BSA Officer - Legacy State Bank

Essential Duties and Responsibilities

• Administer and oversee the Bank Secrecy Act (BSA), Counter the Financing of Terrorism Act (CFT) Anti-Money Laundering (AML), Customer Identification Program (CIP), Customer Due Diligence (CDD), Enhanced Due Diligence (EDD), and OFAC compliance programs.

• Monitor transactions for suspicious or unusual activity using automated monitoring systems, Verafin and manual reviews.

• Investigate alerts and determine whether suspicious activity warrants the filing of Suspicious Activity Reports (SARs).

• Prepare, review, and submit SARs, Currency Transaction Reports (CTRs), and other required regulatory filings within established deadlines.

• Maintain and update the bank's BSA/AML/CFT policies, procedures, and risk assessments.

• Conduct periodic BSA/AML/CFT risk assessments and recommend enhancements to internal controls.

• Ensure compliance with FinCEN, FDIC, Federal Reserve and applicable state regulatory requirements.

• Perform customer due diligence and enhanced due diligence reviews for high-risk customer and/or cash-intensive businesses.

• Review OFAC alerts and sanctions screening results and resolve potential matches.

• Coordinate independent BSA audits and regulatory examinations.

• Respond to requests from law enforcement and regulatory agencies.

• Develop and deliver BSA/AML/CFT compliance training for employees and the Board of Directors

• Monitor regulatory changes and implement necessary updates to policies and procedures.

• Prepare reports for executive management and the Board of Directors regarding BSA compliance activities.

• Maintain accurate records and documentation supporting investigations and regulatory filings.

• Collaborate with internal audit, compliance, operations, and business units to strengthen the bank's compliance program.

Qualifications

• Bachelor's degree in Finance, Business Administration, Criminal Justice, Accounting, or a related field preferred.

• 2-4+ years of experience in BSA/AML compliance, financial crimes, fraud investigations, or banking compliance.

• Strong knowledge of: Bank Secrecy Act (BSA), Counter the Financing of Terrorism Act (CFT), USA PATRIOT Act, Anti-Money Laundering (AML) regulations, OFAC requirements, FinCEN guidance, Customer Due Diligence (CDD), and Beneficial Ownership requirements 

• Experience preparing SARs and CTRs.

• Familiarity with transaction monitoring and case management software. 

• Strong analytical, investigative, and problem-solving skills. • Excellent written and verbal communication skills.

• Ability to maintain confidentiality and exercise sound judgment. 

• Proficiency with Microsoft Office, particularly Excel and Word. Preferred Skills

• Experience with BSA monitoring systems such as Verafin

• Experience working with bank regulatory examinations.

• Strong leadership and project management abilities.

Location:

3825 Harrison Rd Loganville, GA 30052

How to Apply:

Please contact Wendi Spinks at wspinks@legacystatebank.com