Board Member Spotlight 10/28/25

Frank Griffin has spent more than 29 years in the banking industry and currently serves with Flint Community Bank. His extensive career reflects a deep commitment to both his profession and his community, where he plays an active role in fostering growth and stability.

Frank is deeply involved in civic leadership and currently serves on the boards of several organizations, including the Fellowship of Christian Athletes, Phoebe Putney Memorial Hospital, and the Georgia State Board of Education. Through these roles, he helps strengthen connections between business, education, and community service, ensuring that local institutions thrive and positively impact the lives of those they serve.

Passionate about community banking, Frank believes that community banks and their bankers are the “troops on the ground” that keep America running. Each day, he and his peers make decisions that directly affect their neighbors and friends, providing capital to help turn hopes and dreams into reality.

Outside of his professional and community commitments, Frank treasures time with his family. He and his wife, Ashley, have three grown children who are navigating the journey of “adulting.” Frank finds great joy in watching them grow into their own lives, offering encouragement and support along the way. When he’s not working or serving, he enjoys being near the water, reading, eating good food, and quail hunting.

Heather Stephens has dedicated 14 years to the banking industry and currently serves with the Bank of Dade. Through her leadership and commitment to innovation, Bank of Dade has partnered with Kasasa to offer high-yield savings accounts, providing customers with more rewarding and community-centered financial options. This partnership underscores her focus on delivering meaningful benefits to the local community.

Beyond her professional accomplishments, Heather plays a vital role in education and youth development. She has served as the CFO and Treasurer for the Dade County Academic Foundation for the past eight years. The foundation’s mission is to raise scholarship funds for graduating seniors at Dade County High School, helping local students pursue higher education. Recently, the organization has expanded its efforts by introducing programs that allow donors to sponsor academic initiatives within the school system—further promoting excellence and achievement among Dade County’s youth.

At the heart of Heather’s work is her passion for opportunity—specifically, the opportunity to serve others with empathy, friendship, and stability. She believes that genuine community impact begins with compassion and a willingness to create positive change.

Outside of banking, Heather leads an entrepreneurial life alongside her husband, Ross, to whom she has been married for six years. Together, they have two daughters, Remy (4) and Raelyn (1). The couple owns rental properties and storage units, and they are constantly exploring new business ventures. When they aren’t managing their professional and family responsibilities, they enjoy planning their next entrepreneurial pursuit, embodying the same drive and vision that Heather brings to her work in banking and community service.