2025 IRA Fundamentals
Live Stream / VIRTUAL
Live Stream / VIRTUAL
The IRA Fundamentals workshop provides attendees with a solid foundation of IRA knowledge. Exercises are included throughout the session to help participants apply information to job-related situations. Attendees will leave this session able to work with IRA owners and process basic IRA transactions with confidence.
Instructor: 
Becky Soto, Association Services Manager
CBA of Georgia
Learning Goals include:
- Identify IRA Basics
- What is an IRA?
- How does an IRA work?
- Benefits of an IRA
- Requirements for Opening IRA
- New Changes in IRAs
- IRS Penalties and Penalty Exceptions
- Explore and Differentiate the Features of IRAs
- Traditional
- Roth
- Simple
- Simplified Employee Extensions (SEP)
- Communicate IRA Qualifications
- Eligibility
- Contributions
- Income Limits
- Filing Status
- Deadlines
- Withdrawal Limits
- Penalties
- Distinguish How to Move Assets Between IRAs
- Transfers
- Rollovers
- Conversion
- Distributions
- Highlight of IRA Best Practices
- Required Annual Notifications (RMDs)
- IRA Red Flags
- Avoiding Most Common IRA Errors
- Questions Most Asked by Customer
Banker Testimonials
“The way Becky used real life scenarios to help understand the different types of IRA's. Her knowledge and approachability is very helpful.” DeeDee Beckham, Thomasville National Bank
“Very good broad look at IRAs. Especially good for a beginner or just as a refresher.” Natalie Treadway, First State Bank
“IRAs are constantly changing. Everyone across the board always seems a little unsure with them. It’s nice to have something like this right after changes are made to clarify the new rules.” Carla Patterson, The Commercial Bank
| Credits | Price | |
|---|---|---|
|
CBA Member
|
6.00 | $350.00 |
| Credits | Price | |
|---|---|---|
|
Prospective Member
|
6.00 | $450.00 |
| Credits | Price | |
|---|---|---|
|
General Sponsor
|
6.00 | $500.00 |
|
Supporting Level Sponsor
|
6.00 | $750.00 |
|
Leader Sponsor
|
6.00 | $1,000.00 |
Agenda
| January 28 | |
| 8:30 AM - 9:00 AM | Virtual Logins Begin |
| 9:00 AM - 12:00 PM | Program Begins |
| 12:00 PM - 1:00 PM | Lunch Break |
| 1:00 PM - 4:00 PM | Program |
For More Information:
WHO SHOULD ATTEND?
This is a beginner’s class and is designed for those bankers with limited or no knowledge of IRAs. Seasoned front line bankers also attend for refresher training.