Join fellow community bankers from around the United States as we grow our knowledge of the banking industry. Essentials of Banking is a four-part, interactive, virtual learning series designed to provide a complete overview of banking principles and operations. *Attendees are not required to complete all 4 parts. Each session may be purchased a la carte. |
9:30 AM- 10:00 AM Log-Ins Begin
10:00 AM- 12:30 PM Program
12:30 PM- 1:30 PM Lunch Break
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Discovering Your Role as An Essential Service Provider
- Your Banking Career and the Changing Banking Landscape
Evolution of Money and Banking
- Definition of money
- Types of money
- History and Development of the U.S. Banking System
- Understanding the “Why” behind some key bank regulations
The Federal Reserve as the Central Bank of the United States (FED)
- Organization of the Federal Reserve System
- Roles and responsibilities of the FED
- U.S. Monetary Policy
U.S. State and Federal Financial Institution Regulatory Agencies
- U.S. Department of the Treasury
- Federal Reserve Board (FRB)
- Federal Deposit Insurance Corporation (FDIC)
- Office of the Comptroller of the Currency (OCC)
- Consumer Financial Protection Bureau (CFPD)
- National Credit Union Administration (NCUA)
- Federal Financial Institutions Examination Council (FFIEC)
- Conference of State Bank Supervisors
Banking and its Regulation
- Code of Federal Register
- Alphabet Soup
- Overview of Key Bank Regulations
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Types of Banks and Banking Organizational Structure
Roles and Responsibilities of the Board of Directors
Key Banking Divisions
- Retail Banking
- Commercial Banking
- Trust and Investments
- Mortgage Banking
- Trust, Investment, and Insurance Services
- Wealth Management
- And More
Key Banking Departments
Compliance Management Fundamentals
- Regulatory Expectations
- Changing Role of Compliance
Bank Examinations
- The Anatomy of an Exam
- CAMELS Rating
- Supervisory Actions
Deposit Accounts
- DDA’s and Time Deposits
- FDIC Insurance Coverage
- Account Opening Considerations
E-Banking and Treasury Management Products and Services
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How Banks Make Money
- Overview of the Balance Sheet
- Bank Assets
- Liabilities
- Shareholder’s Equity
- Overview of an Income Statement
- Sources of Income and Expenses
- Net Profit
- Other Key Financial Statements
The Bank’s Annual Report
Overview of Lending
- Types of Lending and Loans
- 5 C’s of Credit Analysis
- From Application to Decision
- Loan Administration Functions
- Loan Policy
Risk Management and Safety and Soundness
- Profitability, Liquidity, and Cash Flow
- Asset/Liability Management
- Other Banking Risks
Bank Performance Metrics
- Key Financial Performance Ratios
- Other Bank Performance Metrics
- Review of CAMELS Rating
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Ethics in a Sound Banking System
- Values and Integrity in Banking
- Your Bank’s Code of Ethics
- Impact of Ethical Lapses
Corporate Governance
- Safeguarding the Bank’s Assets
- Vendor Management
Security Regulations
- Reg P – Privacy of Consumer Information
- Bank Protection Act of 1968
The Banker’s Responsibility in Preventing and Reporting Crime
- AML/BSA
- Technology Threats to Banking
- Bank Fraud and Scams
- Elder Abuse
Customer Service Excellence
- The Evolving Banking Business and the Customer Experience
- Building Client Loyalty
- The Banker’s Role as a Trusted Advisor
- How to Provide WOW! Service
Growing the Bank
- Ambassadors for the Bank
- Selling Versus Helping the Customer
- Building Profitable Relationships
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In association with Performance Solutions, Inc., Drexler Consulting, LLC is excited to again present one of our legacy programs, Essentials of Banking, updated for 2024.
Essentials of Banking is a four-part, interactive, virtual learning series designed to provide a complete overview of banking principles and operations.
Who Should Attend: All new bank employees and bank directors new to banking, management trainees, and bank veterans who are looking to broaden their banking knowledge.
Benefits of the Series:
- Establish a strong foundational knowledge of banking in the United States
- Expand banking skills and knowledge in a focused learning environment
- Interact and network with other bankers in a virtual environment
- Understand the variety of banking career opportunities
- Improve cross functional contributions and performance
- Prepare for Graduate Schools of Banking
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Attendees are required to:
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- Have Zoom virtual meeting access
- Interact with facilitator and other participants in a live, virtual environment
- Actively participate in all activities and exercises
- Complete assignments
- Have full, working computer microphone and speakers or phone access
- Participate in chat discussions
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Although not required, for the best training experience and learning results, attendees are highly encouraged to have their video cameras on during training.
While it is recommended that participants attend all four sessions of the series to receive an entire overview of banking, each session’s material stands alone. One session is not a prerequisite for another. Each session may be attended as a stand-alone class.
THANK YOU TO OUR SPONSORS!
Essentials of Banking Series Speakers