Essentials of Banking Series
Join fellow community bankers from around the United States as we grow our knowledge of the banking industry. Essentials of Banking is a six-part, interactive, virtual learning series designed to provide a complete overview of banking principles and operations. Each session is 3 hours in length. CBA will be offering two sets of options for 2026. Option 1 will be offered from January - June. Option 2 will be offered from July - December.
Not sure if you should attend? We encourage new bank employees in all roles/departments and bank directors new to banking, management trainees, and bank veterans who are looking to broaden their banking knowledge to attend this informative series.
Benefits of the Series:
- Establish a strong foundational knowledge of banking in the United States
- Expand banking skills and knowledge in a focused learning environment
- Interact and network with other bankers in a virtual environment
- Understand the variety of banking career opportunities
- Improve cross functional contributions and performance
- Prepare for Graduate Schools of Banking
- Know how your bank makes money
- Interpret your bank’s financial statements
- Define commonly used banking terminology
- Develop a mindset of service to all stakeholders
- Contribute to your bank’s growth and profitability
*Attendees are not required to complete all 6 parts. Each session may be purchased a la carte within each option time period.
Click on the individual sessions to purchase specific days.
For more information on this series, please contact Becky Soto at becky@cbaofga.com.
Evolution of Money and Banking
- Definition of Money
- Types of Money
- Definition of Banking
Types of Banks and Bank Organizational Structures
Roles and Responsibilities of the Board of Directors
Discovering Your Role as An Essential Service Provider
- Changing Banking Landscape
- Profitable and Purpose Driven Banking
- Building Thriving Communities
Your Successful Career in Banking
- Integrity and Ethics in Banking
- Identifying and Balancing Key Stakeholder Interests
- Risk Management 101: Safety and Soundness and Consumer Compliance
- Career Growth Opportunities
Key Banking Divisions and Departments
- Retail Banking
- Mortgage Banking
- Commercial Banking
- Corporate Banking
- Trust, Investment, and Insurance Services
- Information Technology
- Compliance, BSA & Fraud
- Bank Operations
- Accounting and Finance
- Human Resources
- Marketing
History of Banking in the United States
- Introduction to Risk Management in Banking
- Safety and Soundness
- Consumer Compliance
- U.S. History and Key Banking Legislation through the Years
- Understanding the “Why” Behind Key Bank Regulations
Uniqueness of U.S. Banking System
- Dual State and Federal Banks
- Federal Reserve as the Decentralized, Central Bank
- Organization of the Federal Reserve System
- Roles and Responsibilities of the FED
- U.S. Monetary Policy
Roles and Responsibilities of Other Banking Regulators
- Comptroller of the Currency
- Federal Deposit Insurance Corporation (FDIC)
- FDIC Insurance and EDIE
- Office of the Comptroller of the Currency (OCC)
- Consumer Financial Protection Bureau (CFPB)
- Consumer Compliance
- National Credit Union Administration (NCUA)
- Differences Between Banks and Credit Unions
- Key Advantages of Banking with a Bank
- Conference of State Bank Supervisors & Federal Financial Institutions Examination Council (FFIEC)
- U.S. Department of the Treasury
- U.S. Department of Justice and FinCEN
- BSA and Fraud
- BSA and Fraud
Current Banking Related Hot Topics
Attendees are required to:
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- Have Zoom virtual meeting access
- Interact with facilitator and other participants in a live, virtual environment
- Actively participate in all activities and exercises
- Complete assignments
- Have full, working computer microphone and speakers or phone access
- Participate in chat discussions
For the best training experience and learning results, attendees are highly encouraged to have their video cameras on during training.
Traditional schedule for each session:
1:30 pm - 2:00 pm - Log-Ins Begin
2:00 pm - 5:00 pm - Program
*Breaks will be called.
To receive a full overview of banking, it is recommended that participants attend all six sessions of the series, beginning with Session I. However, one session is not a prerequisite for another. Each session may be attended as a stand-alone class.
Understanding Profitability, Liquidity, Cash Flow
- Why Your Bank’s Profitability and Financials are Important to You
- How Banks Make Money
- Deposit and Loan Growth
- Pricing Deposits and Loans
- Fee Income
- Overview of the Balance Sheet
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- Bank Assets
- Liabilities
- Shareholder’s Equity
- Overview of an Income Statement
- Sources of Income and Expenses
- Net Profit
- Other Key Financial Statements
Breaking Down a Bank’s Annual Report
Risk Management and Safety and Soundness
- Asset/Liability Management
- Defining the Various Banking Risks
- Safeguarding the Bank’s Assets/ Corporate Governance
Bank Performance Metrics
- Key Financial Performance Ratios
- Other Bank Performance Metrics
- Bank Examinations
- Types of Bank Examinations
- The Anatomy of an Exam
- CAMELS Rating System
- Regulatory/Supervisory Actions
The Purpose of Laws, Regulations, and Your Compliance
Compliance Management Fundamentals
- Regulatory Expectations
- Changing Role of Compliance
- Compliance and Your Job
Banking and its Regulation
- Code of Federal Register
- Alphabet Soup
- Overview of Key Bank Regulations
- Safety & Soundness Regs
- Consumer Compliance Regs
The Banker’s Responsibility in Preventing and Reporting Crime
- Anti-Money Laundering, CIP, and Beneficial Ownership
- Technology Threats to Banking
- Scams and Elder Abuse
- Internal Fraud/Crime
- Requirements and Best Practices for Crime Prevention
Security Regulations
- Reg P – Privacy of Consumer Information
- Bank Protection Act of 1968
Stakeholder Service Excellence
- Serving Your Key Stakeholders
- The Evolving Banking Business and the Customer Experience
- The Power of Word-of-Mouth Marketing
- Branding 101: Building the Bank’s and Your Personal Brand
- Defining and Building Client Loyalty
- Providing Service that WOW’s
- Customer Service Standards
- Effective Communication Strategies
Growing the Bank
- Growing the Bank is Everyone’s Job
- The Banker’s Role as a Trusted Advisor
- Proactively Helping Customers
- Building Profitable Relationships
- Tips For Successful Networking
- Business Development Strategies for All Bankers
- Giving Back to Your Community
