Department of Banking and Finance Adopts Final Rules

Posted By: Lori Godfrey Advocacy Update,


On Thursday, July 7, 2022, the Department adopted Final Rules. The Rules were filed with the Secretary of State on July 7, 2022, and, pursuant to O.C.G.A. § 50-13-6, will be effective on July 27, 2022, which is twenty (20) days following the filing of the Rules with the Secretary of State.

Prior to adopting the Rules, the proposed Rules along with a synopsis were distributed on June 1, 2022. The Department received five written comments in support of the proposed Rules. The Department fully considered the comments it received and made a substantive revision to Rule 80-1-12-.01. The Department believes that the Rules as adopted encourage safety and soundness, encourage safe and fair mortgage lending, and conform to the law.


To view or download a copy of the Final Rules, go to the DBF Regulations page on the Department’s website at and select the appropriate link for the Final Rules, OR you may access them directly from the link below.