HB Associates, Inc.

HB Associates, Inc. is a “fee only” risk management and insurance consulting firm that specializes in analysis of financial institutions insurance exposures. The focus is on the Financial Institution Bond, Directors & Officers Liability, Cyber Liability, Bankers Professional Liability and Property/Casualty insurance exposures for banks. Founded by W.H. (Hank) Bahr in 2025, HB Associates conducts research and completes the documentation needed to obtain competitive pricing and ensure proper insurance coverage.