2026 Consumer Loan Documentation

Lending Compliance 2026

Essentials of Lending Regulations, Fair Lending Practices, and Emerging Compliance Trends 

INSTRUCTOR:

Kristin Harville, Senior Vice President and Chief Operations Officer
Performance Solutions, Inc.

What lending regulations matter most in 2026? 

How should frontline staff, loan officers, and compliance teams navigate increasingly complex federal requirements? What are the newest expectations in fair lending, disclosures, mortgage compliance, and risk management? 

This focused session provides lending, operations, and compliance professionals with the essential knowledge and confidence needed to understand today’s lending regulatory requirements. Participants will learn how key federal lending laws interact, how to recognize compliance risk within the lending process, and how to apply 2026 expectations across consumer and real estate lending products. 

Through engaging discussion, real-world examples, and practical guidance, attendees will strengthen their ability to ensure accurate disclosures, equitable lending practices, and strong documentation throughout the loan lifecycle. Participants will gain current insight into regulatory trends, examiner expectations, and emerging compliance issues impacting the 2026 environment. 

Attendees will receive a Training Program Manual and Resource Manual packed with summaries, examples, checklists, and templates for immediate use. 

Agenda Highlights: 

• Overview of Key Lending Legislation and Compliance Regulations – A high-level review of the laws shaping today’s lending landscape.
• Fair Lending and Fair Credit Regulations – Examination of regulations designed to prevent discrimination.
• Bank Secrecy Act (BSA) and Lending – Review of BSA implications for lending institutions.
• TILA and RESPA – Overview of disclosure and transparency requirements.
• Dodd-Frank Requirements: TRID and Mortgage Compliance – Discussion of integrated disclosure rules.
• Flood Compliance – Analysis of mandatory purchase rules and documentation requirements.
• Appraisal & Valuation Requirements – Review of appraisal independence and valuation standards.
• Lending Compliance in 2024 and Beyond – Insight into emerging trends and anticipated changes.
• Consumer Loan Policy, Procedures, and Pricing – Overview of policies, procedures, and compliance safeguards.
  
  

ABOUT OUR INSTRUCTOR:

Kristin Harville is the Senior Vice President and Chief Operations Officer with Performance Solutions, Inc., a training and consulting company that has served the banking community for over 40 years. With experience as a banker, examiner, and consultant, Kristin brings real-world insight and practical solutions to her sessions. 

Before joining PSI, Kristin led the compliance team for a $2.7 billion financial institution, overseeing BSA, Compliance Management Systems, Internal Audit, Technology Implementation, and Enterprise Risk Management. 

Kristin holds a Juris Master’s Degree in Law (major in Financial Regulation) and maintains several professional certifications, including Certified Regulatory Vendor Program Manager, Certified AML and Fraud Professional (CAFP), Certified Regulatory Compliance Manager (CRCM), Certified Bank Secrecy Act Professional, and a Banking Certificate from the Barret School of Banking.