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2024 Georgia Deposit Documentation - Tifton

2024 Georgia Deposit Documentation - Tifton

This class is both In-Person and Virtual.
Quarter 1 Compliance Topic.

Wednesday, February 7, 2024
9:00 AM - 4:00 PM (EST)

UGA Tifton Conference Center (This class will also be virtual.)

15 R D C Road
Tifton, GA 31794
United States

Event Details

Georgia Deposit Documentation 

What is the difference between “joint with rights of survivorship” and “tenants in common”? What is a revocable living trust and how do we document it? Do we really need a corporate resolution? How do we open accounts for minors? Join us on February 6th in Macon to find out how to answer these important questions. 


Natalie Strauss

Georgia Deposit Documentation

Have you or someone at your institution asked these questions and others like them? If so, don’t miss this seminar. Let’s focus on the day the account is opened. The program provides hard to get state law requirements for ownership and documentation. Attendees learn the “why” behind standard operating procedures. The program also covers CIP procedures and IRS Reporting compliance issues. The manual and the presentation suggest the procedures for standardizing the account opening process. The speaker uses “plain language” and “real-world” examples. Attendee participation is encouraged throughout the program.


Account Opening Procedures

  • Customer Identification
  • Verify Depositor Information
  • Standardizing Procedures

Taxpayer ID No. Documentation

  • Obtaining the Appropriate TIN
  • Required Certifications
  • Nonresident Alien Requirements

Account Titles

  • Individual Accounts
  • Single or Multiple Party Account with Designated Agent
  • Informal Trusts
  • Uniform Transfers (or Gifts) to Minors Act
  • Minor Accounts
  • Joint Accounts with Rights of Survivorship
  • Joint Accounts without Rights of Survivorship
  • Payable on Death Accounts
  • Funeral Trust Accounts
  • Estate Accounts
  • Valid Trust
  • Pension Plans
  • Customer Due Diligence/Beneficial Ownership Rule
  • Certification Regarding Beneficial Ownership
  • Grantor Trust – Revocable Living Trusts
  • Court Appointed Personal Fiduciaries
  • Social Security or SSI Representative Payee
  • Sole Proprietorships
  • Partnerships
  • Corporations
  • Limited Liability Companies
  • Lawyer’s Trust Accounts
  • Political Campaign Funds

Proper Documentation

  • Personal Accounts
  • Business Accounts
  • Fiduciary Accounts
  • Organizational Accounts
  • Powers of Attorney

Handling Requests for Change

  • Changes at Request of Customer
  • Changes Due to Death
  • Adding Owners
  • Deleting Owners


K. Natalie Straus, CRCM, is a director at FORVIS, LLP in the ProBank Education Services, powered by FORVIS, LLP division. Ms. Straus provides consulting services in compliance with an emphasis on deposit operations and issues. Additionally, she performs consumer compliance and fair lending reviews, as well as HMDA data integrity reviews for clients of varying degrees of size and complexity. She also presents seminars on various regulatory compliance topics for in-house and association sponsored programs and schools.  

Ms. Straus is a graduate of Washington and Lee University in Lexington, Virginia, and the American University, Washington College of Law in Washington, D.C. She is a Certified Regulatory Compliance Manager.

Areas of Experience: Compliance, Fair Lending, HMDA, Deposits


February 7
9:00 AM - 12:00 PM Program Arrivals to begin at 8:30 am with a continental breakfast.
12:00 PM - 1:00 PM Lunch Break
1:00 PM - 4:00 PM Program

For More Information:

Becky Soto
Becky Soto
Assistant Vice President Community Bankers Association of Georgia (770)541-4490


This is a comprehensive seminar developed for new accounts personnel, auditors, bookkeepers, operations officers and others who have responsibility for administering customer accounts. It is a fast-paced introduction for the new employee who needs an overview of deposit accounts and is designed to “tie everything together” for experienced personnel. No advance preparation is required.

Program Level: Basic
Prerequisites: Basic Knowledge of Deposit Regulations
Advanced Preparation: None
Field of Study: Specialized Knowledge