F & M Bank and Trust Co.

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Allen Parham President & CEO

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Alicia Grubb

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Annette Suber Vice President of Compliance

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AP (F&M Bank and Trust) Accounting

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Ashley Brown

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Beverly Bonner

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Brigette Trice

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Carrie McCall Controller and Assistant CFO

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Gary Ledbetter

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Jamie Hall

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Jaynie Nesmith

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Jerry Loftin

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Jerry Smith

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Joseph Pierce

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Lynley Hipps

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Patrick Wasden

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Stacey Gibson

Bank Member