Essentials of Banking Series - Community Bankers Association Of Georgia

Join fellow community bankers from around the United States as we grow our knowledge of the banking industry. Essentials of Banking is a four-part, interactive, virtual learning series designed to provide a complete overview of banking principles and operations. *Attendees are not required to complete all 4 parts. Each session may be purchased a la carte.

9:30 AM- 10:00 AM
Log-Ins Begin

10:00 AM- 12:30 PM
Program

12:30 PM- 1:30 PM
Lunch Break

1:30 PM- 5:00 PM
Program

Session 1 - February 8: Overview of Banking Discovering Your Role as An Essential Service Provider Your Banking Career and the Changing Banking Landscape Evolution of Money and Banking Definition of money Types of money History and Development of the U.S. Banking System Understanding the “Why” behind some key bank regulations The Federal Reserve as the Central Bank of the United States (FED) Organization of the Federal Reserve System Roles and responsibilities of the FED U.S. Monetary Policy U.S. State and Federal Financial Institution Regulatory Agencies U.S. Department of the Treasury Federal Reserve Board (FRB) Federal Deposit Insurance Corporation (FDIC) Office of the Comptroller of the Currency (OCC) Consumer Financial Protection Bureau (CFPD) National Credit Union Administration (NCUA) Federal Financial Institutions Examination Council (FFIEC) Conference of State Bank Supervisors Banking and its Regulation Code of Federal Register Alphabet Soup Overview of Key Bank Regulations
Session 2 - March 7: Business Operations and Management Types of Banks and Banking Organizational Structure Roles and Responsibilities of the Board of Directors Key Banking Divisions Retail Banking Commercial Banking Trust and Investments Mortgage Banking Trust, Investment, and Insurance Services Wealth Management And More Key Banking Departments Compliance Management Fundamentals Regulatory Expectations Changing Role of Compliance Bank Examinations The Anatomy of an Exam CAMELS Rating Supervisory Actions Deposit Accounts DDA’s and Time Deposits FDIC Insurance Coverage Account Opening Considerations E-Banking and Treasury Management Products and Services
Session 3 - April 11: How Bank’s Make Money and Risk Management How Banks Make Money Overview of the Balance Sheet Bank Assets Liabilities Shareholder’s Equity Overview of an Income Statement Sources of Income and Expenses Net Profit Other Key Financial Statements The Bank’s Annual Report Overview of Lending Types of Lending and Loans 5 C’s of Credit Analysis From Application to Decision Loan Administration Functions Loan Policy Risk Management and Safety and Soundness Profitability, Liquidity, and Cash Flow Asset/Liability Management Other Banking Risks Bank Performance Metrics Key Financial Performance Ratios Other Bank Performance Metrics Review of CAMELS Rating
Session 4 - May 16: Safeguarding the Bank and Its Stakeholders and Growing the Bank Ethics in a Sound Banking System Values and Integrity in Banking Your Bank’s Code of Ethics Impact of Ethical Lapses Corporate Governance Safeguarding the Bank’s Assets Vendor Management Security Regulations Reg P – Privacy of Consumer Information Bank Protection Act of 1968 The Banker’s Responsibility in Preventing and Reporting Crime AML/BSA Technology Threats to Banking Bank Fraud and Scams Elder Abuse Customer Service Excellence The Evolving Banking Business and the Customer Experience Building Client Loyalty The Banker’s Role as a Trusted Advisor How to Provide WOW! Service Growing the Bank Ambassadors for the Bank Selling Versus Helping the Customer Building Profitable Relationships

In association with Performance Solutions, Inc., Drexler Consulting, LLC is excited to again present one of our legacy programs, Essentials of Banking, updated for 2024.

Essentials of Banking is a four-part, interactive, virtual learning series designed to provide a complete overview of banking principles and operations.

Who Should Attend: All new bank employees and bank directors new to banking, management trainees, and bank veterans who are looking to broaden their banking knowledge.

Benefits of the Series:

Establish a strong foundational knowledge of banking in the United States
Expand banking skills and knowledge in a focused learning environment
Interact and network with other bankers in a virtual environment
Understand the variety of banking career opportunities
Improve cross functional contributions and performance
Prepare for Graduate Schools of Banking

Attendees are required to:

- Have Zoom virtual meeting access
- Interact with facilitator and other participants in a live, virtual environment
- Actively participate in all activities and exercises
- Complete assignments
- Have full, working computer microphone and speakers or phone access
- Participate in chat discussions

Although not required, for the best training experience and learning results, attendees are highly encouraged to have their video cameras on during training.

While it is recommended that participants attend all four sessions of the series to receive an entire overview of banking, each session’s material stands alone. One session is not a prerequisite for another. Each session may be attended as a stand-alone class.