2026 Commercial Loan Documentation

Commercial Loan Documentation Essentials for Georgia Bankers

One small mistake in your commercial loan documents can delay closing, create time-consuming exceptions to clear, trigger audit and examiner findings, or – worst of all – cost your bank substantially in a workout.  This fast-paced, banker-focused workshop strips away the legal jargon and gives you what you need to understand, prepare, review, and close Georgia commercial loans quickly and correctly.  

No law degree is required – just real-world examples, checklists, and plain-English explanations from an instructor who has spent twenty-five years in the Georgia lending trenches, walked a mile in your shoes, and has trained hundreds of commercial bankers.

Christie Drexler
Drexler Consulting
 

Benefits of the Series:

• Understand the basics of loan documentation and related legal jargon
• Protect your bank’s collateral position from day one
• Save your bank thousands on legal fees and rework
• Eliminate common documentation criticisms examiners write up
• Build trust with your internal and external bank lending partners 
• Improve your customer service delivery by reducing errors and customer hassle
• Streamline and expedite your loan closing process with fewer last-minute fires
• Keep your loans off the problem loan list
• Take home tools you can use on the job
  
  
  

Commercial Loan Documentation Essentials for Georgia Bankers
Topics Covered Include:

• Loan Purpose, Collateral, and Types of Commercial Loans
• Types of Borrowers and Parties to a Loan
• Pre-Closing, Closing, and Post-Closing Documents
• Borrower and Guarantor Organizational Documents
• Certificate of Good Standing
• CRE and C&I Commercial Loan Checklist Items
• Credit Memos and Loan Approvals
• Term Sheets and Commitment Loans
• Title Opinions and Commitments
• Surveys and Environmental Documents
• Collateral Evaluations and Appraisals
• Flood Determination and Flood Insurance
• Common Types of Insurance Required and Documentation
• Promissory Note
• Commercial Loan Agreement/Credit Agreement
• Deed to Secure Debt (Security Deed)
• Common Assignments
• Control Agreements
• Types of Guarantees and Documentation
• Georgia Intangible Recording Tax
• Closing/Settlement Statements
• UCC Searches, Continuations and Documentation
• Recording the Documentation and Perfecting the Collateral
• Borrowing Base Certificates
• Tracking and Clearing Exceptions
• Loan Documentation Red Flags to Watch For
• Attorney Closed Loans and Documentation
• Loan Closing Best Practices

And more . . .

ABOUT OUR INSTRUCTOR:
Christie Drexler is the President of Drexler Consulting, LLC, a financial services consulting and training business founded in 2020.  Drexler Consulting partners with financial institutions and bank associations across the United States to deliver Lending, Retail Banking, Business Development, Sales and Customer Service, and Management and Leadership Training. Drexler Consulting, LLC is an Alliance Partner of Performance Solutions, Inc., which has served the banking industry for more than forty years and specializes in offering BSA and Compliance Training throughout the United States.

Christie has developed and facilitated training for American Bankers Association Commercial Lending School; Southwest Graduate School of Banking and the Southwest Commercial Lending School at SMU; the Community Bankers Association of Georgia; and various State Bankers Associations and Banks across the United States.

Prior to founding Drexler Consulting, Christie had accumulated more than twenty-five years of direct experience in the financial services industry, working for both community and large regional banks. Her experience has been expansive to include successfully navigating Retail and Commercial Banking careers.  She has served as Division President, Market President, Chief Credit Officer, Chief Retail Officer, and Regional Sales & Service Manager. Christie has a B.S. in Finance from Berry College and an MBA from Georgia College and State University. She is a passionate facilitator and coach who strives to live the values and leadership strategies she teaches in her training programs.