending Compliance
Delivery Method: Group - Live
Field of Study: Specialized Knowledge

Compliance Program 4
Fintech Compliance Essentials
​* Macon - December 6
Tifton - December 7
* Statesboro - December 13
* = Live Virtual STREAM Available
​​​Sponsored By:

How can institutions engage with FinTech?  What compliance requirements do FinTechs have or not have? Are there any red flags to consider? What role does the federal agencies’ Third Party Risk Management Model play in FinTech?
This full one-day seminar will provide comprehensive insight on what is FinTech and what  should you consider when entering or are already engaged with FinTech companies.  We will explore third party risk management essentials, the federal regulatory agencies’ guidance and more.

• What actually is FinTech? Who regulates FinTech companies?
• Financial institution partner requirements/expectations
• What if the FinTech partner is not subject to a regulation but the financial institution is?
• When the product is insured by the depository institution – how creative can we get with our software? With our advertising?
• Regulatory vs. examiner requirements/expectations for a managing third party risk management (TPRM)

Who should attend?
Whether your considering or already are engaged in FinTech, this seminar will benefit compliance, management, development, operations, and audit.  Where we will address third party risk management regulatory guidelines, anyone involved in third-party risk management will benefit from this session.
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Program Level: Basics/Intermediate
Prerequisite/Advanced Preparation: Basic Knowledge of Compliance Regulations
Delivery Method: Group - Live
Field of Study: Specialized Knowledge