2026 HR/TD RAP Session 3

Join Us for the 2026 HR RAP Sessions!

Presented by the Community Bankers Association of Georgia

Connect. Learn. Lead.

The Human Resources RAP Sessions are back for 2026! Held quarterly, these dynamic roundtable sessions are designed exclusively for HR professionals in Georgia's community banking industry. Whether you're navigating the latest legal developments, looking for expert insights on hot-button HR issues, or simply want to connect with peers facing similar challenges, the RAP Sessions offer a valuable forum for collaboration and growth.

Session 3
The Accidental Fiduciary: How HR Leaders End Up Managing More 401(k) Risk Than They Realize
Ed Wojton, IMA Financial Group

Most HR professionals never signed up to become retirement plan experts, yet many find themselves responsible for overseeing one of the organization's most heavily regulated employee benefits. Between fiduciary responsibilities, participant communications, compliance requirements, vendor oversight, and evolving legislation, the administrative burden associated with a 401(k) plan continues to grow. This session will explore where hidden risks often arise, common mistakes made by well-intentioned employers, and strategies community banks can use to reduce complexity, improve outcomes, and free HR teams to focus on what they do best: supporting their employees.

Key Topics Covered:
•    Understanding the fiduciary responsibilities often assigned to HR leaders
•    The growing complexity of managing a retirement plan in today's regulatory environment
•    Common administrative and compliance risks facing community banks
•    How mistakes such as eligibility errors, late contributions, and documentation gaps occur
•    The impact of retirement plan oversight on HR resources and organizational efficiency
•    Best practices for improving governance and reducing administrative burden
•    Evaluating opportunities to outsource fiduciary and administrative responsibilities
•    Emerging retirement plan solutions designed to simplify oversight and mitigate risk

FACILITATOR: 

Lori Godfrey, Chief Operating Officer
CBA of Georgia

2026 RAP Session Dates:
📅 March 6 | 📅 July 17 | 📅 October 2 | 📅 December 11

Why Attend?

• Network with fellow HR professionals in the community banking space
• Stay current with key legal updates affecting your institution
• Engage with expert speakers on timely and relevant HR topics
• Participate in open discussions and real-world problem solving

Whether you're a seasoned HR leader or new to the field, these sessions provide meaningful opportunities to stay informed, share experiences, and strengthen your HR strategy.

Save the Dates and Join the Conversation!
Brought to you by the Community Bankers Association of Georgia – supporting Georgia's community banks and the professionals who help them thrive.

Contact education@cbaofga.com for more details and to submit your discussion topics.