2024 CRA Workshop

CRA: What now? I'm now an Intermediate Small Bank

Does understanding the Community Reinvestment Act cause you major headaches? Are you new to being an Intermediate Small Bank? This workshop is for you!

INSTRUCTOR: 

Kristin Harville
Performance Solutions, Inc.

This CRA Workshop is designed to assist CRA Officers and Compliance personnel at identifying loans, services, and investments to include for review during your examination. During this workshop, we will
dive deep into the regulation, the regulatory Q &A’s and discuss best practices for your bank. Be sure and register for this opportunity to strengthen and enhance your CRA program.

Attendees will participate in "real world” situations and develop "take-aways” that can be implemented back at their banks. This will be an interactive workshop with time for questions and group discussions.

Agenda Includes:
•Background of CRA
     o Regulation / Notice Requirement
     o Redlining
     o What is Low and Moderate Income
• Key definitions within Reg C
• How to define your assessment area /REMA
• How to identify and document loans, services, and investments
• CRA Public File
• How to read your Performance Evaluation
• CRA Self-Assessment / Telling your Story
• Board Reporting
• Penalties for Non Compliance
• Proposed Changes*

Target Audience: This program is designed for CRA Officers, compliance team members and support staff, audit team members, and Individuals with accountability and responsibility for CRA Compliance.


MORE ABOUT THE INSTRUCTOR: 
Kristin Harville is a Senior Consultant with PSI. As a former Compliance Director and Bank Examiner, she is a highly respected Certified Regulatory Compliance Manager (CRCM) and Certified AML and Fraud Professional (CAFP), with a Juris Master’s Degree in Law (Major in Financial Regulation). With over 20 years of regulatory experience in BSA/AML/CFT, Deposit and Lending Regulatory Compliance, Internal Audit, Compliance Risk Assessment, Compliance Training & Development, and Enterprise Risk Management. Her goal is to consistently provide practical "real world solutions" for today's compliance community. Kristin is a dedicated, results-oriented facilitator and consultant.