Senior Loan Officer - The Farmers Bank

Location:

202 S. Main Street, Greensboro, GA 30642

Job Description:

We are seeking a highly engaged and experienced lending professional with strong marketing, communication, and analysis skills to join our growing Team. If you are passionate about helping to meet individual and business needs through providing excellent customer service and building customer relationships, then please submit your resume today!

Responsibilities:

• Build and maintain customer relationships through networking and prospecting through various channels, including social, realtor, builder association, and community events

• Interface with realtors, loan processors, underwriters, and other employee staff to ensure an excellent transaction process for customers

• Maintain an active loan pipeline

• Ensure all phases of loan processes are performed in accordance with regulatory and company guidelines

• Prepare and be able to interpret loan portfolio-related reports to Management and the Board of Directors

• Collect applications for loans and review application data to ensure it is complete, meets established standards, and collect necessary financial information for the credit request

• Discuss loan options with applicants

• Evaluate credit data to determine an applicant’s creditworthiness, which includes analyzing financial documents, credit reports, and other relevant information

• Cross-sell products and services offered by the bank

• Work within a team environment and serve as a mentor to other employees

• Supervise loan-related staff and provide direction and guidance for building the loan portfolio

• Lead loan committee discussions and meetings to provide an update on loan portfolio growth, past dues, risk, audit updates, and other loan-related topics

• All other duties as directed by Management

Experience and Qualifications:

• High school diploma or equivalent

• Bachelor’s degree preferred

• 10+ years of lending experience at a financial institution

• Excellent written and verbal communication skills

• Loan portfolio management skills

• Critical and analytical thinking skills

• Must understand financial ratios used to assess an applicant’s creditworthiness

• Must maintain or be able to obtain a current registration with National Mortgage Licensing System

• Knowledge and technical skills of Microsoft Office products, including Word and Excel software

Work Hours/Days:

40 hours per week

Wage or Salary:

Compensation will be based on education, experience, and qualifications.

How to Apply:

Send resume to aotuel@farmbk.com